Affiliate Program Agreement

This Agreement, made and entered by and between Credit-Land.com and you, the affiliate ("you" or "affiliate"), contains the complete terms and conditions that apply to your participation in the Credit-Land.com Affiliate Program (the "Affiliate Program" or "Program").

1. Terms of the Agreement

   The term of this Agreement will begin upon our acceptance of your affiliate application and will end when terminated by either party. Either you or we may terminate this Agreement at any time, with or without cause, by giving the other party written notice of termination. You are only eligible to earn commission on sales occurring during the term.

   You must use and provide valid email address and contact information through which you can be reached to participate in the Credit-Land.com Affiliate Program. If you do not, your account will be deactivated.

2. Compensation Defined

   Affiliates can earn commissions through cost per sale campaigns. Our commission structure ranges from $5 to $95, depending on which credit card a user applies for, and pending approval for that card in many instances.

3. Termination

   Upon termination of this Agreement for any reason, you will immediately cease use of, and remove from your site, all links to our site, and all Credit-Land.com trademarks, trade dress, and logos, and all other materials provided by or on behalf of us to you pursuant hereto or in connection with the Program.

4. Modifications to the Agreement

   We may modify any of the terms and conditions contained in this Agreement, at any time and in our sole discretion, by posting a change notice or a new agreement on this site. Modifications may include, for example, changes in the scope of available commission structure, fee schedules, payment procedures and Program rules. If any modification is unacceptable to you, your only recourse is to terminate this agreement. Your continued participation in the program following our posting of a change notice or new agreement on our site will constitute binding acceptance of the change.

5. Eligibility in the Program

   Employees of Credit-Land.com, its subsidiaries, parent companies or sister companies and the immediate family members of such employees are not eligible to participate in the Credit-Land.com Affiliate Program.

6. Enrollment in the Program

   To begin the enrollment process, you will submit a complete application from our site. We will evaluate your application in good faith and will notify you of your acceptance or rejection. We may reject your application if we determine (at our sole discretion) that your site is unsuitable for the Program. If we reject your application, you are welcome to reapply to the program at any time. You should also note that if we accept your application and your site is thereafter determined (at our sole discretion) to be unsuitable for the program, we may terminate this agreement.

   Your site should:

   a) Generate sufficient traffic to our websites and have current and relevant content;
   b) Attract a customer base who may be interested in our products
   c) Not promote violence such as: hate crimes, fire arms, terrorist organizations and/or related sites;
   e) Not promote discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age;
   f) Not promote sexually explicit, pornographic or obscene content (whether in text or graphics)
   g) Not promote content related to liquor, tobacco, firearms, drugs, gambling, crime or death

7. Privacy Policy

   Except as otherwise provided in this Agreement or with the consent of the other party hereto, each of the parties hereto agrees that all information, including, without limitation, the terms of this Agreement, business and financial information, customer and vendor lists, and pricing and sales information, concerning us or you, respectively, or any of our affiliates provided by or on behalf of any of them shall remain strictly confidential and secret and shall not be utilized, directly or indirectly, by such party for its own business purposes or for any other purpose except and solely to the extent that any such information is generally known or available to the public through a source or sources other than such party hereto or its affiliates.

8. Fraud

   If you commit fraud or falsify information in connection with the registration of members in Credit-Land.com through the links on your site, this Agreement will be terminated immediately. In addition, you will be liable to Credit-Land.com for any and all damages that Credit-Land.com suffers as a result of such actions. You will also be responsible for returning to Credit-Land.com all commissions received for fraudulent sales, and we will not hesitate to pursue all legal causes of action against you to the fullest extent possible under the law.

9. Limitation of Liability

   We will not be liable for indirect, special or consequential damages, or any loss of revenue, profits or data, arising in connection with this Agreement or the Program, even if we have been advised of the possibility of such damages. Further, our aggregate liability arising with respect to this Agreement and the Program will not exceed one month´s commission paid or payable to you under this Agreement.

10. Relationship of Parties

    You and we are independent contractors, and nothing in this Agreement will create any partnership, joint venture, agency, franchise, sales representative, or employment relationship between parties. You will have no authority to make or accept any offers or representations on our behalf. You will not make any statement, whether on your site or otherwise, that reasonably would contradict anything in this Section. Credit-Land.com may cite your name or URL in connection with your participation in the program in materials including but not limited to postings on our site, newsletters, advertisements, and other communications.

11. Payment to Affiliates

    Credit-Land.com agrees to pay you the commission specified in this Agreement if Credit-Land.com through its site, sells to a visitor to its sites (a "Customer") a product or service that is the subject of this Agreement and if that Customer has accessed Credit-Land.com site and purchased the product or service through a link on your web site.

    a) Commissions will be paid via check in U.S. dollars only. All payments will be distributed by Credit-Land.com.
    b) Commission checks will be made payable to the order of the person and/or company name designated on the affiliates application at the time of sign-up. Absolutely no exceptions will be made to this rule.
    c) Commissions are accrued on a 30/31 day calendar month. Failure to provide Credit-Land.com with a correct address, or if checks mailed to You are returned to Credit-Land.com, will result in forfeiture of any amounts otherwise due to You hereunder. You can send updated information to Affiliates@Credit-Land.com. Any attempt by an affiliate to manipulate, falsify or inflate clicks or referrals, to defraud Credit-Land.com.com or to violate the terms of this Agreement constitutes immediate grounds for Credit-Land.com to terminate this Agreement and will result in forfeiture of any amounts otherwise due to You hereunder.
    d) Commissions are calculated based on the total amount of credit card applications and approvals generated through your links in a particular calendar month.
    e) Commissions are paid on a monthly basis when the affiliate´s account has reached a minimum threshold of $25.00. Accounts with a balance of less than $25.00 will roll over to the next month.
    f) No commission will be paid on advertising orders if for any reason an affiliate´s referred visitor cancels their application or is not approved for the credit card applied for (where applicable).

12. Tracking of Clicks and Advertising Orders

    Credit-Land.com will be solely responsible for tracking clicks and orders made to customers who follow an affiliate´s links or inputs the affiliate´s code. An affiliate will be solely responsible for ensuring that its links are formatted properly and maintained in a manner, which allows Credit-Land.com to track such sales. No commission shall be paid if the application cannot be tracked by Credit-Land.com.

13. Application Processing

    Credit-Land.com will process applications placed by customers who follow links from your site to the Credit-Land.com sites.

14. Responsibilities of Your Site

    You will be solely responsible for the development, operation, and maintenance of your site and for all materials that appear on your site.

    You are solely responsible for:

    a) The technical operation of your site and all related equipment;
    b) The accuracy and appropriateness of materials posted on your site (including, among other things, all Credit-Land.com materials);
    c) Ensuring that materials posted on your site do not violate or infringe upon the rights of any third party (including, copyrights, trademarks, privacy, or other personal or proprietary rights);
    d) Ensuring that materials posted on your site are not libelous or otherwise illegal.

15. Indemnification

    We disclaim all liability for these matters listed in 14. Further, you will indemnify and hold us harmless from all claims, damages, and expenses (including, without limitation, attorneys´ fees) relating to the development, operation, maintenance, and contents of your site.

16. Limited License

    We grant you a nonexclusive, nontransferable, revocable right to access our site through the links solely in accordance with the terms of this Agreement, for the sole purpose of linking your site to our site, solely for the purpose of identifying your site as a participant in the Program and assisting in increasing traffic to Credit-Land.com You may not alter, modify, or change the links in any way. You are only entitled to use the links to the extent that you are a member in good standing of the Credit-Land.com Affiliate Program. We may revoke your license anytime by giving you written notice.

17. Publicity

    You shall not create, publish, distribute, or permit any written material that makes reference to us without first submitting such material to Credit-Land.com and receiving our consent.

18. Anti-Spam Policy

    Affiliates will be removed from the Credit-Land.com Affiliate Program and forfeit any pending commission if they are caught spamming. Spamming is not allowed and will not be tolerated. All email campaigns must be approved in advance by the Credit-Land.com´s Affiliate manager and must comply with all elements of the CAN-Spam Act.

19. Anti-Predatory Policy

    No affiliate will replace, intercept, interfere, hinder, disrupt or otherwise alter in any manner the Web users´ access, view or usage of, or other aspect of the Web users´ experience at, any affiliate´s webpage (as defined below) in a manner that causes or otherwise results in a different experience from that was otherwise intended by such affiliate;

    *No Affiliate will block, alter, direct or redirect, or substitute, insert or append itself to, or otherwise intercept or interfere in any manner with, any click-through or other traffic-based transaction that originated from an affiliate webpage (including without limitation any return visit to Credit-Land.com to which such click-through or other traffic reached or intended to reach) with the result of reducing compensation or other payment earned by or owing to an affiliate or increasing any payment obligation of Credit-Land.com with respect to any individual transaction.

20. Disclaimer

    We make no express or implied warranties or representations with respect to the Credit-Land.com web site or the Credit-Land.com Affiliate Program (including, without limitation, warranties of fitness, merchantability, no infringement, or any implied warranties arising out of course of performance, dealing, or trade usage). In addition, we make no representation that the operation of our site will be uninterrupted or error-free, and we will not be liable for the consequences of any interruptions or errors.

21. Miscellaneous

    The laws of the United States and the State of New York will govern this Agreement, without reference to rules governing choice of laws. Any action relating to this Agreement must be brought in the federal or state courts in New York and you irrevocably consent to the jurisdiction of such courts. You may not assign this Agreement, by operation of law or otherwise, without our prior written consent. Subject to that restriction, this Agreement will be binding on, inure to the benefit of and be enforceable against the parties and their respective successors and assigns. Our failure to enforce your strict performance of any provision of this Agreement will not constitute a waiver of our right to subsequently enforce such provision or any other provision of this Agreement.

    This Agreement sets forth the entire understanding of the parties with respect to the subject matter hereof, and supersedes any prior agreements and understandings, both written and oral, which may have existed or exist between the parties with respect to the subject matter hereof. You may not modify this Agreement.

22. Independent Investigation

    You acknowledge that you have read this agreement and agree to all its terms and conditions. You understand that we may at any time (directly or indirectly) solicit customer referrals on terms that may differ from those contained in this agreement or operate web sites that are similar to or compete with your web site. You have independently evaluated the desirability of participating in the program and are not relying on any representation, guarantee or statement other than as set forth in this agreement.

23. Proper Age

    BY ACCEPTING THIS CONTRACT, YOU CONFIRM YOU ARE AN ADULT OF AT LEAST 18 YEARS OF AGE (19 OR 21 WHERE APPLICABLE)

24. Pay Per Click Search Engine Placement Policy

    Affiliates are strictly prohibited from bidding on all the keywords containing any variations or misspells of brand names, trade names, names of products and banks mentioned at Credit-Land.com. Below please find a list including (but not limited to) examples. Any affiliate who violates this rule will be withdrawn from the system immediately.

    Examples:
    • Capital One
      Chase
      Citi
      Discover
      HSBC Bank Nevada
      First PREMIER
      Bank of America
      IBERIABANK
      Public Savings Bank
      Simmons First National Bank
      Horizon Bank
      MetaBank
      Capital One Canada Bank
      MBNA
      Manufacturers and Traders Trust Company
      Blue
      Delta
      Starwood
      True Earnings
      Zync
      SimplyCash
      The Plum
      america express
      america nexpres
      amex
      american expres
      american express
      americanexpress
      amerika express
      amerika expres
      america nexpress
      amerikan expres
      amerikan express
      amerikanexpres
      amerikanexpress
      americanexpres
      american express credit card
      american express credit cards
      MTV
      LSU Tigers
      No Hassle
      Orbitz
      Venture
      HASSEL
      HASSLE
      HASEL
      HASLE
      Capital One credit card
      Capital One credit cards
      capital1
      capitaleone
      capitalone
      cap one
      CAP1
      Platinum Prestige
      CAPIAL ONE
      CAPIAL ONE BANK
      CAIPTAL ONE
      CAITAL ONE
      Reloadable Prepaid
      Sapphire
      Chase Freedom
      
    • Continental Airlines
      Marriott
      UNITED MILEAGE PLUS
      Ultimate Rewards
      Chase bank
      chase credit card
      chase credit cards
      CHSE
      CHASE.COM
      CHASECARD
      CHASECARDS
      CHASECREDIT
      Slate from Chase
      Southwest Airlines
      Diamond Preferred
      Dividend Platinum
      Citi ThankYou
      cit
      Citibank
      CITY
      PREFERRED
      citybank
      Platinum Select
      Citi Forward
      Mix Tape Student Card
      More Card
      Motiva
      Open Road
      Monogram
      Clear
      Escape by Discover
      Miles by Discover
      DESCAVER
      DISCABER
      DISCAVER
      DISCOVERCARD
      Discover credit card
      Discover credit cards
      descave
      Discover Student
      Orchard Bank
      HSBC
      orchund
      HSBCCREDIT
      HSBC credit card
      HSBC credit cards
      orchard
      Household
      ORCHARDBANK
      HOUSEHOLDBANK
      HOUSEHOLDCARD
      PREMIER
      FIRSTPREMIER
      OREMIER
      PREIER
      1STPREMIER
      PREMIER1
      1PREMIER
      CENTENNIAL
      CENNTENIAL
      GOLDCENTE
      AVENTIUM
      FP
      FPR
      FIRST PREMIERE
      
    • SENTINEL
      First PREMIER credit card
      First PREMIER credit cards
      WorldPoints
      Accelerated
      BankAmericard
      Bank of America Credit Cards
      Bank of America Credit Card
      Bankofamerica
      BofA
      iberia bank
      IBERIABANK credit card
      IBERIABANK credit cards
      IBERIANBANK
      Classic Secured Visa
      savings bank
      OPEN SKY
      Public Savings Bank Credit Cards
      Public Savings Bank Credit Card
      simmons first bank
      Simmons First National Bank Credit Cards
      simmons first bank credit card
      simmons first bank credit cards
      Mango MasterCard
      YAP
      InFusion Prepaid
      AccountNow
      SilverCard Prepaid
      NetSpend
      UPside Visa
      READYdebit
      BuyRIGHT
      Platinum Cashback Credit Card
      Red Card
      British Airways
      Business Gold Charge
      Platinum Business Credit Card
      Aspire
      Delta SkyMiles
      Guaranteed MasterCard
      Guaranteed Secured
      Cash Back Gold
      Low Rate Guaranteed
      Cash Back Plus Platinum
      SmartLine
      PremierRewards
      Platinum Plus
      Best Western MasterCard
      Sony Card MasterCard
      Shoppers Optimum
      Pharmaprix Optimum
      CAA
      Studentawards Credit Card
      Smart Cash
      M&T Bank
      BabyPhat Prepaid
      Purple Diamond
      

25. Competitive Use

    a) Content, including, but not limited to, data feeds, banners, and articles, provided by Credit-Land.com is copyrighted. You are granted a temporary and revocable license to use it while marketing any Credit-Land.com subsidiary. Should Publisher become a Competitor, all licenses to Advertiser Content are revoked immediately.
    b) Except with express written consent, no competing ads may be generated, nor revenue therewith, using content provided by Credit-Land.com. This includes, but is not limited to, Google Adsense, Quigo AdSonar, and other contextual ad services provided by search engines. Other advertisements may be placed on the webpage, but may not use any Credit-Land.com owned content to generate the content, or context of any ad.