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Bad Credit Cards for People Who Want to Rebuild Credit
Answering your questions is our job and we love it! |
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Public Savings Bank Secured Black Card
Apply Right Now:
• 0% APR for 6 months on purchases.
• No Annual Fee.
• We report to all 3 credit bureaus.
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Displaying 1070 to 1080 (of 1947 questions) |
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User Name:
FELIX R RIVERA |
Date:
June 11, 2007, 4:15 pm |
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HOW CAN I OBTAIN A PIN NUMBER FOR MY CREDIT CARD
How can I get my pin #. Is there a way it can be sent to my email address. |
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Answer:
The PIN number is a number you choose and use to gain access to various accounts. The PIN number is very important because it is impossible to activate and use the card without this number. Regrettably we can't help you to get your PIN number. The thing is that we are not a financial institution and have neither right nor opportunity to deal with the personal financial information. Your PIN is absolutely confidential and can not be issued by other organizations than banks. The only aim of our website is to provide you the information about various types of credit cards. Here you can consider the best credit cards, cards for good, fair, bad or no credit. If you are going to apply for one of them, we will gladly try to help you in your choice. However to give you your PIN is completely out of our competence. If you received a credit card and have no PIN, you should immediately call the bank and clear out the situation there. |
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User Name:
Denise |
Date:
June 11, 2007, 4:23 pm |
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Could you tell me what the credit score is for very good & excellent& |
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Answer:
Before applying for a card you must be sure you are eligible for it. That’s why it is very important to know your current credit score. First of all, request you credit report and check it for any mistakes or inaccurate information. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit reporting agencies, such as Equifax, Experian and TransUnion. It is important because the numbers may differ, and the lenders generally look at the lowest score. If your score amounts to 0-619 it is regarded poor, if it is 620-659 it puts you into the “fair credit” category, if it is 660-749 you score is considered good, and from 750-850 you score is excellent that means you are eligible for the best credit cards. When you know your credit rating you can turn to the category for the good, fair or bad credit offers. Compare the deals, read all the details concerning each of them and choose the one that suits your needs. After that fill the application and submit it online. |
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User Name:
ROLMII |
Date:
June 11, 2007, 5:04 pm |
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HOW TO APPLY CREDIT CARD IF YOU HAVE 506 CREDIT SCORE? |
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Answer:
If you have a poor score (506 falls into the "bad credit" category) and want to raise it there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. |
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User Name:
precious danzy |
Date:
June 11, 2007, 7:11 pm |
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my score is not good i need to no how to get it better |
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Answer:
A credit card can be a good way to establish your history and to increase your current score. If your credit is bad and you wish to improve it, you should follow some essential recommendations. First of all request you credit report and check it for any mistakes and inaccuracies. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit bureaus, such as Equifax, Experian and TransUnion. Missing your payments will negatively affect your credit history, so do your best to make all the payments exactly on time. If you have a bad credit history, you should minimize the amount of inquiries on your credit report and open new accounts only if you need them, Besides, try to keep your balance as low as possible. Don't forget to use the old cards because in other case the data will not be updated. All these recommendations will allow you to establish a positive credit history and in time you'll be able to apply for the best credit offers. |
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User Name:
miguel mieles |
Date:
June 11, 2007, 11:51 pm |
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cant i get a visa with less than good credit |
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Answer:
Your credit rating is significant as determines which card you qualify for and what terms you are able to get. Many banks offer various deals for all types for credit, but not all of them are eager to approve an application when the score is not high enough. However, you should remember that Visa is not a bank and doesn't issue cards; it is just a brand of credit cards offered by numerous issuers. That’s why even if your score is not so good you are able to get one of the Visa cards. The most important thing is know your current score for sure. If it is fair (620-659) or bad (below 620) you can obtain Access Visa Card or Total Visa Card from Commerce Bank; Centennial Gold MasterCard®/Visa, Centennial MasterCard®/Visa, Gold MasterCard®/Visa, Secured Visa® from First PREMIER; Rewards 660 Visa® from Dakota State Bank and many others. Turn to the list of Visa cards for bad credit, compare the present offers and choose the one you like. |
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User Name:
rochelle |
Date:
June 12, 2007, 11:52 am |
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what is the best card for someone with poor credit |
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Answer:
If you have a poor credit and want to increase your score there are some cards you can apply for. Nowadays many banks, including Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. |
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User Name:
John |
Date:
June 12, 2007, 12:43 pm |
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I am very interested in rebuilding my credit. Can you please help? |
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Answer:
A credit card can be a good way to establish your history and to increase your current score. On our site you are able to choose among the several cards for bad credit and apply for one that suits you most. If your credit is bad and you wish to improve it, you should follow some essential recommendations. First of all request you credit report and check it for any mistakes and inaccuracies. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit bureaus, such as Equifax, Experian and TransUnion. Missing your payments will negatively affect your history, so do your best to make all the payments exactly on time. If you have a low score, you should minimize the amount of inquiries on your credit report and open new accounts only if you need them, Besides, try to keep your balance as low as possible. Don't forget to use the old cards because in other case the data will not be updated. All these recommendations will allow you to establish a positive credit history and in time you'll be able to apply for the best credit offers. |
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User Name:
Marlene Pudder |
Date:
June 12, 2007, 1:24 pm |
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How can I get a credit card or any type of credit If I have never had any credit and no one wants to give me a chance.I need help. |
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Answer:
Thank you for addressing your request to our service. Basically, having no credit history is not such a great problem as it may seem. There are always some ways to establish your credit history. For instance, First PREMIER Bank offers some credit cards for the customers with no credit history, they are available online so you can apply whenever you want. We would like to recommend you Our Choice - Cntennal Gold MasterCard®/Visa from First PREMIER Bank. This one has 9.9% APR, $29 Setup Fee, and $48 Anuual Fee. For ore detailed information including other offers see the link above. Hope our service somehow helps you to find the best option. |
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User Name:
ALLISON CUNNINGHAM |
Date:
June 12, 2007, 3:37 pm |
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CAN YOU APPLY FROM CANADA |
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Answer:
At the moment you can find on our site the best cards for the residents of the USA as well as the cards for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of these countries. So, if you are a resident of Canada or if you are an official resident of the USA/ the UK/ Belgium currently living in Canada, you certainly can apply for one of the present cards online through our service. If you are a resident of Canada consider the best Canadian cards from American Express CA. Look through their terms and conditions carefully, compare the offers and choose one that suits your requirements. Mind, that all Canadian cards presented on our website require either good or excellent score, thus, don’t forget to request your report and make sure you are eligible for them before submitting an application. |
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User Name:
paul fonti- fonti7@peoplepc.com-14435649645 |
Date:
June 12, 2007, 7:46 pm |
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could you please help me to apply for a your credit card,and if i could talk to someone by phone.Thankyou |
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Answer:
Our website is meant to help you in choosing the desired card according to your credit history and financial state. Our main aim is to provide the sufficient and up-to-date information about various credit offers depending on their type. So it is rather simple to apply for a credit card using our service. The most important thing is to define which card to prefer. In order to do that you must first of all request your reports from all three credit bureaus and learn your current scores. If your lowest score is between 0 and 620 and there are late payment records in your report, turn to the bad credit offers; if it amounts to 620-659 look through the fair credit section; and if your score is above 660 you have a good history, that means you are eligible for the best cards. Compare the deals in the appropriate section and choose one that satisfies your needs. After that just click “apply”, fill the necessary form, submit it online and wait for an approval. |
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