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Bad No Credit Cards to Start Credit History
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Applied Bank® Secured Visa® Credit Card
Apply Right Now:
• 9.99% Low Fixed APR - Rate Won´t Change Even If You´re Late!
• CHOOSE Your Credit Limit Up To $5,000.6
• $0 Fraud Liability.
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Displaying 1310 to 1320 (of 1947 questions) |
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User Name:
jeneen |
Date:
August 21, 2007, 7:41 pm |
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can i put my application number in somewhere and find out my limit on my new card i was approved of some days ago? also would it be possible to know when i\'ll receive the card? |
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Answer:
Mind, that we don't represent any particular bank or credit company. Our web-site is aimed merely at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We do not possess any personal information, including the numbers of accounts and other financial data. We even have no idea for which card you have applied. After you've applied for a credit card online, you have to wait for the bank's decision. It can take various periods of time, depending on the type of the card chosen. You can be approved immediately (with instant approval cards), wait for a couple of days, a week or a month. You see, the bank needs some time to check your credit report and decide whether you qualify or not. If you're approved, a bank sends you a statement and a card itself by post. We can't tell you exactly whether you've been approved or not as it is only the bank that provides such information. In case you don't get an answer for a long time, contact the bank and clear out the situation there. |
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User Name:
lukey watkins |
Date:
August 21, 2007, 10:06 pm |
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i'm trying to build my credit but i can't even get a credit card no where my credit is not that good and i try to go to the one's for bad credit and i still don't get one.
how can i get a credit card if i get bad credit they say i can get but when i apply for one i can never get one i'm get trying to rebulid my credit.
if my credit is bad, why is it i cant get approved for a bad credit credit card? |
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Answer:
It is true that nowadays practically every person can be approved for a credit card. However it should be mentioned that chaotic applications is actually not a good idea. You see, each time you are denied you score further decreases, which in turn lowers your chances to be approved in the future. Thus, if you've decided you want a card you should choose carefully and apply only for those you are eligible for. The most important thing you should do is to request your report and learn your current score. Learn your scores from all three credit bureaus, and correct all mistakes or inaccuracies in your reports. If your score is poor (below 620) you can only apply for deals for bad credit. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Of course their terms are not so favorable as those of good cards, they charge annual fee and often also setup fee, and the APR is generally higher. However they can be a fine tool of rebuilding one's history. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. As secured cards present reduce risk factor for creditors they are therefore much easier to obtain. On our website you are welcome to compare the best secured offers from Orchard, Millennium and MetaBank. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. Finally, you can draw a co-signer, that is a person with good history, who will be responsible if you don't pay your bills on time. |
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User Name:
Dana |
Date:
August 22, 2007, 3:15 am |
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What companies offer credit cards or credit lines to businesses without a personal guarantee? |
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Answer:
Our website gives you an opportunity to avail yourself business credit card offers fitting your special needs and financial plans. Nowadays banks present a great variety of online applications for small new businesses. Among the best online business deals, presented at our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. However, all small business credit cards that we have require "personal guarantee" or in other words require (Social Security number). We do not have any credit cards that would require business EIN, (based on companies credit history). |
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User Name:
Shirley Lacy |
Date:
August 22, 2007, 7:36 am |
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I am looking for 9,000.00 to get my teeth fixed and to consolidate all cards. I would need approximately 15,000.00 worth of credit. Is this possible ?
Can I get this amount for 4.9% for the life of the loan ? |
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Answer:
If you want to get a card with the high limit of $15,000 you should keep in mind, that it depends on the terms of your card, your current income and is defined individually in each case. If you prove to be a good credit payer, you'll be given a higher limit. That's why before applying for a card consider your credit report and estimate your financial state. If you are eager to consolidate your whole debt on one card you should choose among the balance transfer deals. Mind that these cards are designed mainly for people with good or excellent credit history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. If you want the deal with 4,99% APR on balance transfers for life, apply for Blue from American Express. |
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User Name:
chris |
Date:
August 22, 2007, 4:05 pm |
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I just turned 18 and want to start building credit. I am still in high school but have a steady job. How do I get a credit card? |
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Answer:
Nowadays credit cards are available for people who have no credit history at all. If you are eager to get your first card you can do the following. First, many banks including Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site you are welcome to consider the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. Finally, you can draw the so-called co-signer that is a person who will be responsible if you don't pay off your bills on time (it may be your parents, for example). In this case you will be able to use the limit of his/her good credit card. However mind, that you are not eligible for the good credit offer yourself yet. |
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User Name:
Annette |
Date:
August 22, 2007, 5:10 pm |
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is a credit score of 686 consireded to good. what credit score is excellent |
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Answer:
The credit score is very important as it helps the issuers to decide whether you qualify for the chosen card or not. Making choice according to the score is extremely significant, because if you apply for the card you are not eligible for you'll be denied and your history will be negatively influenced. At present people with all types of scores can actually apply for a credit card and be approved. However for the convenience of both customers and lenders the scores have been divided into several categories. These categories are: 0-350 (no credit), 350-619 (poor credit), 620-259 (fair credit), 660-749 (good credit) and 750-850 (excellent credit). So, as you can see, the score of 686 is truly regarded good. The excellent score is above 750. It also worth mentioning, that before applying for any card it would be better to learn scores from all three bureaus - Experian, Equifax and TransUnion. The figures may in fact differ, and as it happens the lenders generally look at the lowest value. On our website you are welcome to compare the best good and excellent credit deals and choose one that suits you most. |
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User Name:
Matt |
Date:
August 23, 2007, 8:40 am |
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i have a 620 credit score, what type of credit card can i actually get? I checked around an it like 200 dollars to get any thing with a bad credit history is this my only option? |
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Answer:
Getting a credit card today is really rather simple and safe process. However your chances of being approved depend largely on your credit risk. Your score is on the lower border of fair credit (620-659). Thus, if you've decided to get a card you should choose carefully and apply only for those you are eligible for. Still, keep in mind that the lenders generally tend to look at the lowest score, not at the highest one. That's why we recommend you to request your scores from all three bureaus - Experian, Equifax and TransUnion, not from only one of them. If your lowest score is below 620, choose among the cards for bad credit. On our website you can find several variants of such cards from Columbus, Dakota, First PREMIER, Millennium or Orchard. Read the details about each card carefully and apply for the one that suits you most. |
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User Name:
Skye |
Date:
August 23, 2007, 11:58 am |
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What is a balance transfer fee? |
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Answer:
A balance transfer fee is a once-only fee that the credit card company charges you in order to transfer your balances from other credit cards to their credit card. Generally the best deals for balance transfers offer you 0% interest rate for a specified time (usually from 6 to 15 months). However you have to pay a "balance transfer fee", that is a fee some issuers charge to transfer the balance from one credit card to another. The amount of this fee depends on how much you are transferring. For example, this fee on Discover, Citibank and Chase deals amounts to 3%. Thus, a 3% balance transfer fee on a $1,000 transfer would cost you $30. You should also keep in mind, that the banks normally define the minimum and the maximum amount of balance transfer fee. For instance, on Discover this fee is min. $10 and max. $75. On deals from Chase and Citibank it is min. $5 and max. $75. |
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User Name:
Kay Arndt |
Date:
August 23, 2007, 12:01 pm |
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What would be the best card to obtain to improve poor credit?
I have no bankrupcies |
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Answer:
If your score amounts to less than 620 it is considered bad. However you are still eligible for a credit card and can get an approval. At the moment several banks, including Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for people with bad credit. On our site you have an opportunity to find out a few cards of this type. Read all the information about each card, compare the present deals and choose one that suits your needs. Another way to improve your credit is to apply for a secured credit card. This card requires you to deposit some sum to ensure your ability to pay. On our site you there are several variants of these cards too. After you've chosen the card you would like to apply for just click "apply", fill the required form and submit an application through our service. |
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User Name:
amanda |
Date:
August 23, 2007, 4:10 pm |
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what is good credit
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Answer:
The credit score is very important as it helps the issuers to decide whether you qualify for the chosen card or not. Making choice according to the score is extremely significant, because if you apply for the card you are not eligible for you'll be denied and your history will be negatively influenced. At present people with all types of scores can actually apply for a credit card and be approved. However for the convenience of both customers and lenders the scores have been divided into several categories. These categories are: 0-350 (no credit), 350-619 (poor credit), 620-259 (fair credit), 660-749 (good credit) and 750-850 (excellent credit). So, as you can see, the good score implies that your score falls between 660 and 749. It also worth mentioning, that before applying for any card it would be better to learn scores from all three bureaus - Experian, Equifax and TransUnion. The figures may in fact differ, and as it happens the lenders generally look at the lowest value. On our website you are welcome to compare the best good credit deals and choose one that suits you most. |
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6 Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
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