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Get Information on Secured Credit Cards for Bad Credit
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Applied Bank® Secured Visa® Credit Card
Apply Right Now:
• 9.99% Low Fixed APR - Rate Won´t Change Even If You´re Late!
• CHOOSE Your Credit Limit Up To $5,000.6
• $0 Fraud Liability.
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Displaying 1480 to 1490 (of 1947 questions) |
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User Name:
Darrielle |
Date:
October 5, 2007, 1:24 pm |
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i recently tried to apply for a credit card and i am not sure what happened but did it go thru? I am unable to see if the application went through i did it on line 10/05/07 |
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Answer:
As it happens it takes various periods of time to get any response from the bank for which card you've applied. In any case the bank needs a certain period to consider your application, to check your report and to make a decision on whether you qualify for this or that card or not. Some bank offer a service of instant approval but unfortunately it is at the moment available mostly for the customers with good or excellent credit. So, if you've applied for a card that does not imply an instant approval you must be patient and wait a bit. When your application is considered the statement and the card itself arrive to you by post. It may require a few days, weeks or even more than a month depending on your location and on the work of the post-office. If don't get a response for a long time contact the bank and clear out the situation there. |
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User Name:
amanda |
Date:
October 5, 2007, 3:28 pm |
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i just wanted to know what credit card is good for me? i have bad credit and i want a credit card that wont make me pay an amount to activate it. can you help? |
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Answer:
Nowadays bad credit does not mean that you can't apply for a credit card and be approved. Some banks, such as Columbus, Dakota, First PREMIER, Millennium, Orchard and Capital One issue cards for people whose credit needs improvement. You must understand however that the terms of the card are by far determined by your credit risk; thus, the better your history you have, the better terms of credit you are eligible for. That's why it is rather difficult to find cards for bad credit without any fees. Most of them charge annual fee (though its amount can vary significantly). If the card has no annual fee it requires setup or maintenance fee. Look through the page devoted to bad credit offers, compare details of each card and choose the one you like most. If you don't want to pay absolutely any fees you should raise your credit score - that is pay all your bills on time and use your cards lightly. In this case in time your history will be improved and you will be eligible for the cards without annual and other extra fees. |
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User Name:
courtney t. goldwire |
Date:
October 5, 2007, 6:23 pm |
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whats your credit limit |
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Answer:
The credit limit is the maximum amount of money you may charge on your credit card. This limit is mainly determined by your credit risk, your annual income and bank's decision. So, it depends on the terms of your card and may be changed according to your credit history. If you prove to be a good credit payer, you'll be given a higher limit. That's why before applying for a card consider your credit report and estimate your financial state. If your score is poor your limit won't be high - it will probably amount to no more that several hundred dollars. If your score is high you can get several thousand. Keep in mind that the limit is not a constant figure, it may change as your score changes. And it may not only go up, but also go considerably down. That's why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you'll be able to apply for the best credit cards with the highest limits. |
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User Name:
Kerry |
Date:
October 5, 2007, 6:35 pm |
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How can I have a guaranteed credit card with credit score of 620?
I am three years out of bankruptcy. |
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Answer:
Nowadays, credit is available to the recently bankrupt. Negative information, especially that of bankruptcy, may stay on your credit report for almost 10 years but that does not mean that you are not eligible for a credit card. It may be more expensive than before, and available with lower limits. A secured credit card is a good way to establish a history after bankruptcy and it is generally offered with lower rates than unsecured cards. Rebuilding credit worthiness depends on the usage of the card. If you use it carefully and pay off your bills on time, you'll benefit from cards for bad credit. Mind that before applying for the card, it's necessary to get your credit report first and correct any mistakes in case you find them. Then, you're welcome to compare the best bad credit cards or secured cards, presented at our website and apply for the one that suits you most. |
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User Name:
Paula Moore |
Date:
October 6, 2007, 5:14 am |
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Why was I charged $99.95 to my bank account without me noing this was beening done and for that reason I am canceling my application for N M B Platinum CC App Fee 3045316100307 and i would thank you to put it back in my bank account as soon as possible Thank you Paula Moore |
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Answer:
Credit-Land.com does not have access to any of your checking or credit card accounts. Our web-site is only aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. Our service is absolutely free and we do not deal with any payments in any way. We suggest you contact your bank and ask them to provide a phone number for the company that withdraws $99.95 from account. Once you obtain that phone you can call and speak directly to the company that charges your account. |
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User Name:
marc |
Date:
October 8, 2007, 3:39 pm |
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Can i get a credit card with a score of 535, who were and safe company please. |
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Answer:
Thank you for addressing your requests to our service. Having FICO score of 535 implies that your credit is limited. At our site there are some offers for the customers with less than perfect credit history. First, you can explore our limited credit card applications. But note that your application can be cancelled, and this affects your credit score. Consequently, we recommend you to apply for a secured credit card. In this case you need to deposit money to secure your credit, but you will definitely get approved. Please explore also our secured credit card applications. |
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User Name:
Chenoa |
Date:
October 9, 2007, 6:21 pm |
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My credit score is 544 what credit card can i get to help establish better credit |
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Answer:
Thank you for asking your question, we hope our answer helps you to find the best credit card. FICO score of 554 means your credit is bad, thus you need a credit card offered especially for the customers with bad/no credit score. At our site, there are some options offered by First PREMIER Bank. Please, explore our bad credit card applications. In addition, you can also apply for a secured credit card. Note that in this case you need a collateral to secure your credit and guarantee your paying off the debts in good faith.This method is considered to be the best if someone wants to build/rebuild credit history. Examine our secured credit card applications. Feel free to apply online in case you find a credit card which suits you best. |
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User Name:
carol |
Date:
October 10, 2007, 1:24 pm |
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what is the difference between unsecured and secured mean |
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Answer:
Thank you for your question. We are glad to answer and to solve this problem. Secured credit cards requre collateral to secure your credit and to guarantee you will pay off you bills in good faith. This collateral may be some kind of property (e.g. a car) or a certain amount of money. These are regarded the best variant for those who want to start building their credit history (i.e. have no credit) or rebuild it (have bad credit). As of unsecured cards, these don't require collateral. They are standard credit cards, and the customers can apply for an unsecured credit card taking into consideration their credit histories, credit scores, and financial possibilities. |
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User Name:
Larry Tankson |
Date:
October 11, 2007, 6:54 pm |
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what is a good credit score? |
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Answer:
Thank you for addressing your requests to our service. We hope our answer helps you. Good credit score implies FICO score of 660-749 (after that comes 750-850 - excellent credit score). Having good credit score allows you to apply for best credit cards with rewards (frequent flyer, cash back, gas cards, etc.), low rates, no annual fees, business credit cards, and so on. If your credit score is in this range, please explore our best credit card applications. |
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User Name:
louise pike |
Date:
October 12, 2007, 10:52 am |
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can i apply for a credit card with poor credit rating |
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Answer:
Thank you for your question. In this case you have two opportunities. First, you can explore our bad credit card applications offered by First PREMIER Bank. Moreover, you can also try secured credit cards. These need collateral to secure your credit, however, in accordance with guaranteed approval of such cards. Please explore our secured credit card applications. These are considered to be the best method of establishing your credit history (moreover, there are more chances to get approved). Feel free to choose and apply online. |
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6 Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
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