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Immediate credit card care service
Answering your questions is our job and we love it! |
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Probably the answer to your question is already in our databank.
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Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.
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Displaying 0 to 10 (of 1700 questions) |
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User Name:
natacha |
Date:
August 2, 2006, 3:45 pm |
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how often does your credit score increase
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Answer:
Your credit report is continually updated with new information from your creditors. It is calculated based on the current information contained in your credit report when the credit score is requested. Changeability of some points from month to month is quite common.
To increase your credit score, get a copy of your credit report and stop using your credit cards. If you are shopping for a new car, for instance, and applying for new credit cards during this same period, that will create negativity on your credit report. Pay off your debt and pay your bills on time. Don't close your old accounts, stay out of bankruptcy. These simple rules will help your credit score increase every month.
Have a Good Day,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com. |
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User Name:
Crystal |
Date:
August 2, 2006, 8:49 pm |
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What is considered excellent, good, fair and poor credit rating? how do I know which category I fall into? |
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Answer:
Credit score is the most significant factor when you are planning to get a credit or a loan.
Excellent Credit - 750-850 Most loan programs are available to you. Low rates. Low risk.
Good Credit - 660-749 Few problems depending on the product you seek.
Fair Credit - 620-659 You are qualified for a loan. Some products may not be available.
Poor Credit - 350-619 Higher risk. Products are limited.
No Credit - 0-0
When the credit score is below 570, the risk is very high. Products will be limited and other factors will need to be considered.
When you check up your Credit Score, there are some factors considered:
-Past problems(delinquency, past due balances, recent or serious derogatory public record or collection, etc)
-Limited information (account payment or credit history not long enough, lack of recent information on accounts, insufficient number of satisfactory accounts, etc)
-Factors correlated with higher risk (excessive amount owed on accounts, too many new or existing accounts, too many recent credit checks, etc)
To know your Credit Score, apply to the Credit History Center at our site and get your free credit score at Credit-Land.com.
All the best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
ervin obed stander |
Date:
August 2, 2006, 11:21 pm |
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hows my credit and how to get approved of creditcard |
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Answer:
To know your credit score, visit Credit History Center at our site and get your free credit score at Credit-Land.com. Then, depending on the type of your credit card history, you can get the appropriate credit card. If you have never had a credit card, you will be offered a credit card for No credit (see Cards for No Credit at the site). If your credit is good to excellent, you can get an instant approval. In any case, you’ll be approved, because we give a guaranteed approval!
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com. |
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User Name:
Katherine Lopez |
Date:
August 3, 2006, 4:55 pm |
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credit cards for cosmetic surgrey |
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Answer:
There is hardly any credit cards for cosmetic surgery, as you can use consumer cards of any type.
Best regards,
Manager of Immediate Credit Card Care Service,
www. Credit-Land.com |
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User Name:
Barbara J McMillan |
Date:
August 3, 2006, 6:20 pm |
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What credit card can I apply for to transfer my balances to one credit card with fair credit? |
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Answer:
Please, see our OK Credit section. There you'll find the best credit offers for fair credit cards. All the fair cards allow balance transfers. You are just to choose whether you want a 0% balance transfers credit card or a low rate balance transfers card.
All the best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com. |
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User Name:
Cheryl Rodriguez |
Date:
August 3, 2006, 8:32 pm |
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I received a 2.99% apr for 12 months and then it will lower to 1.99 fixed apr for the life of the balance. with no transfer fee from Capital One. Wondering if there is a catch |
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Answer:
Try to find one in some other fees, that are subject to change during the life period of the card.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
jim |
Date:
August 3, 2006, 9:56 pm |
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with credit Vantage score of 789 and $17,000 in credit card debt would a company accept me for 0% balance transfers |
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Answer:
As 0% balance transfer credit card offers are usually for people with more than good credit (and you have excellent one) you are likely to get approved.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
Pamela Malik |
Date:
August 4, 2006, 3:42 pm |
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Can you please advise what card would be my best choice for only transferring one credit card balance. I don't need any bonus points/travel miles, or any other perks. I'm interested only in the longest APR period available, and 'no fee' to transfer the one balance. Thank You. |
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Answer:
You can apply for Blue from American Express: no transfer fee, intro period 'until paid off', but it also has some perks(isn't it good?). Or there is Discover Platinum Card which has no annual fee, but its intro period is 12 months, it provides no fee transfers and cash bonuses. Mind, these cards require good or excellent score.
Best,
Manager of Immediate Credit Card Care Service,
www. Credit-Land.com |
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User Name:
nelie |
Date:
August 4, 2006, 6:13 pm |
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I dont have any crdit history at all, is there any chance i can get a credit card? |
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Answer:
Yes, of course, there are credit card offers for customers like you, you only have to look through our charts of no credit card offers.
Good Luck,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
Martha |
Date:
August 5, 2006, 3:19 am |
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Do I need a website to be an affiliate? |
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Answer:
Could you please make more exact what kind of affiliate you want to be and how you are going to cooperate. To work with us you definitely need a website.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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