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How to Get Credit Deals with Bad Credit
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Public Savings Bank Secured Black Card
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• 0% APR for 6 months on purchases.
• No Annual Fee.
• We report to all 3 credit bureaus.
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Displaying 1170 to 1180 (of 1947 questions) |
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User Name:
Linda |
Date:
July 9, 2007, 6:31 pm |
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i want now my credit score |
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Answer:
Credit score is very important because it defines whether you qualify for this or that card or not. If you have decided to apply, first of all, request you credit report and check it for any mistakes or inaccurate information. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit reporting agencies, such as Equifax, Experian and TransUnion. It is important because the numbers may differ, and the lenders generally look at the lowest score. If your score amounts to 0-619 it is regarded poor, if it is 620-659 it puts you into the "fair credit" category, if it is 660-749 you score is considered good, and from 750-850 you score is excellent that means you are eligible for the best credit offers. When you know your credit rating you can turn to the category for the good, fair or bad credit offers. Compare the deals, read all the details concerning each of them and choose the one that suits your needs. After that fill the application and submit it online. |
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User Name:
Rhonda Rowan |
Date:
July 10, 2007, 12:01 am |
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Hello i need some help see i dont have a banking acount or nothing like that so is there a card that i would not hafe to have anything like and pay a bill mouthley. |
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Answer:
If you have a poor credit (below 620) and wish to increase your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Regard all the information about each card, compare the present offers and choose one that suits your requirements. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything So, to get an unsecured card you don't need a banking account. However unsecured cards for bad credit generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). Look through the page devoted to the cards for bad credit and choose the card you like. Compare all of the terms and conditions attentively. Fill the application and wait for an approval. |
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User Name:
M |
Date:
July 10, 2007, 9:18 pm |
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I need to transfer a credit card balance. I wish to get a credit card that charges NO annual fee and NO transfer fee.
The period: One Year.
Thank You.
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers. Besides, it is also possible to consolidate debt from more than one card. However it must be noted that these cards are created primarily for people with good or excellent history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are surely eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer deals from various banks. Their terms in fact differ, however all of them charge no annual fee. If you also want a card without balance transfer fee pay your attention to Blue from American Express and Clear from American Express. They charge no balance transfer fees and offer fixed APR on balance transfers for life. They may be very useful and help you to save money. Read all the information on them, fill the application and submit it online. |
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User Name:
Tenecia |
Date:
July 10, 2007, 9:19 pm |
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Why can't I apply for a credit card? |
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Answer:
Possibly, you are trying to apply for a credit card which does not match your credit score (e.g. your credit score is fair, but you tried to apply for a good credit card). Please adress your requests at a credit bureau and check your score. Moreover, your credit is possibly bad (or you have no credit). In this case you should better apply for a secured credit card (this needs a collateral to secure your credit, but has guaranteed approval, so you will certainly get approved). Please examine our secured credit card applications. And note that every time your application is cancelled affects your credit score negatively. |
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User Name:
Dominique |
Date:
July 11, 2007, 11:55 am |
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I need a credit card and i dont have good credit. Will anyone approve me for a credit card? |
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Answer:
The key thing is to learn your credit score for sure. Request your reports from all three bureaus - Experian, Equifax and TransUnion - and learn your scores. If your lowest score is 620-659 you are welcome to choose between fair credit deals. Still, even if you have a poor score (below 620) and want to raise it there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
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User Name:
Julie |
Date:
July 11, 2007, 2:48 pm |
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i have bad credit and i want to know if their is a credit company that will give me a high credit limit? |
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Answer:
Thank you for your question. Actually, having bad credit you can apply for a credit card, but at first your credit limit will not be too high. In fact, it all depends on your credit history and the decision of your bank. However, we can say that at first your credit limit will be $200-500 approximately. Later, in case you pay off your bills promptly, the limit can be increased. PLease explore our bad credit card applicatons. |
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User Name:
Vijay Anand |
Date:
July 12, 2007, 8:57 am |
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What is the smart way to choose a credit card... There r many credit card facilities available from many banks. What is the way to choose a best out of them? |
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Answer:
If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is designed to help you in this choice. Here you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the category you are welcome to compare the given offers and choose one according to your wishes. After you've chosen the card you need you only have to fill the required application form and submit it online. |
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User Name:
ANDREW BROWN |
Date:
July 12, 2007, 9:53 pm |
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WHAT IS THE BEST CREDIT CARD AFTER A CHAPTER 13 .
I had a bankruptcy in 1998 can I get a credit card. |
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Answer:
Nowadays, credit is available to the recently bankrupt. Negative information, especially that of bankruptcy, may stay on your credit report for almost 10 years but that does not mean that you are not eligible for a credit card. It may be more expensive than before, and available with lower limits. A secured credit card is a good way to establish a history after bankruptcy and it is generally offered with lower rates than unsecured cards. Rebuilding credit worthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, it's necessary to get your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best no credit cards or secured cards, presented at our website and apply for the one that suits you most. |
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User Name:
Meggy |
Date:
July 12, 2007, 10:21 pm |
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How do I know if I have a credit card? Someone has my ssn and supposably I have a credit card out there |
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Answer:
All the information concerning your credit history is reflected in your credit report. Each lender that issues you a card or a loan informs three credit bureaus - Experian, Equifax and Transunion - about it. In practice some lenders inform only one of the bureaus, that's why the data in three bureaus may differ. Thus, it is recommended that you request your reports from all three bureaus regularly and check them for any inaccuracies and omissions. You have the right to request the reports for free once in 12 months. If someone gas received a card in your name, it is definitely a crime, because you will have to pay bills on the card someone else is using. If you have become a victim of identity theft or any other fraud you should contact the bank immediately! Contact the fraud departments of each of the three major credit bureaus and tell them to flag your file with a fraud alert, including a statement that creditors should call you for permission before they open any new accounts in your name. |
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User Name:
Araceli Browning |
Date:
July 13, 2007, 12:28 am |
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What i need to do for star my credit w/you? I don't have credit. Thank's
where can i get a credit card for no money with no credit history required |
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Answer:
If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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