MetaBank is a nationwide U.S. financial services company that offers prepaid MasterCard and Visa to people with below average payment history and anyone who may not qualify for standard bank cards. Some of its best products allow instant approval online and require no credit check and only a minimal income check.
You may be approved for a MetaBank Visa or MasterCard even if you were turned down by other companies before. If you have no credit or bad credit history, or if you are just looking for a convenient payment tool, consider applying for a Meta Bank card online.
Study MetaBank's current offers, their activation fees, the minimum balances required and the maximum spending limits allowed to find the best fit for your financial resources, purposes and needs. MetaBank cards are excellent tools for building better credit over time, so apply online today!
To find out more about each card, click on this image.
While all offers in this table require good credit to apply, the ones with this symbol require an Exceptional credit history.
• Get Your Premium Benefits:
• Free Credit Score.
• Free Mobile Banking and Text Alerts.
• Free Unlimited Purchase Transactions.
• Free Online Bill Payment & Check Writing.
• Free Direct Deposit - paycheck, benefits, tax refunds.
• No Credit Check47, no Overdraft Fees or Balance Minimums.
• Reloadable up to $10,000 Max Balance.
• FREE: Online activation.
• FREE: Monthly Maintenance fees.
• FREE: Purchase Transaction fees.
• FREE: Paycheck & Government Benefits Direct Deposit.
• Consumers can load 4 easy ways including cash at over 46K Western Union Agent locations and direct deposit.
• Portion of your purchase goes to breast cancer awareness and detection.
• No credit check, No application fee, No obligation.15
• Withdrawals at ACE locations.15
• Free Direct Deposit - Get paid up to 2 days faster & eliminate payroll check cashing fees. Qualifies you for $10 Purchase Cushion & life insurance benefits!15
• Free Direct Deposit.
• Cash Loads at 50,000 retailers nationwide.
• 24-7 Real-Time Transactions Tracking.
• Online Check Writing Service to pay rent or other bills (UPside mails the check on behalf of the cardholder).
• Cell Phone Refill Service.
• Card-to-Card Transfers.
• Cash Back Rewards.
• 100% Approval - No credit check or bank account required.15
• Free direct deposit.
• Use your card anywhere MasterCard is accepted.
• Reloadable online or at 100,000 locations.
• Up to $5,000 balance limit.
• 100% Guaranteed Approval15 - No Credit Check.
• No Activation Fee.
• Free Direct Deposit and $25 bonus§.
• Free Online Bill Payment.
• Earn Purchase Rewards and Refer-a-Friend Cash Bonus.
• Perfect for Tax Refund direct deposit.
• Guaranteed Approval (only valid ID required, NO credit check).
• Perfect card for Government/Benefits Checks recipients.
• Free direct deposit of your pay or government check.
• FREE account alerts via eMail, SMS or Text Messages.
• Millions of ATM locations world wide.
• Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted.
• No overdraft fees or minimum balances.
• Online Checking - Electronic or paper checks.
• $0 Monthly Fee.
• 100% Guaranteed Approval15 - No Credit Check.
• No Minimum Balance.
• Free Direct Deposit and Online Bill Payment.
• Now with Purchase Rewards.
• Perfect for Tax Refund direct deposit.
• 100% Approval - No credit check required.15
• Free Direct Deposit - Get paid up to 2 days faster.**
• Pay rent, utilities and other bills online or over the phone.
• Track spending with online budgeting tools and alerts to your mobile phone.
• Funds are FDIC insured up to the current coverage limit.
• New! Get rewarded with NetSpend Payback Rewards™.
15 See Card Terms and Conditions. 46 See website for complete terms and conditions of card usage and application disclosure. 47 See Program Rules.
Debit Bank Cards from MetaBank
Some of the best debit and prepaid cards available on the market are offered to MetaBank's loyal customers. Prepaid card products were created for people who look for an effective and affordable way to start establishing credit or to rebuild it after delinquencies and even a bankruptcy. MetaBank offers will also suit anyone who has difficulty getting a major credit card from the top U.S. issuers.
Choosing among prepaid bank deals from MetaBank, it's best to pick up the one that provides monthly credit bureau reporting services because credit bureau reporting allows you to build or improve your score faster. Also pay attention to activation, card replacement and account closing fees and other charges on account operations. Make sure you apply for the least expensive but most flexible prepaid credit offer around!
Along with prepaid products, MetaBank also offers debit bank cards and secured credit cards for those who want to boost their credit scores. Some of the top secured credit offers come with no annual fees, competitive APRs and credit bureau reporting services. So, if your goal is improving or rebuilding your credit, consider applying for a secured card from MetaBank. However, before applying, be sure to study its fees, compare rates and features, and read its terms and conditions to make sure that it's the best option for your budget.
46 See website for complete terms and conditions of card usage and application disclosure.
47 See Program Rules.