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Credit Card Applications » Credit Card Questions » Other Questions » Balance Transfers to Help Rebuild Credit after Bankruptcy

Balance Transfers to Help Rebuild Credit after Bankruptcy

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Displaying 1740 to 1750 (of 1947 questions)

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Date:
August 14, 2008, 1:37 pm

	I am a college student that is trying to get a loan by myself but i have no credit history. Would getting a credit card help me?
Answer: Exactly so. The easiest and fastest way for a college student to start up credit history is through applying for a credit card. There are plenty of credit card offers tailored for the special needs of college students in the market today; you just need ... (more)

Date:
August 14, 2008, 2:03 pm

	I WOULD LIKE TO APPLY FOR A GAS CREIT CARD. I HAD A BANKRUPSY BUT ITS BEEN ALMOST SEVEN YEARS AGO. SINCE THEN I HAVE BOUGHT AHOME, AND HAVE TWO CARS FINANCED IN MY NAME. I HAVE WORKED HARD TO TRY AND REBUILD MY CREDIT. IS THERE A GAS CARD THAT WOULD BE BETTER FOR ME THAN ANOTHER?
Answer: It is of great advantage that you have several types of loans, especially if they are in good standing. The fact that you qualified for a mortgage and car loans is a good sign, meaning that your credit has significantly improved during these seven years... (more)

Date:
August 15, 2008, 1:24 am

	Is a FICO score 670 a good score? Also, If I have that score, would I generally qualify for a personal loan of say $5000? If not, what is most likely the amount I may qualify for. ( I filed bankruptcy 6yrs ago)
Answer: Yes, the number of 670 stands for good credit score and, but for your bankruptcy, you would be able to get this limit personal loan or a credit card. However, there are some chances that you'll qualify for some lower limit cards and they depend on y... (more)

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Date:
August 15, 2008, 10:32 am

	Does a balance transfer hurt my credit score?
Answer: It may and it may not hurt your credit score, it depends on the way you do the balance transfer. If you are just transferring the debt from one card to another, without closing the previous account, it won't hurt. Your credit score depends on the cr... (more)

Date:
August 15, 2008, 8:42 pm

	i am working with a company to help rebuild my credit. they have recommended that i get a credit card. they have also said that I should find out which credit bureau they will be pulling my score. I have a fair score from one of the bureaus and would like to apply for an unsecured card. Any information would be very helpful! thank you, Jessica
Answer: Some of the best credit cards that help re-build or re-establish credit available in the market today are offered by First PREMIER Bank. This is a major card company that works with customers whose credit has been damaged by late or missed bill payments... (more)

Date:
August 16, 2008, 2:53 pm

	Should you close a credit card account (with a long history of on-time payments) when you transfer the balance to a better card?
Answer: No way. If you are transferring the debt from one card to another, closing an account in good standing will hurt your credit score. The credit score depends on the debt-to-limit ratio (credit utilization), so when you close the account, your available l... (more)

Date:
August 17, 2008, 3:03 pm

	Hi ~ I'm the Director of a small, non-profit animal rescue organization (a 501(c)(3)). Can you recommend a credit card for us? We'd balance the full balance on a monthly basis and the card wouldn't be used a whole lot, at least initially. But sometimes we arrange for a client to see a veterinarian on short notice and need to give a credit card number by phone, for example. Thanks!
Answer: The type of a credit card you'll qualify for depends on lots of factors, your credit history being in the first place. All the cards on our website do a personal credit check, so if you're going to make an application in your name, see your cred... (more)

Date:
August 17, 2008, 4:47 pm

	I have bad credit .. well 1 thing and thats all the credit I have how can i apply for a credit card without an annual fee ?
Answer: Well, there may be two ways to go in your situation. If your credit is bad due to a short payment history and insufficient records in your credit report, then you must be building up your credit. Thus, provided you have no missed or late credit card pay... (more)

Date:
August 18, 2008, 12:43 am

	Is there a credit card that gives Frequent Flyer miles for purchases but that doesn't have an annual fee?
Answer: Today's tendency of passing over to no annual fee frequent flyer credit cards allows you to choose from a wide range of enticing offers. Keep in mind that all miles rewards credit cards are meant for good and excellent credit customers, offering hig... (more)

Date:
August 18, 2008, 11:49 am

	i have a 563 experian score and cant get approved for credit cards anywhere, i just get denied denied denied . Do you know what credit car company will approve
Answer: According to your 563 Experian score, you have a poor credit rating (350-619), which means a rather limited choice of credit cards available to you. You got denied because you applied for credit cards requiring a higher score to qualify. As you do not s... (more)

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Balance Transfers to Help Rebuild Credit after Bankruptcy