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How to Improve Bad or No Credit
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Displaying 1140 to 1150 (of 1947 questions) |
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User Name:
deanna |
Date:
July 1, 2007, 2:22 pm |
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trying to find out how to check my balance for my reward660 visa credit card |
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Answer:
Regrettably, it is beyond our competence to provide you the information about your balance. Mind, that we don't represent any particular bank or credit company. Our web-site is merely created to provide sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn your balance and other financial data you should turn to the official web-site of your bank and register there. Many banks allow registered users to get information about their credit online. |
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User Name:
MICHAEL |
Date:
July 1, 2007, 3:34 pm |
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I LIVE IN LEBANON RIGHT NOW SO HOW COULD I APPLY FOR A CREDIT CARD BACK HOME IN USA AND WHAT IS THE PROCEDURES TO DO SO . THANK YOU |
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Answer:
At the moment you on our website we present the best credit offers for the residents of the USA as well as the deals for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of these countries. So, if you are an official resident of the USA, even if you currently live in Lebanon, the present cards are available to you. The first thing is to choose the one you are eligible for. To do this, learn your current credit score. If it is below 620 you can only apply for the bad credit cards (if there are bad bill payments in your name) or limited credit card (if you just recently began your credit). If the score amounts to 620-659 turn to the fair credit cards, and if it is above 660 your score is considered good. That means you are able to obtain the best credit cards offered. Turn to the appropriate category, read the information about each deal and choose one that you like most. After that click "apply", fill the required application form and submit it online. Good luck! |
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User Name:
mary cribbs |
Date:
July 1, 2007, 4:31 pm |
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would like to find out my credi limit |
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Answer:
The credit limit is the maximum amount of money you may charge on your credit card. This limit is primarily defined by your credit risk. So, it depends on the terms of your card and may be changed according to your credit history. If you prove to be a good credit payer, you'll be given a higher limit. That's why before applying for a card consider your credit report and estimate your financial state. If your score is poor you'll probably be given a limit of several hundred dollars. If your history is good, the limit will amount to several thousand. All in all, it is only the bank that can decide what limit you will be given. Keep in mind that the limit is not a constant figure, it may change as your score changes. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. |
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User Name:
mary cribbs |
Date:
July 1, 2007, 4:33 pm |
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credit limit |
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Answer:
The credit limit is the maximum amount of money you may charge on your credit card. This limit is primarily defined by your credit risk. So, it depends on the terms of your card and may be changed according to your credit history. If you prove to be a good credit payer, you'll be given a higher limit. That's why before applying for a card consider your credit report and estimate your financial state. If your score is poor you'll probably be given a limit of several hundred dollars. If your history is good, the limit will amount to several thousand. All in all, it is only the bank that can decide what limit you will be given. Keep in mind that the limit is not a constant figure, it may change as your score changes. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. |
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User Name:
joseph burt |
Date:
July 1, 2007, 6:50 pm |
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how to make a payment on line? |
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Answer:
It should be mentioned that we don't represent any particular bank or credit company. We issue no cards ourselves. Our web-site is aimed at providing sufficient and up-to-date information about various credit offers from most reliable banks, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. And we don't deal with payments in any way. To learn whether you can make a payment online you should turn to the official web-site of your bank and register there. Many banks allow registered users to get information about their credit online. |
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User Name:
Joan LaBollita |
Date:
July 2, 2007, 7:29 pm |
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I lost my bill how can get another one sent to me |
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Answer:
Unfortunately we can't help you to resolve this situation. We don't represent any particular bank or credit company; we issue no cards and charge no money. Our service is merely advisory and absolutely free. Our website is aimed at providing sufficient and up-to-date information about various credit deals from most reliable banks, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including your full name, SSN, the numbers of accounts and other financial data. And we don't deal with payments or bills in any way. We even have no idea what card you possess. Thus, we recommend you to contact your bank and try to ask to repeat the bill there. |
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User Name:
Gina Younes |
Date:
July 2, 2007, 8:10 pm |
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To whom it may concern, I would really like to know when I will be able to apply for a credit card. I did pay off all of my debts over 5 years ago. Do you have any suggestions.??? Also I was wonder if there is a website that I can go to to apply for a credit card for people with bad or no credit at all. Thank you |
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Answer:
Before applying for any card the first thing to do is to request your credit report and to learn the score for sure. We recommend to get reports from all three agencies - Experian, Equifax and TransUnion. Look through them attentively and if you find any omissions and mistakes, correct them immediately. If your credit history is bad or you have no history at all and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad/no credit. On our site turn to the page devoted to cards for bad/no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. Secured card reduces the risk for the bank, that's why the issuers are generally eager to provide it. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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User Name:
Sandra Reyes |
Date:
July 3, 2007, 10:48 am |
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Why do they say everyone approve when it is a lie. You people build up hope for us then turn us down flat. I will let everyone know that your company is a lie. |
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Answer:
Getting a credit card today is really rather simple and safe process. However no one ever says that everyone who submits an application will be approved. It is absolutely nonsense, because the whole credit system is based on the various credit risks when the best deals are offered only for people with good history, and those whose credit is bad receive other cards with less favorable terms. And if the banks gave cards to everyone who apply for them they would soon simply go broke or would have to raise the APRs to an extreme level. Thus, if you've decided to get a card you should choose carefully and apply only for those you are eligible for. The most important thing you should do is to request your reports from three bureaus and get to know your current scores. If your score is low (below 620) you can only apply for bad credit deals. Turn, for example, to offers from Columbus, Dakota, First PREMIER, Millennium or Orchard. Of course their terms are not as favorable as those of good cards, they charge annual fee and often also setup fee, and the APR is generally higher. However they can be a fine tool of rebuilding one's history. On our site we present some cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to improve your credit is to apply for one of secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
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User Name:
James Shell |
Date:
July 3, 2007, 12:09 pm |
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Can I add more money to my account |
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Answer:
It should be mentioned that we don't represent any particular bank or credit company. We issue no cards ourselves. Our web-site is aimed at providing sufficient and up-to-date information about various credit offers from most reliable banks, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. And we don't deal with payments in any way. To learn whether you can make a payment online you should turn to the official web-site of your bank and register there. Many banks allow registered users to get information about their credit online. |
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User Name:
Jerry Georgeff |
Date:
July 3, 2007, 1:43 pm |
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Application Status 1000C8V5H 586ELI |
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Answer:
Unfortunately, it is out of our competence to provide you the information about your application status. Mind, that we don't represent any particular bank or credit company. Our web-site is merely created to provide sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history, lowest APR deals, etc. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn your the status of your application you should contact the bank. Keep in mind, that the banks generally need some time to consider the application (from days to several weeks). When the decision is made the statement is sent to you by post. |
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