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Immediate credit card care service
Answering your questions is our job and we love it! |
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Probably the answer to your question is already in our databank.
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Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.
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Displaying 170 to 180 (of 1700 questions) |
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User Name:
Denise |
Date:
October 5, 2006, 8:54 pm |
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When applying for a credit card to transfer from a higher credit card balance do they look at your debt to income ratio. My credit score is excellent. |
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Answer:
I suppose, it is not a key factor when they regard your application for balance transfer cards. You credit history plays a greater role.
Have a nice day,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
Maria |
Date:
October 5, 2006, 9:10 pm |
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I dont have a credit history how do I establish one? I just opened a checking account |
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Answer:
You can apply for a secured credit card. You credit limit will be equal to the amount of your checking account. It's a common way to establish a credit history, and you only have to make timely and full payments.
Good luck
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
fernando |
Date:
October 5, 2006, 10:56 pm |
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i want to make a credit line how if every time they toll me that i dot have credit history i do not understand |
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Answer:
If you do not have a credit history, just establish a credit! A good solution for you will be a secured credit card which you can find among the credit cards for no credit. You'll have to make a deposit first, and then you'll be given a credit line equal to the amount at your account. This will be a guarantee for the bank, they won't take this money, until you start missing your payments or commiting other delinquencies. After you accumulate some credit score, unsecured cards will be available with a higher credit limit.
Best,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
Kevin Arnold |
Date:
October 6, 2006, 12:15 am |
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will applying show up on my credit reports or effect other applications for credit |
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Answer:
Your credit report will show the fact you were (not) approved for a credit card. The disapproval will have negative effect on your credit report. So the best way is to choose a credit card you apply online for, correctly and carefully. Select the credit card only if you qualify, according to your credit score.
At www.Credit-Land.com you can check you credit report or get your credit score for free.
Have a good day,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
santhosh kumar p |
Date:
October 6, 2006, 11:25 am |
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ho can i applya for acredit card |
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Answer:
Get your credit report and according to it choose a credit card at the corresponding category of our site. Click the link by the card you've selected and fill out the application form. At the site you will be redirected to you can find all other necessary information.
Good luck,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
Tim |
Date:
October 6, 2006, 1:46 pm |
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I have a 675 credit score and a 17,000 credit balance, I am looking t transfer this to a fixed rate, Do you have any suggestions |
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Answer:
You have a good credit history, so you can choose from a variety of balance transfer credit cards . The best options are Discover Platinum card (no bal. tran. fee, 0% bal. tran. APR for 12 months and 10,99% APR) and Blue from AmEx (4,99% bal.tran.APR for an unlimited period and 12,24 APR ). But, of course, you are free to choose.
Best,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
David |
Date:
October 6, 2006, 3:44 pm |
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I've just turned 18 and I want to use a credit card which credir cards should I use to start my credit line |
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Answer:
You can choose a cosigner credit card or a secured credit card. The first one requires a relative or a friend to become your cosigner, the second one requires a deposit which will determine what your credit line will be.
Best regards,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
Oscar |
Date:
October 6, 2006, 6:00 pm |
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I would like to purchase a home for my family and i and my credit is bad. I would like to know what is the quickest and fastest way to pick up my credit. |
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Answer:
There is no legal fast way to raise your credit, so be ready to accumulate about 100 per year. Keep paid off cards and be accurate paying off your present cards. Somebody advises to get a card and pay it off in a month thus raising your score quickly.
Good luck,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
JIMMY SIMON |
Date:
October 6, 2006, 7:28 pm |
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MY QUESTION IS YOU TOOK OUT 149.95 OUT OF MY ACCOUNT, DONT KNOW WHY, COULD YOU PLEASE
CALL ME AT 321-987-8732, LET ME KNOW SOMETHING.. IF ITS FOR A CREDIT CARD, I HAVENT RECIEVED IT
YET.. OR GIVE ME A PHONE NUMBER I CAN CONTACT YOU.. THANKS JIM SIMON |
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Answer:
Dear Mr. Simon
Unfortunately, we can't help you with this, as all the information about your account and anythin connected with your card is beyond our competence - it is the bank's responsibility. I suppose, it was an annual charge or something of the kind that was taken from your account. You are strongly recommended to call the bank and clear out the situation.
Good luck,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
joyce |
Date:
October 6, 2006, 8:25 pm |
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how do i know if ihave on creditor good? |
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Answer:
You can apply to a credit bureau to get your credit report or take an online credit report, which is not that reliable.
Best regards,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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