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How to Make Good Credit Score to Excellent Credit Score
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Displaying 1030 to 1040 (of 1947 questions) |
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User Name:
sweet pea |
Date:
May 29, 2007, 3:39 pm |
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I want an american exprepp card how high does my credit score need to be |
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Answer:
Thank you for asking your question. We hope our answer helps you to find a credit card you need. You should mention that in order to apply an American Express credit card you need to have good or excellent credit score, since American Express issues credit cards for the customers with good or excellent credit score. This implies FICO score of 660-749 and 750-850 (good and excellent credit score respectively). After you make sure your score is in this range feel free to explore our American Express credit card applications and apply online. |
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User Name:
Stacie Brown |
Date:
May 29, 2007, 9:27 pm |
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I applied for a master card I was approved and I paid my 37 dollars but I have not recieved my credit card |
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Answer:
After you’ve applied for a chosen credit card online, you have to wait a while until the bank decides whether you qualify or not. It can take various periods of time, depending on the type of the card you’ve applied for. In case of instant approval you can be approved immediately (it generally takes only a few minutes). However, even if you are approved instantly the card itself and all the documentation will be sent to you by post. Thus, it can take some time (several days perhaps or even more) before you get your credit card, depending on where you live, on the work of post office and so on. We can't tell you exactly whether the card has been sent to you or not as it is only the bank that provides such information. You can call the bank that has issued you a card or visit its official site. Contact the bank and clear out the situation there. |
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User Name:
mohammed aslam |
Date:
May 30, 2007, 8:01 am |
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i want credit card |
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Answer:
Getting a credit card today is rather simple process and requires no special effort. The most problematic issue that demands special attention is to choose the card that complies with your needs and current financial position. So, before applying for a card you should request your credit report first of all and to learn your credit score. This score is of great importance and by far determines your chances to be approved. According to the score turn to the cards for excellent, good, fair or bad credit and compare the given variants. If you don't have any credit history and wish to establish one look through the no credit offers. After you've chosen which card to apply for, just fill the required form and submit it online. Waiting for an approval can take various periods of time, but finally you will receive the statement and the card itself by post. Good luck! |
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User Name:
larry t lewis |
Date:
May 30, 2007, 11:34 am |
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Why haven't I recieve my credit as of yet |
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Answer:
First of all it should be mentioned that we are not a bank or a credit company, we don’t issue cards or give loans. Thus, we just don’t possess any of your personal information and even have no idea which card you are going to receive. When you apply for a card you can be approved immediately (with instant approval cards), wait for a couple of days, a week or a month. However, you should keep in mind, that it may take quite a different periods of time before the card itself arrives to you – from days to weeks, depending on the type of card, on the bank, on your location and of course on the work of the post office. Thus, perhaps you need not worry, because the card was sent but has not arrived yet. In case you don't get an answer for a long time, contact the bank and clear out the situation there. |
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User Name:
nancy curtis |
Date:
May 30, 2007, 2:11 pm |
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how do i get a phone number for customer service as i have had money taki8ng out of my banking account that should not of been |
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Answer:
First of all, it should be mentioned that we don’t represent any particular bank or credit company. Our website is aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. So, we recommend you to turn to your bank (by phone or through its official website) and clear out the situation there. |
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User Name:
joe troisi |
Date:
May 30, 2007, 9:51 pm |
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how long before i receive my card if i apply today 7668 |
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Answer:
After you’ve applied for a card, it actually takes different periods of time to consider your application. You see, generally the bank needs some time to check your report and to make a decision whether you qualify for a chosen credit or not. Yet at the moment many banks also offer to their customers the service of instant approval – that means that the decision is made in a few minutes. On our site there are several cards with instant approval. But mind, that all of them are available only for people with either good or excellent score, that’s why you should check your score before applying for them to avoid denial. If you are eligible for any of them fill the application online and get an approval immediately. In other cases however your application is considered by the bank for a longer period of time - from days to weeks. Besides, mind, that even if you get an approval you can’t get the plastic card itself online. It will be sent to you by post; thus it may take a few days (depending on your location) before the card itself arrives. |
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User Name:
qun yao |
Date:
May 31, 2007, 1:03 am |
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i have bad credit ,can i get a card with you?
Where can i get a credit card with very bad credit? |
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Answer:
Even if your credit is poor you are still eligible for a credit card. Applying for a card online is very simple and safe, the most important thing is to choose the card that complies with your needs and requirements. If you have a bad score (below 620) and want to raise it there are some cards you can apply for. At the moment a number of banks including Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to improve your credit is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you’ve chosen the card you like just click “apply”, fill the required form and submit an application through our service. |
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User Name:
tony |
Date:
May 31, 2007, 10:25 am |
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i betrying to get a credit card but my credit is not good iwant to build my credit up i want to know what i have to do to get a credit card |
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Answer:
Even if your credit is not so good you are still eligible for a certain type of credit cards. Applying for a card online is very simple and safe, the most important thing is to choose the card that satisfies your needs. If you have a bad score (below 620) and want to improve your history there are some cards you can apply for. At the moment a number of banks including Columbus, Dakota, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the details about each card, compare the given offers and choose one that suits your requirements. Another way to improve your credit is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you’ve chosen the card you like just click “apply”, fill the required form and submit an application online through our service. |
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User Name:
jackie |
Date:
May 31, 2007, 11:30 am |
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HOW DO YOU ESTABLISH CREDIT WHEN YOU DONT HAVE CREDIT? |
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Answer:
If you wish to build up your credit history you can do the following. First of all open a savings and a checking account in your name; this is essential as it proves your financial independence and ability to deal with money. You can also become an authorized user of one or more of other person’s credit cards. In this case you won’t be considered a cardholder but you will be able to use the credit limit. Try to keep the balances on them as low as possible, as all the information (both positive and negative) will be reflected in your report. Another way is to draw the so-called co-signer, which is a person who will be responsible if you don't pay off your bills on time. But mind that in this case too all the negative information will hit your report and damage your score. Finally, you can turn to the no credit cards and apply for one of them online. Consider all the variants carefully and choose the one that suits you most. |
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User Name:
Renee Sermons-Dowe |
Date:
May 31, 2007, 1:45 pm |
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Can I apply for a secured credit card? |
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Answer:
Secured cards are a rather widespread tool of improving the bad credit and increasing the current score. If you wish to apply for one of secured cards you should keep in mind that you will have to deposit a certain amount of money onto a bank account to ensure your solvency. The sum you’ll deposit will generally determine your credit limit. Getting a secured card is very simple and safe process that requires no special effort. Turn to the page devoted to secured credit cards, compare all the offers, read the details concerning terms and conditions of each card and choose the one that complies with your needs. After that click “apply”, fill the given application form and submit it online through our service. Wait for an approval and soon you will receive the cards itself and all the necessary documentation by post. Good luck! |
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