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Balance Transfer Cards for Bad Credit History to Consolidate Debt
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Public Savings Bank Secured Black Card
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• 0% APR for 6 months on purchases.
• No Annual Fee.
• We report to all 3 credit bureaus.
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Displaying 1250 to 1260 (of 1947 questions) |
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User Name:
Ganthymathy A/P Nallasamy |
Date:
August 3, 2007, 1:44 am |
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My credit card already terminate by your side and fully paid. Now I want to re-apply the credit card. What are the thing I have to do? |
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Answer:
First of all, it should be mentioned that we don't represent any particular bank or credit company. Our web-site is aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not issue any cards ourselves. It is the bank that provides you cards. If you card has been expired, you can easily apply for another one. Before applying for a card you should request your credit report first of all and to learn your credit score. This score is of great importance and by far determines your chances to be approved. According to the score turn to the cards for excellent, good, fair or bad credit and compare the given variants. After you've chosen which card to apply for, just fill the required form and submit it online. Waiting for an approval can take various periods of time, but finally you will receive the statement and the card itself by post. Good luck! |
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User Name:
rose |
Date:
August 3, 2007, 1:22 pm |
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How can I build my credit
Whats the best way to use a creditcard to build good credit |
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Answer:
First of all, request you credit report and check it for any inaccurate information. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit reporting agencies, such as Equifax, Experian and TransUnion. It is important because the numbers may differ, and the lenders generally look at the lowest score. If you miss your payments it may negatively affect your score, so do your best to pay all the bills on time. You should minimize the amount of inquiries on your credit report. Otherwise, you may lose up to 5 points from your score for each inquiry. If you have a bad credit history, open new accounts only if you need them. Try to keep your balance low and use your cards lightly. Don't forget to use the old cards because in other case the information will not be updated. All these recommendations will allow you to establish a positive credit history and in time you'll be eligible for the best cards. |
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User Name:
Brannon |
Date:
August 3, 2007, 1:52 pm |
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I have numberous credit cards with high limits, interest rates, and ZERO balances. Can I improve my credit score by closing some of these cards? |
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Answer:
As a matter of fact it is unlikely that you improve your score via closing your current cards. The situation may vary. Keep in mind, that you should have a couple credit cards in good standing (you pay on time) open at any time. 3 or 4 with high credit limit is an ideal situation. If you have too many cards in will decrease your score, because you have too much credit and that is a risk for banks. On the other hand, if you have too few accounts (not necessarily cards, but also loans, mortgages, etc.) it is also bad for your score. Now if you have 5 cards with high limit and you close one or two of them, it will not effect your credit. If you have 2 cards and average credit and you close 1, it will probably decrease your credit score. So, in your situation it would probably be reasonable to close some of your current cards. |
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User Name:
poonam hans |
Date:
August 3, 2007, 5:40 pm |
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i wana apply for a credit card but evrytime i apply and they denied it cuz i dun have any credit history. I dun understand dat how can i build a credit history unless u proved my credit card. so please explain me how can i get one? i be thankful to u to get my reply.. |
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Answer:
If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. Finally, you are able to build up your history if someone cosigns for you. In this case you will be able to use someone's good credit card, and this person will be responsible if you don't pay off on time. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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User Name:
phil |
Date:
August 3, 2007, 6:07 pm |
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can I get a card as a UK national living in the UK with a bad credit history |
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Answer:
At the moment you can find on our site the best cards for the residents of the USA as well as the cards for the UK, Canada and Belgium. We are glad to render a service of online application for official residents of these countries. So, if you are a resident of the UK, you can apply for one of the present cards online through our service. Regrettably all the UK cards from American Express U.K. and HFC Bank presented on our website require either good or excellent score. Thus, if your credit history is bad, unfortunately you are not eligible for them yet. If you are eager to get one you are welcome to turn to the local bank, choose the deal you like and submit an application there. |
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User Name:
Linda |
Date:
August 4, 2007, 1:23 am |
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hi im looking for high limit credit to tranfer to
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. At our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Compare all 0% balance transfer cards options properly, fill the application and submit it online. The credit limit is the maximum amount of money you may charge on your credit card. This limit is mainly determined by your credit risk and your annual income. So, it depends on the terms of your card and may be changed according to your credit history. If you prove to be a good credit payer, you'll be given a higher limit. |
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User Name:
thomas bertolini |
Date:
August 4, 2007, 7:51 am |
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what is the best card for me at the moment.
how did you get credit? |
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Answer:
If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is designed to help you in this choice. Here you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. |
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User Name:
Ramon |
Date:
August 4, 2007, 6:35 pm |
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Were is the credit card number located at on the card? |
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Answer:
The credit card number is a unique number assigned to a credit card. It generally consists of 15-16 digits. American Express cards, for example, have 15 digits. Visa, MasterCard, and Discover have 16 digits. It may be located on the front side of the card or (more rarely) at the back of it. It is easy to see, as it is the only long number the card contains. Specifications for credit card numbering have been drawn up by the International Standards Organization (ISO/IEC 7812-1:1993) and the American National Standards Institute (ANSI X4.13). |
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User Name:
md.sala uddin |
Date:
August 5, 2007, 11:32 pm |
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sir,i need one credit card.i applide two card .but not give me any card.could you tell me whats the resons. |
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Answer:
Getting a credit card today is rather a simple process that requires no special effort. If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. On our web-site you are able to find adequate information about bad/no history credit cards, cards for fair credit, best cards of all, etc. The first thing you should do is to request your credit report and choose one according to your current score. It will be better if you request the score from each of three credit reporting agencies, such as Equifax, Experian and TransUnion. It is important because the numbers may differ, and the lenders generally look at the lowest score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers. Nowadays bad credit does not mean that you can't apply for a credit card and be approved. Some banks, such as Columbus, Dakota, First PREMIER, Millennium, Orchard and others issue cards for people whose credit needs improvement. Look through the page devoted to bad credit offers, compare details of each card and choose the one you like most. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. |
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User Name:
Todd McCarty |
Date:
August 6, 2007, 10:47 am |
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I have my credit report and scores which range from 680-727. Where do these scores land me, with my credit? Are they poor, good, or excellent? |
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Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. As it happens the lenders generally tend to look at the lowest score, not at the highest one. Still, even your lowest score is 680 which is considered good. That's why we recommend you to choose among the cards for good credit. On our website you can find several variants of such cards from Discover, American Express, Chase and Capital One. Read the details about each card carefully and apply for the one that suits you most. |
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