Credit Card Questions


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Displaying 110 to 120 (of 1912 questions)
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Date: September 30, 2008, 4:37 am
A credit card approval is based not only on your FICO scores, but on many other factors from your personal and credit background. Perhaps your income or your current debt-to-credit ratio does not satisfy the issuer you applied at. If you already hold a ... (more)
Date: September 30, 2008, 3:38 am
A bank's credit approval depends on a variety of factors besides the current credit rating. The data on your job and income, your spending and credit management habits, the length of credit history and many more are usually assessed. If you fail to ... (more)
Date: September 30, 2008, 3:06 am
As a post-bankrupt, you need a credit card designed to repair your payment records and boost your FICO scores. Currently, there's one big issuer -First PREMIER Bank - that caters for people with troubled credit looking to restore strong payment hist... (more)
Date: September 30, 2008, 2:25 am
The number 678 stands for good FICO scores, but it is not the same with all the national credit bureaus. When assessing your application, the bank is more likely to request your credit data at all of them. So, we advise that you check at all the 3 burea... (more)
Date: September 30, 2008, 1:35 am
Yes, as your monthly payments are applied to lower interest balances first, it wouldn't be wise to make new purchases on a balance transfer credit card. You may end up with a new big debt to pay back. So, the best variant is to get one 0% or low APR... (more)
Date: September 30, 2008, 12:02 am
First of all, try to find a credit card with acceptable options you qualify for. Then apply for it online. If you are afraid of being denied, start with a local store credit card that reports to the major credit agencies. The crucial thing is to pay bills... (more)
Date: September 30, 2008, 12:02 am
Getting a new credit card can lower your credit score for some time. Do not rush with closing your old credit card account. Balance transfer can take 2 to 6 weeks. So you continue making minimum payments on your old card throughout that time. Avoid late ... (more)
Date: September 30, 2008, 12:02 am
i suggest you to visit and choose Capital One bank section. There you can find offers for people with limited credit history or people who want to improve their credit history. Besides, there are cards for consumers with higher than av... (more)
Date: September 30, 2008, 12:02 am
If you apply for a credit card and you're denied, it negatively influences your credit report, if you're approved, nothing bad appears in it. Maybe, you're trying to get cards for which you're not yet eligible. If you're a student, try a student's card. I... (more)
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