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In case of bankruptcy it is first necessary to make all the appropriate steps to extinguish your debts. Most Chapter 13 plans suppose three to five-year payouts. But the advantage of Chapter 13 is that you might be able to obtain credit, when you pay par... (more)
When you deal with any bank, credit card company or bureau, it is always necessary to clear out all the moments that cause your doubts. You see, we can't give any information on your case, as our job is to present the latest data about the best credit car... (more)
Unfortunately, it isn't quite clear from your enquiry, whether you've never had credit before, and have no credit rating at the moment, or you took any loans, and your credit is now bad. Anyway you can choose among three variants. If you possess a certain... (more)
Unfortunately, it is a common practice, that a negative item, as well as wrong information, appears in your report much easier than positive items. And subsequently, it can take you a good amount of time to improve your credit report or correct any false ... (more)
Indeed, to be eligible for American Express or Discover credit cards, it is necessary to possess good-to-excellent credit (660-749 or 750-850 scores). The credit line, fees and rates and credit card's benefits will be determined by the amount of the credi... (more)
Fair credit cards can be the fastest and the safest way for improving your credit history and getting the opportunity to become a holder of the best credit cards with more profitable conditions in the future. Besides, fair credit cards allow you to benefi... (more)
Don’t worry as the period between making an application and approval depends on the type of the card chosen. Creditors need to check your credit report and decide whether you qualify or not. It may take 60 seconds (if you apply for an instant approval c... (more)
If you want to begin establishing your credit, you should choose the cards carefully and take into account your credit history. If you have already started your credit report, you need to check it before applying for a certain card. Then, it is necessary ... (more)
Unfortunately, it can't be so that we could call you. You see, it is out of our competence to call our customers. We are not a financial institution that must contact with people and we don't have any access to your personal information. Our site presents... (more)
Unfortunately, you can only make a credit card application at our site. Then, all the questions should be considered with the bank. When you apply for a credit card, you need to wait for an answer from the card company. It may take 60 seconds (in case you... (more)
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