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Build up Credit with Limited Credit Card
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Special Offers from Those With Bad Credit
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Displaying 1450 to 1460 (of 1947 questions) |
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User Name:
tara |
Date:
September 27, 2007, 10:41 pm |
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I dont understand this whole credit! I try to get credit cards I tried to buy a car and i cannot?? why? i have heard so many different thing so now i am confused! What do I have to do? Where do I start to build up my credit?? |
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Answer:
Getting a credit card today is not as difficult as it seems. The choice in this sphere is so wide that almost anyone can obtain a card for his needs. First of all, stop submitting applications chaotically, because it is no good for your history. The most important thing you should do is to request your report and learn your current score. If your credit needs improving and your score is low (below 620) you can only apply for deals for bad credit. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. Of course their terms are not so favorable as those of good cards, they charge annual fee and often also setup fee, and the APR is generally higher. However they can be a fine tool of rebuilding one's history. Another way to build up your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
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User Name:
ROBERT |
Date:
September 27, 2007, 11:26 pm |
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WHAT CARD CAN I APPLY FOR WITH A COSIGNER WITH 700 CREDIT |
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Answer:
All credit cards for good credit in fact allow to co-sign for someone. However keep in mind that you can not apply with a co-signer right away online. If you are eager to get a card with a co-signer, you should do the following. First of all, person with good score (co-signer) applies online through our service for any good/excellent credit card. He/She gets approved. Then this person can call the bank and say that he would like to add someone to his account and that he will be a co-signer for a person with bad credit history. He must tell social security of that person. Co-signer receives a statement by mail, that a person with bad credit must sign and send back. Now person with bad score shares an account with co-signer. By making timely payments person with bad credit will start building his credit history as his payment info. will be sent to all credit bureaus every month. |
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User Name:
alok garg |
Date:
September 28, 2007, 10:29 am |
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how can search the status of credit card application in citi bank
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Answer:
You see it is rather difficult to give you any information about the status of your application. Our company is not a financial institution; we neither issue cards nor give credits. Our website is only meant to provide sufficient and up-to-date information about the best credit offers. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn the status of your application you should contact your bank and try to learn it there. However generally the bank needs time to consider your application; the statement usually arrives for you by post. It may take various periods of time - from days to several weeks (even more than a month). |
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User Name:
lana scialo |
Date:
September 28, 2007, 10:58 am |
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how can i get a decent credit limt after bankruptcy fast to pay a medical bill.i have a good job,but obvioulsy bad credit. |
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Answer:
Various issuers have various requirements concerning customers with the bankruptcy in the past. But according to the First Premier, for instance, you should have your bankruptcy finalized at least 6 month ago in order to qualify for one of its credit deals. Still, the fact that you had bankruptcy stays on your credit report for 7 to 11 years. Of course that does not mean you can not be approved, but your credit limit won't be high - it will probably amount to no more than several hundred dollars. A secured credit card is a good way to establish a history after bankruptcy and it is generally offered with lower rates than unsecured cards. Rebuilding credit worthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, it's necessary to get your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best bad credit cards or secured cards, presented at our website and apply for the one that suits you most. |
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User Name:
Gloria |
Date:
September 28, 2007, 3:13 pm |
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If I transfer from anothr credit card to a 0% , will the inquiry lower my fico score? |
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Answer:
As a matter of fact each time you apply for a credit card it influences your score. Inquiries on your credit report can indicate your risk as a borrower. So, you see, too many inquiries might mean that you're taking on too much debt, and that is a risk for lenders. So, if you want to raise your score you should minimize the amount of inquiries on your credit report and open new accounts only if you need them. However if you are eligible for a balance transfer deal your credit must be either good or excellent (above 660 at least). In this case an inquiry won't damage your score. And if the transfer of balance will help you to move your high-rate balance to a better card, you will be able to avoid debts, and consequently, it will affect your credit in a positive way. |
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User Name:
Kenneth C. Dunson |
Date:
September 28, 2007, 4:53 pm |
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I've got two credit cards that has a total balance of approximately 3200.00 and I think I have and stand a good chance of getting a balance transfer for twelve months at a 0% APR What do you think? |
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Answer:
Balance transfer is a widespread way to consolidate the whole debt on the one card that generally offers better terms - lower APR, 0% intro APR for balance transfers, no extra fees, etc. Thus, balance transfer cards can be a good way to reduce debt, to save money and to increase the credit score. The main factor that determines whether you can apply for a balance transfer deal or not is your current score. Please, keep in mind, that the best balance transfer cards are available only for people with either good or excellent credit (that is whose lowest score is above 660). Thus, if your score is above 660 you are certainly eligible for one of the 0% balance transfer cards. On our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Compare all 0% balance transfer cards options properly, fill the application and submit it online. |
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User Name:
shane |
Date:
September 28, 2007, 6:07 pm |
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what kind a card can u get with a 425 score |
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Answer:
The score of 425 is actually poor. Still there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Consider all the information about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. This card requires you to deposit some sum to ensure your ability to pay. On our site you can find a few variants of these cards too. After you've chosen the card you like just click "apply", fill the required form and submit an application through our service. |
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User Name:
alva |
Date:
September 29, 2007, 12:23 am |
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I have a credit score of about 632 can I get a 0% bal transfer offer, I have two othe visa for over 3 years. |
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Answer:
Balance transfer is a widespread way to consolidate the whole debt on the one card that generally offers better terms - lower APR, 0% intro APR for balance transfers, no extra fees, etc. Thus, balance transfer cards can be a good way to reduce debt, to save money and to increase the credit score. The best balance transfer cards however are available only for people with either good or excellent credit (that is whose lowest credit score is above 660). Still, even if your score is yet not high enough that does not mean you can't make a transfer of balance. There are cards for people with fair credit (620-659) that allow balance transfers. Turn, for instance, to Standard Platinum or Platinum from Capital One. These are the cards for the people who want to improve their history. They offer no introductory period with 0% APR, nevertheless the balance transfer is possible. Read all the details concerning these cards and if the satisfy your requirements apply for one of them online. |
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User Name:
JOSE |
Date:
September 30, 2007, 3:57 pm |
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I WANT STAR MY CREDIT BUT I GET TAX ID (ITIN) HOW MAKE MY CREDIT
can i apply with my e.i.n. since i dont have a social security number |
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Answer:
As a matter of fact various credit issuers have various requirements for applicants for one of their cards. The most important thing is that you must be a resident of the USA to get the card. Our website presents you sufficient and up-to-date information about various credit offers from the most reliable banks, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However all the deals we present require SSN to fill the application. So, you can't submit an application for a card through our service without SSN. |
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User Name:
krystal |
Date:
September 30, 2007, 11:06 pm |
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i have no credit i dont want jewlery or loans to establish i work hard why cant i get a c/card |
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Answer:
If you have no credit history and want to establish one there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, First PREMIER, Millennium and Orchard, offer deals for no credit. On our site turn to the page devoted to cards for no credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to build up your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you've chosen the card you like just click "apply" and submit an application online. The bank will consider it and send you the card by post. |
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