 |
How to Get Credit with Fair Credit History
Answering your questions is our job and we love it! |
|
|
Special Offers from Those With Fair Credit
Apply Right Now:
• Low APR on Purchases.
• All Applications Welcome.
• Know your result within 60 seconds.
|
|
|
|
|
Displaying 1280 to 1290 (of 1947 questions) |
|
 |
User Name:
jonh smith |
Date:
August 13, 2007, 5:30 am |
 |
i need a list of credit cards |
|
Answer:
Our web-site gives you an opportunity to compare the best credit cards from the most reliable namks and choose the one that complies with your needs and requirements. Here you can compare the instant approval deasl, the low APR offers, etc. However before applying for a card you should request your credit report and learn your credit score. It is the main factor of your creditworthiness and by far determines your chances to be approved for this or that card. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to limited credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. |
|
|
User Name:
LaTashia Washington |
Date:
August 14, 2007, 5:33 pm |
|
|
How can i get credit? |
|
Answer:
If you have made up your mind to submit an application for a credit card, the most important thing is to choose which of them to prefer. Our web-site is meant to help you in this choice. Here you can find sufficient information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. Your main task is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. |
|
|
User Name:
ashley |
Date:
August 15, 2007, 10:46 am |
|
|
Is there any card company that approves you and gives you your card number right away so you can make a purchase asap if you need to? |
|
Answer:
When you apply for a card approval can actually take different periods of time. The fastest way is to get an instant approval that generally requires only a few minutes. On out site you can look through the several variants of cards with the instant approval from Discover, American Express and Citibank. In some cases (but no always!) you can start using the money immediately after getting an approval. If you get instant approval, bank can show you your credit card number and expiration date right away. So you will be able to shop online or by the phone with it. However you will not be able to go to the store because you won't have the card itself. Also mind that you won't be able to use your whole credit limit before your card arrives for security reasons. Finally, it must be noted that there are no cards that will guarantee you that. Some customers get this option, but not all, probably for security reasons. |
|
| RELATED LINKS |
 |
|
|
User Name:
yesenia |
Date:
August 15, 2007, 12:23 pm |
|
|
how can i get a credit card with a high credit limit? |
|
Answer:
The credit limit is the maximum amount of money you may charge on your credit card. This limit is mainly determined by your credit risk. So, it depends on the terms of your card and may be changed according to your credit history. If you prove to be a good credit payer, you'll be given a higher limit. That's why before applying for a card consider your credit report and estimate your financial state. Keep in mind that the limit is not a constant figure, it may change as your score changes. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. |
|
|
User Name:
mary may cabasan |
Date:
August 15, 2007, 9:41 pm |
|
|
how can i get for a credit card? |
|
Answer:
If you have made up your mind to submit an application for a credit card, the most important thing is to choose which of them to prefer. Our web-site is meant to help you in this choice. Here you can find sufficient information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. Your main task is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. |
|
|
User Name:
LEE HEI TIN |
Date:
August 16, 2007, 2:47 am |
|
|
What is the weakness of credit card?Will it being use by others without our acknowledgement? will credit being transferred by others? How to avoid this from happen?Do the owner card have limit in withdrawing credit/transferring credit? |
|
Answer:
Issue of safety is one of the major concerns of all credit companies. The banks continuously invest large sums in developing modern technologies and procedures that will prevent identity theft or other credit cards frauds from happening. Of course there is no legal way that someone else can use your card without your acknowledgement. You are responsible to keep your card in a safe place and not to reveal your info (the number of card, the 4-digit CVV number) to other people. This information is absolutely confidential. If someone has stolen your card or you've lost it the bank will immediately block your account. Some companies even use additional protective tools - for instance, MasterCard has introduced the so-called personal security code, that is available only to the bank and the customer and that the customer has to enter when purchasing online. It is analogue to the PIN code at the ATM. Talking about the limit of withdrawing/transferring, of course it exists, and is generally defined by the customer's score, history, annual income and terms of the card. The limit is defined individually in each case. |
|
|
User Name:
Elana |
Date:
August 16, 2007, 9:42 am |
|
|
This is my first time applying for a credit card , which one do i pick ? |
|
Answer:
If you have no credit and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
|
|
User Name:
DAISY NEGRON |
Date:
August 16, 2007, 10:50 am |
|
|
I DONT HAVE CREDIT CARD, LOANS, OR DEBTS OF ANY BANK, IN NEED INCREASE MY CREDIT SCORE, BECAUSE I HAVE A FAIR CREDIT, I APPLY FOR CREDIT CARD BUY MY CREDIT IS LIMITED... I NEED ONLY 40 POINTS TO PASS TO GOOD CREDIT, WHAT I CAN DO.. |
|
Answer:
The only way to build up credit history is to prove that you are a responsible payer. Thus, if you don't have any cards or loans, how would the issuers know, how good a payer you are? Your information is just not updated, that's all. Thus, if your credit is yet limited and you are eager to improve it, you should follow some necessary recommendations. First of all request you credit report and check it for any mistakes. It is recommended that you do it regularly. You should have a couple credit cards in good standing (you pay on time) open at any time. 3 or 4 with high credit limit is an ideal situation. On our site there are some fair credit offers. You can compare them properly and apply for the one that suits you most. Missing your payments will negatively affect your credit history, so do your best to make all the payments exactly on time. Besides, try to keep your balance as low as possible. All these recommendations will allow you to establish a positive credit history and in time you'll be able to apply for the good credit offers. |
|
|
User Name:
marisol mondragon |
Date:
August 16, 2007, 2:31 pm |
|
|
I have bad credit and i want to fix my credit i want to kwow if their a way you cant help me to get a personal loan to pay all my bills
I want to Know if you cant help me to get a personal loan to fix my bad credit
How do I get a personal loan with terrible credit? |
|
Answer:
All the offers presented on our website concern credit cards, which are one of the most widespread way to receive money and to rebuild one's history. Our website is designed to help you to choose an offer from this or that bank that will serve your special needs. We are not a financial institution and we don't give any cards ourselves, but we present various deals from the most reliable banks here. When you wish to improve your history the most important thing is to apply for the right card. To learn which deal suits you most you should first of all request your reports from all three credit bureaus - Experian, Equifax and TransUnion. Check them attentively for mistakes and in case you find any correct them immediately. Then get to know your credit scores. If your lowest score is below 620 or if you are going to apply for your first card, you should turn to the section devoted to credit cards for no credit on our site. In fact many banks now offer deals for no credit. If there are numerous bad payments in your credit report, apply for one of the bad credit credit cards available online. Another way to establish your history is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
|
|
User Name:
christy |
Date:
August 16, 2007, 2:52 pm |
|
|
if my credit score is 739 and I want a credit card that requires excellent/good credit, will I be approved? |
|
Answer:
Your credit score is good (739), that's why you are actually eligible for the best credit offers. Your opportunities are in fact limited only by your needs and wishes. However, if you had any problems in the past we would recommend you to request your score from all three credit bureaus, not only one of them. The fact is that the figures may differ, and the lenders generally look at the lowest score, not at the highest one. So, if your lowest score is below 660, you'd better choose among the cards for fair credit. If it is higher, you can apply for the good credit cards. On our web-site you can find and compare the best cards from the most famous companies - American Express, Discover, Capital One, Chase and Citibank. Most of them offer rather favorable terms for those whose credit is good. So, read all the details concerning each card carefully, compare the deals and choose the card that suits you most. |
|
|
|
|
|
|
|
|
|
 |
All content. Copyright © 1999-2009.
Credit-Land.com, Inc.
All rights reserved. |
|
|
|
