Applied Bank Credit Cards
Applied Bank compares favorably with other premier U.S. commercial banks and card companies by delivering personalized service and high-quality financial products to help you manage your finances better. Applied's credit card applications are especially popular among people with limited or no credit history, and who want to build it fast so that they can benefit from an extended credit line and low fixed interest rates on purchases.
Applied Bank has provided low-score consumers with both secured and unsecured Visa credit cards and MasterCards since 1996, thereby giving them an opportunity to establish a good rating when major creditors will not yet issue credit cards to them.
You can evaluate Applied Bank's secured Visa offer online and apply now to start improving your personal credit history. When comparing Applied with other issuers, be sure to focus on key comparison points such as: APRs, benefits, annual fees and other charges.
| CONSUMER CREDIT CARDS |
| Bank Name Card Name |
Credit History | Intro APR PURCH. (Intro Period) | Intro APR BAL.TR. (Intro Period) | APR % | Annual Fee | Apply | |||||||
|
Bad / No | n/a (n/a) | n/a (n/a) | 9.99% | $50 |
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|
Bad / No | n/a (n/a) | n/a (n/a) | 0% | see site |
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| Purch.--Purchases | Bal.Tr.--Balance Transfers | n/a--Not Applicable |
| Selected from all categories: 0 |
Applied Bank offers agreeable terms and conditions for those with no or limited credit and opportunity to get guaranteed approval. This issuer also provides credit bureau reporting and a payment protection program to help build your score at minimum risk and hassle to you.
Also, when you apply online for Applied secured Visa card, you select a preferred spending limit between $200 and $5, 000 to establish a security deposit. This minimizes the risk of possible defaults for the issuer because each time you miss a payment, the amount due is withdrawn from your deposit. This procedure prevents you from developing an unmanageable debt; from paying over-the-limit fees; from paying very high default interest charges and from other penalties that might cost you money or diminish the good score that you are trying to establish.
The only requirements for staying in good standing with Applied secured card program are that you make payments on time and that you keep your balance well below your spending limit set by the security deposit you made. By honoring these simple rules, you'll soon raise your FICO score and begin to establish your trustworthiness with other creditors and businesses.
