 |
Credit Cards to Get for People with Bad Credit Scores
Answering your questions is our job and we love it! |
|
|
Public Savings Bank Secured Black Card
Apply Right Now:
• 0% APR for 6 months on purchases.
• No Annual Fee.
• We report to all 3 credit bureaus.
|
|
|
|
|
Displaying 1400 to 1410 (of 1947 questions) |
|
 |
User Name:
joseph dobson |
Date:
September 16, 2007, 7:48 am |
 |
how do i apply for a new credit card with bad credit
How can I apply for a credit card with a bad credit history?
|
|
Answer:
If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
|
|
User Name:
ERICA LYNETTE ANDRADE |
Date:
September 16, 2007, 7:17 pm |
|
|
I APPLIED FOR A WASHINGTON MUTUAL CREDIT CARD DID I GET APPROVED |
|
Answer:
You see it is rather problematic to give you any information about the status of your application. Our company is not a financial institution; we neither issue cards nor give credits ourselves. Our website is only meant to provide sufficient and up-to-date information about the best credit offers. Here you can consider the best credit cards, cards for good, fair, bad or no credit. If you are going to apply for one of them, we will gladly try to help you in your choice. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn the status of your application you should contact your bank and try to learn it there. However generally the bank needs time to consider your application; the statement usually arrives for you by post. It may take various periods of time - from days to several weeks (even more than a month). |
|
|
User Name:
james |
Date:
September 16, 2007, 9:58 pm |
|
|
i need a credit card to help build my credit |
|
Answer:
If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is designed to help you in this choice. Here you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you. |
|
| RELATED LINKS |
 |
|
|
User Name:
Letty Baltar |
Date:
September 17, 2007, 1:46 am |
|
|
Under credit card highlights it states that the credit card is 'unsecured'. What does that mean? |
|
Answer:
At the moment various banks offer to their customers numerous types of cards. The issuers are eager to attract people with bad history, too. At the same time if the risk is rather high the banks want to ensure that they will get their money back. For such cases the so-called secured credit cards are designed. This type of credit card is linked to a bank account, allowing a credit card company to deduct payment if the cardholder fails to pay. To obtain a secured card, a consumer must deposit an amount of money equal to the credit limit of the card into a bank account. Unlike secured credit cards that require a deposit to the bank, unsecured credit cards don't demand to deposit anything. In their majority, unsecured credit cards are designed for good risk and high score customers. However unsecured cards for bad credit do exist. They generally charge higher interest rates and fees. The initial credit limit is generally low; it'll increase gradually as long as you pay all the bills on time. The unsecured cards can be a helpful tool in rebuilding your credit, if you use them properly (make all the payments on time). |
|
|
User Name:
marsha bijiou |
Date:
September 17, 2007, 1:36 pm |
|
|
Which credit card company will accept my application with a co-signor? |
|
Answer:
All credit cards for good credit in fact allow to co-sign for someone. However keep in mind that you can not apply with a co-signer right away online. If you are eager to get a card with a co-signer, you should do the following. First of all, person with good score (co-signer) applies online through our service for any good/excellent credit card. He/She gets approved. Then this person can call the bank and say that he would like to add someone to his account and that he will be a co-signer for a person with bad credit history. He must tell social security of that person. Co-signer receives a statement by mail, that a person with bad credit must sign and send back. Now person with bad score shares an account with co-signer. By making timely payments person with bad credit will start building his credit history as his payment info. will be sent to all credit bureaus every month. |
|
|
User Name:
Sharon Warren |
Date:
September 17, 2007, 3:29 pm |
|
|
I would like to get an credit card with not so many fees and get an instant response. Please help me. |
|
Answer:
Thank you for addressing your request to our service. We are glad to help you. Our service offers various Instant Approval Credit Cards. All of them have not such a great APR - from 9.74% to 11.74% and $0 Annual Fee. Here you can find both Cash Back and Rewards credit cards. You should mention that these cards are available only to the customers with good or excellent credit. Speaking about bad/no credit, we can recommend you Centennial Gold MasterCard/Visa by First PREMIER Bank. This one has 9.9% APR, $29 Setup Fee, $48 Annual Fee, low APR on purchases, and some other features. For more detailed information see the link above. We hope our service somehow helps you to make your best choice. |
|
|
User Name:
Andre |
Date:
September 18, 2007, 7:18 am |
|
|
will i be able to get a card |
|
Answer:
If you have decided to apply for a credit card, the most significant thing is to choose for which of them to apply. Our web-site is designed to help you in this choice. Here you are able to find adequate information about all types of them - bad/no history credit cards, cards for fair credit, best cards of all, etc. The first and the most crucial thing you should do is to request your credit report and choose one according to your current score. Mind that your score is of extreme significance and by far determines your opportunities. Make your choice carefully because if your score is not high enough you'll be denied and your score will be further damaged. If your current score is below 620 turn to bad credit offers, if it amounts to 620-659 choose among fair credit cards, and if it is above 660 you are eligible for deals for people with good history. After you've chosen the card you need you only have to fill the required application form and submit it online. When your application is approved, you credit card will be sent to you by post. If you have any questions concerning the choice of cards, we'll gladly try to help you |
|
|
User Name:
Bryce Edwards |
Date:
September 18, 2007, 10:17 pm |
|
|
can i get a credit card with a score between 570 and 600? |
|
Answer:
The credit score is crucial as it helps the lenders to decide whether you qualify for the chosen card or not. Paying attention to the score is extremely important, because if you apply for the card you are not eligible for you'll be denied and your history will be damaged. Nowadays people with all types of scores can actually apply for a credit card and be approved. If you have a poor credit (below 620) and want to raise your score there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
|
|
User Name:
terry |
Date:
September 19, 2007, 5:24 pm |
|
|
my husband keeps receiving credit card offers in the mail from some of the credit card companies listed on your site, however, is credit score is 653 and i am afraid that them constantly pre-approving him for credit will possibly lower his score? he only has 2 major cards and i am afraid he might see them and get tempted to send in for them............. |
|
Answer:
Don't worry, such offers won't affect his score if he does not accept too many of them. You should keep in mind that the aim of such invitations is merely promotional. If your husband gets a message that he is pre-approved to obtain a certain card that actually means only that he is eligible for this card according to his credit history and that the bank would be glad to provide it to him. It is only up to him to make a decision whether to apply for it or not. If he has decided to accept the offer he can do it online. His score is 653 which is considered fair. On our website you are welcome to choose between the best fair credit deals. Look through the terms and conditions, and then just click "apply", fill the form and submit you application online. |
|
|
User Name:
j |
Date:
September 19, 2007, 10:02 pm |
|
|
are there any credit card banks that offer small business cards without personal liability? |
|
Answer:
Our website gives you an opportunity to avail yourself business credit card offers fitting your special needs and financial plans. Nowadays banks present a great variety of online applications for small new businesses. Choose the best business offers, which will let you control your employees' spending, raise your bank credit limits and provide discounts and bonuses for business expenditures. Among the best online business deals, presented at our site, you can find best offers from the USA top companies and banks - Visa®, MasterCard®, American Express® and others. However all small business credit cards that we have require "personal guarantee" or in other words require Social Security number. We do not have any credit cards that would require business EIN, based on companies credit history. |
|
|
|
|
|
|
|
|
|
 |
All content. Copyright © 1999-2009.
Credit-Land.com, Inc.
All rights reserved. |
|
|
|
