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APR is an abbreviation for Annual Percentage Rate. This is an effective interest rate you will pay on your loan. Consequently, the APR is the total cost of the credit granted. This rate is cherged when the balance is present on your credit card, and it de... (more)
Unfortunately, we have to inform you that usual issuers do not offer Annual Fee free credit cards for Bad/no credit. This benefit is offered only to the customers with good/excellent credit history. Moreover, you should note that Annual Fee for all bad/no... (more)
During Grace Period a customer has to pay off the bills. After that you don't have to pay the interest for using the money of a bank? in other words, if you had paid off your bills during Grace Period you don't have to bear a financial charge. Usually Gra... (more)
Thank you for addressing your request to our service! You can always apply online for a credit card with balance transfer available. All of these cards have 0% Introductiory APR and $0 Annual Fee. Some of them also have 0% Balance Transfer Fee (American E... (more)
Credit history includes data not only relative to your loans. As you said, you've never taken any. In theory, credit history starts with the implementation of your 'oficial records'. These can be social insurance number, driver's license, banking account,... (more)
Thank you for addressing your request to our service. Basically, having no credit history is not such a great problem as it may seem. There are always some ways to establish your credit history. For instance, First PREMIER Bank offers some credit cards fo... (more)
Thank you for your question, we hope our service helps you to find the best alternative. A number of banks nowadays offer various options for the customers with no credit history. Sometimes these are combined with the offers for bad credit history. Here y... (more)
Thank you very much for addressing your requests to our service. We do the best we can to help you cope wih your problems and answer your questions. We hope our answers somehow help you to find the variants whichdo best for you. Having no credit is not su... (more)
Thank you for your question. We are glad to answer and to solve this problem. Secured credit cards requre collateral to secure your credit and to guarantee you will pay off you bills in good faith. This collateral may be some kind of property (e.g. a car)... (more)
Thank you very much for addressing your requests to our service! It is designed especially for you to resolve your problems and answer your questions. We hope our answers will somehow help you. First of all, definitely, you can apply for a credit card eve... (more)
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