Credit Card Questions


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Date: May 9, 2007, 7:06 am
Credit score is extremely important as it represents the major indicator of your creditworthiness. That's why when making a decision lenders first of all examine this three-digit number. The higher the score, the more chances you have to receive the best ... (more)
Date: May 9, 2007, 6:39 am
Someone said that raising your score can be compared to losing weight. It takes much time and effort and requires from you patience, persistence and accuracy. You must be aware that it is simply impossible to get immediate results, because negative inform... (more)
Date: May 9, 2007, 5:11 am
If you have never applied for a credit card but have a strong wish to do it there are some ways for you to start. Many banks are willing to attract new customers by approving applications from people with no credit history and offering them special progra... (more)
Date: May 8, 2007, 5:55 am
Improving credit history and raising score is not a simple task. It requires much time and effort from the borrower. You know, negative information can stay in your credit report even for seven or ten (in case of bankrupcy) years. However there are still ... (more)
Date: May 8, 2007, 4:56 am
The credit score is very important for applying for a card. It is the main indicator of your creditworthiness. According to the most widespread system of scoring the numbers are devided as follows: from 350 to 619 - poor credit, from 620 to 659 - fair c... (more)
Date: May 8, 2007, 3:45 am
A credit score is a number that is used by lenders to evaluate the risk of giving you a credit. It matters greatly for your financial health and by far determines your chances for getting your application approved. The score depends on the information in ... (more)
Date: May 8, 2007, 1:59 am
Even if you have no credit history you can apply for a credit card. Most banks are glad to obtain new cutomers and have special programms for new-entrants. With no credit history you are able to apply either for secured cards or for unsecured ones. Both t... (more)
Date: May 1, 2007, 6:58 am
If you want to get more information about how to use your deal, you should contact the bank that sent it to you. Actually, we are not a financial institution and don't have any access to the personal data. Besides, we don't have any idea what plastic you ... (more)
Date: April 28, 2007, 2:10 am
Mind that all business credit cards are for people with good orexcellent rating, so you should improve your score first to obtain them.Get a copy of your credit report before applying for a business credit cardand check it for inaccuracies or the absence ... (more)
Date: April 28, 2007, 1:54 am
You see, it takes some time for the bank to check your credit reportso that to decide whether to approve you or not. When you apply for acredit card, you have to wait for the company's decision. It can take 60seconds (with instant approval cards), a coupl... (more)
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