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Credit Cards to Help Raise Bad Credit Score
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Best Credit Cards from BadCreditOffers.com
Apply Right Now:
• Credit not-so-good? Not to worry with these credit cards.
• The online application is safe, secure, and simple.
• Monthly reporting to major Consumer Reporting Agencies.
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Displaying 1120 to 1130 (of 1947 questions) |
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User Name:
Geri Harris |
Date:
June 26, 2007, 2:49 am |
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Why can't I access my account so I can pay my bill? The way I signed in before was to give you my credit card number then my social security number. The only access I can now find asks for other informationand refuses to let me in. What can I do to pay my bill? |
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Answer:
You see, the function of our website is merely informational – we present here the best credit offers from various banks as well as deals for fair, bad or no score, lowest APR cards, etc. Besides, we help the customers to choose the card that complies with their requirements and current score and to apply for it online. However we are neither a bank nor any other financial institution. Our service is absolutely free, and we don’t deal with any payments in any way. Moreover, we don’t possess any personal or financial data concerning our customers, including full name, SSN, numbers of accounts, balances, number of cards, etc. It is only the bank that has the right to have such information. So, if you have any problems with paying your bills we recommend you to contact your bank immediately and ask them to explain the situation. |
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User Name:
dunie73@yahoo.com |
Date:
June 26, 2007, 10:16 am |
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I had a bankrupcy 8 yrs ago, I have 2 credit cards with 31.49% interest. I would like to find a credit card where I could do a balance transfer with a low interest rate, but do not want my credit ran numerous times. I applied for a Bank of America card last evening and was denied, due to the bankrupcy, my current FICO score is 654, minus the application, What do you reccommend?
Thank You
Garry Paul |
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Answer:
Nowadays, credit is available to the recently bankrupt. Negative information, especially that of bankruptcy, may stay on your credit report for almost 10 years but that does not mean that you can not get a credit card. It may be more expensive than before, and available with lower limits. Balance transfers are a fine way to consolidate the whole debt on one card or to reallocate the balance from a high rate card to one with more favorable terms. The best balance transfer deals however are offered to those whose credit is either good or excellent, that is above 660. Thus, you are not yet eligible for them. Nevertheless, even if your score is yet not high enough that does not mean you can’t make a transfer of balance. There are cards for people with fair credit (620-659) that allow balance transfers. Turn, for instance, to the Capital One® Standard Platinum or Capital One® Platinum. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Read all the details concerning these cards and if the satisfy your requirements apply for one of them online. |
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User Name:
Hamad Alowaid |
Date:
June 26, 2007, 5:59 pm |
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Hii,,,
I'm student and I'm earning around $1500 every month, and I do not know what is the best kind of cridet card for me?
Thank you,,
Best Regards..
Hamad,,, |
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Answer:
Thank you for your question. Actually, while you are a student, you have an opportunity to apply for a student credit card. It is more favorable for you since student credit cards for bad/no credit have various rewards and lower rates. Our site contains best student credit card applications. Please, pay attention, not every student credit card requires bad/no credit, some of them also may require fair credit. Now, being a student, you need to cut down and control your costs, thus, you get a nice opportunity for doing that. So, you are free to explore our offers, compare them, choose, and apply for the credit card which suits you best! Thank you for addressing your requests to our service and good luck. |
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User Name:
jeri livingston |
Date:
June 27, 2007, 4:13 am |
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how do i get a pin for my premier cridit card
need to set up a pin for my new premier bank cridit card |
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Answer:
The PIN number is a secret code that allows the issuer of a card to positively authenticate the cardholder for approval of a transaction. The PIN number is extremely important because it is impossible to activate and use the card without this number. Regrettably it is completely out of our competence to help you to get your PIN number. We are not a financial institution and have neither right nor opportunity to deal with the personal financial information. The only aim of our website is to provide you the information about various types of credit cards. Here you can consider the best credit cards, cards for good, fair, bad or no credit. If you are going to apply for one of them, we will gladly try to help you in your choice. Remember, that your PIN is absolutely confidential and can not be issued by other organizations than banks. If you received a credit card and have no PIN, you should immediately contact the bank and clear out the situation there. |
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User Name:
Lynda |
Date:
June 27, 2007, 3:39 pm |
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How long after a bankruptcy does it affect one from getting good rates from a credit card company? |
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Answer:
Negative information, especially that of bankruptcy, in fact may stay in your credit report for almost 10 years. However that does not mean that you are not eligible for a credit card. Though it may be more expensive than before, and available with lower limits, it is still available even for recently bankrupts. A secured credit card is a good way to establish a history after bankruptcy and it is generally offered with lower rates than unsecured cards. Rebuilding credit worthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, it's necessary to get your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best no credit cards or secured cards, presented at our website and apply for the one that suits you most. |
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User Name:
kyle |
Date:
June 28, 2007, 3:40 am |
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what is the chance of me getting a credit card with a score of 515? |
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Answer:
Your chances of being approved are determined by your score. If your score is 515 that means your credit is bad. However, even if your credit is bad and you are eager to raise your score there are some cards you can apply for. At the moment several issuers, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present deals and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to the bank account to ensure your ability to pay off in the future. The best secured cards are offered by Orchard, Millennium and MetaBank. The initial credit limit will generally be rather low; it'll increase gradually as long as you pay all the bills on time. Compare all of the terms and conditions attentively. After you've chosen the card fill the application and wait for an approval. |
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User Name:
patricia |
Date:
June 28, 2007, 4:27 pm |
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i just want to know how i can apply for a credit card |
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Answer:
If you have made a decision to apply for a credit card, the most crucial thing is to choose which of them to prefer. Our web-site is designed to help you in this choice. Here you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most important thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your chances of being approved. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. |
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User Name:
jackeline |
Date:
June 28, 2007, 4:53 pm |
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HOW CAN I APPLY FOR A CREDITCARD BEING 2 MONTHS AWAY FROM MY 18TH BIRTHDAY? |
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Answer:
You can't get a card if you are not 18 yet. Still if you are eager to build up your history we recommend you to undertake the following steps. Ask your parents to open a savings and a checking account in your name, if they haven't done it yet. This is important as it proves your financial independence and ability to deal with money. Besides, you can become an authorized user of one or more of their credit cards. In this case the cardholders will be your parents but you will have an opportunity to use the credit limit. Try to keep the balances on them as low as possible, as all the information (both positive and negative) will be inevitably reflected in your report. When you come of age and are ready to receive your first credit card, look through the no credit offers, for example, from First PREMIER or Orchard. Consider all the variants carefully and choose the one that suits you most. Another way is to draw the so-called co-signer that is a person with good score (your parents, for instance) who will be responsible if you don't pay off your bills on time. Mind that in this case too all the information will influence your history and your score. |
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User Name:
gary morseman |
Date:
June 28, 2007, 8:00 pm |
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i get billed for one of your tribute card and never got a card you can get hold of me at wildthing69me2003@yahoo.com or if you give me a number i can call you thank you gary morseman |
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Answer:
Unfortunately it is out of our competence to help you in this situation. The reason is that we don't represent any particular bank or credit company. We issue no cards and charge no payments. Our web-site is only aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers to choose one of them according to their credit score and their current needs. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including your full name, your SSN, the numbers of accounts, balances and other financial data. That's why we recommend you to contact the bank immediately and clear out the situation there. You can do it through the official website or by phone (it is usually shown on the card). |
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User Name:
otis johnson |
Date:
June 29, 2007, 7:41 am |
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How do I get to the site to make an on-line payment |
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Answer:
Unfortunately it is out of our competence to help you in this situation. The reason is that we don't represent any particular bank or credit company. We issue no cards and charge no payments. Our web-site is only aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers to choose one of them according to their credit score and their current needs. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including your full name, your SSN, the numbers of accounts, balances and other financial data. To learn your balance and other financial data or to make your payments on-line you should turn to the official web-site of your bank and register there. Many banks allow registered users to get information about their credit online. |
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