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Credit Card Applications » Credit Card Questions » Other Questions » Capital One Credit Cards for People with Average Credit Rating
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Displaying 1690 to 1700 (of 1947 questions)
Page:   170 of 195
Date:
July 9, 2008, 10:29 am
I have about $55,000 in balances spreaded out over three cards that I want to pay off at the lowest apr but, because of the high balance ration to debt, companies are not allowing me to open low interest cards so that I can transfer balances. Any thoughts
Answer:
Yes, because of the high credit utilization ratio your credit score drops and it cuts you off from lower interest balance transfer credit cards. The best thing in your situation would be to reduce your debt ratio in the first place and only then shop fo... (more)
Date:
July 9, 2008, 12:51 pm
im not sure if i have bad credit or no credit are there any options for people like me?
Answer:
Your credit rating has the numerical expression defined as credit scores. A credit score of 0 stands for no credit history, whereas the score of 350-619 means that your credit is bad. You can learn your credit score at one or all the national credit bur... (more)
Date:
July 9, 2008, 2:35 pm
How is my credit limit calculated? How do I know how much money I can borrow maximum. If I need $100,000 that I know that I am going to pay back in 2 years what is the best way to borrow this money?
Answer:
Generally, a spending limit on a card is based on the factors like your reported annual income, your payment history and your account duration. If you plan to obtain a card with a high limit and charge $100,000 right at once, the chances are this transa... (more)
RELATED LINKS Related Questions
Date:
July 10, 2008, 2:32 pm
Why can I not get a unsecured credit card?

Answer:
It's rather difficult to give a straight answer as you have provided too little information. First and foremost, it depends on your credit score. Probably, you have applied for a credit card that doesn't suit your credit, and that was the reason... (more)
Date:
July 12, 2008, 8:31 am
WHAT IF YOUR CREDT SCORE IS 580,WILL I BE QUALIFY FOR A CREDIT CARD
Answer:
Your credit score number indicates that you have a poor, or bad, credit history. Thus, you will only be able to qualify for specific card offers that are designed for your particular situation. Assuming that you are on the way of building credit and you... (more)
Date:
July 13, 2008, 7:40 pm
How can we get approved for a credit card with a limit 0f $50,000? We are building a house and have a commercial loan which pays us after the projects are complete so we would be paying our credit card balances back in entirety within 45 days. Any suggestions?
Answer:
$50,000 is a very big credit limit so you need to have excellent credit to ask for it. If you are not sure if you qualify for best credit cards you can check your credit score at our Credit History Center at http://www.credit-land.com/. Your first optio... (more)
Date:
July 14, 2008, 7:38 pm
why am i always denied a credit card?
Answer:
There can be different reasons for denials you receive from banks. And you should be reasonable enough to make your credit card applications in the right way.A bank may send you a refusal if you applied for a credit card you are not eligible for. You ei... (more)
Date:
July 15, 2008, 2:07 pm
I STILL HAVE ABOUT 30 DAYS LEFT BEFORE MY BANKRUPTCY IS DISCHARGED WHAT KIND OF CREDIT CARD SHOULD I APPLY FOR TO START REGAINING CREDIT?
Answer:
Thank you for the question. Right now you need a credit card for consumers with bad credit. By making your payments on time and not exceeding your credit you can improve your credit. Here are the cards recommended by our experts for consumers with low c... (more)
Date:
July 15, 2008, 7:22 pm
How can I find out what our credit limit would be before we commit? We have only 2 cards left at horrible interest rates and would like to transfer both?
Answer:
In truth, it's hard to say what spending limit will have a card you are going to apply for. Most card issuers indicate the approximate credit limit or the range within which your limit may be set. All in all, a spending limit depends on certain fact... (more)
Date:
July 15, 2008, 7:44 pm
I have recently moved to the United States from Canada, had good credit there. In US I have been denied credit card twice, could only get a secured one and have had it for about six months now. What should I do to qualify for a better credit card and build credit? Should I try now? Or should I wait a little longer, I don’t want to risk it, do not want to be denied again.
Answer:
You are right - you shouldn't risk applying for the third time and getting denied once again. Each denial in your credit card application takes your scores down and this is definitely a bad thing. What we suggest is be a bit more patient and use you... (more)
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