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Miles Rewards Credit Card with No Annual Fee
Answering your questions is our job and we love it! |
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Displaying 1840 to 1850 (of 1947 questions) |
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User Name:
Ruth Cousin |
Date:
October 4, 2008, 6:33 pm |
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I've heard of airline credit accounts where just about everything you buy adds to your frequent flyer miles. Do you offer that? I'm interested in Delta. |
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Answer:
Yes, we offer some of the best frequent flyer credit cards that allow collecting miles on non travel related purchases. All of them are for applicants with long, good-to-excellent credit history and solid income. If it is you, then consider the following offers. Gold Delta SkyMiles® Credit Card from American Express is an exclusive frequent flyer card with 20,000 bonus miles after the 1st purchase and 1 mile per dollar spent on all purchases. Double miles are earned on every Delta eligible purchase. No Hassle MilesSM Rewards from Capital One Bank also allows earning miles on everyday purchases and offers no blackout dates and no limits to the miles earned. You can redeem points at any airline besides Delta. Miles by Discover®Card from Discover Company gives double miles on travel and restaurants purchases and 1 mile for $1 spent on all other purchases. You can book travel on any airline without blackout dates and other restrictions. Choose which card appeals to you most and use our application online. |
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User Name:
Leo Levinson |
Date:
October 7, 2008, 3:55 pm |
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I'm looking for a credit card which says "world". |
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Answer:
Our website features some of the "World MasterCard" credit cards provided by major US banks. All of them are designed for good-to-excellent credit customers, so make sure that you pass before you make an application for one of cards. Citi® Gold /AAdvantage® World MasterCard® issued by Citibank is a miles rewards credit card with competitive interest rate on purchases and no annual fee for the 1st year. Its miles never expire and can be redeemed for hotel stays, car rentals and free travel at 25 airlines. Citi® Platinum Select®/ AAdvantage® World MasterCard®offers the same rewards and APRs but is a bit more expensive due to its status. Citi PremierPass MasterCard® is an exclusive credit card for frequent travelers, offering them generous bonus miles and regular miles on travel-related and other eligible purchases. You'll enjoy no blackout dates and permission to take a companion for free. Annual fee applies with this offer. These are some of the best "World MasterCard" credit card available in the market. Check if your credit rating is right and apply online. |
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User Name:
Linda |
Date:
October 8, 2008, 3:57 pm |
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Can you transfer a loan balance to a low fixed rate balanace transfer to a credit card? I am looking for zero balance transfer but with a low fixed rate for the life of the balance. Can you tell me what credit cards you recommend? |
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Answer:
0% intro APR and low ongoing APR balance transfer cards allow moving debts from other bank accounts and loans. But to qualify, you are required to have good or excellent credit and high stable income. If it's you, then look at what we can offer you. More® Card - Clear give 0% intro APR on balance transfers for 12 months and a low rate after that. Zero Into rates on purchases and cash back rewards program apply with this card. Capital One Platinum Prestige - Visa offers 0% on balance transfers until October, 2009. After that you're charged a lowest interest rate on the balance until paid off. Chase Bank Platinum Visa® comes with the same introductory saving rate and will suit those who look for free online account access 24 hours a day. Before you apply for one of these balance transfer cards, make sure your credit rating satisfies the requirements. Also, ascertain that the amount of the loan balance does not exceed the limit on the new card. |
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User Name:
jessica |
Date:
October 8, 2008, 8:24 pm |
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how can i get credit if i cant get a credit card and every time i try my credit score goes down |
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Answer:
You can't get approved for a credit card because you must be applying for the wrong offer. To choose the right one, you need to match its eligibility requirements with your credit history and scores. If you have limited credit history, meaning you're a young adult with a job and valid credit score, or you're a college student, look through Capital One cards for average credit. Capital One Platinum Visa comes with 0% intro APR on purchases and lowest ongoing APR. No Hassle PointsSM Rewards has the same introductory saving rate and allows earning points on eligible purchases. Both cards have low annual fees and manageable credit lines. Their application requirements are a stable source of income, some payment history (a loan or just utility bills) with no bad payments or college attendance. If you do not have proper income and credit score and you do not attend college, you should apply for a secured card. Black Diamond Visa® from Millennium Bank is a great tool to establish credit. It offers reasonable rates and reports to major credit bureaus. You'll have to make cash collateral deposit to set up the limit. Once you build up some credit through on time payments, you'll upgrade to a standard unsecured credit card. |
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User Name:
jack haber |
Date:
October 10, 2008, 1:20 pm |
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are there any cards for those with a poor score 520- 570 instead of the bad scores |
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Answer:
Your low score allows you to qualify for different credit cards - limited credit cards if you are building your credit, and bad credit cards if you have damaged credit. If you have a young credit history and a stable income, and you do not have any bad records with financial institutions, you could apply for Capital One Standard Platinum. No annual fee and manageable limit make the card use less expensive and less risky. If you attend college, an adequate offer will be Standard Platinum for Young Adults which has 0% intro APR, no annual fee and a number of standard benefits and discounts. If you're looking to repair bad credit, Centennial Gold MasterCard®/Visa from First PREMIER® Bank will help. Though its rates, fees and limit are not that enticing, it is the best variant for those who cannot apply for other cards due to bad payment history. It does not mean however that you will be guaranteed approved. The bank's decision will depend on how bad your credit is and what risk you pose to them. Compare the credit cards to see which one matches your credit rating and paying capacity and apply online. |
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User Name:
Nick |
Date:
October 11, 2008, 2:55 am |
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How long takes to fix credit raitin if is bad |
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Answer:
The best way to fix bad credit is through getting a special card with in-built credit repair programs and making payments on time. Such cards, issued by First PREMIER® Bank, offer acceptable rates and report to the 4 major credit bureaus, improving your credit faster. You can consider applying for either Centennial Gold MasterCard®/Visa or Gold MasterCard®/Visa , both offering reasonable limits and low APR on purchases. These credit cards allow increasing the limits if you make payments on time during the first two months of credit use. How quickly you improve your credit depends on how responsibly you use the card. Pay on time and never exceed the limit and your credit score will boost. If your credit is too bad to get an unsecured credit card, apply for the secured Black Diamond Visa® from Millennium Bank. To qualify, you need to make a cash collateral deposit, which will be your limit. Generally you can deposit up to $10,000 into the account, but it will depend on your income. You'll be able to upgrade for an unsecured line of credit after a while of on time payments and responsible card use. Choose a card that's right for you and apply for it online. |
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User Name:
eric cisneros |
Date:
October 12, 2008, 8:59 pm |
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i have no credit is there a way to apply for a card |
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Answer:
Capital One Bank offers credit cards for limited, or no credit history, which are available on our site. But there are certain eligibility requirements to meet. Capital One Standard Platinum is issued basically for young adults who have a job income and at least some small credit score. The absence of bad payments is also required if you want to qualify. No annual fee, manageable credit line and savings programs apply.If you are at college, Standard Platinum for Young Adults would suit you most. It helps you establish credit at a reasonably low cost, offering no annual fee and competitive APR. A secured card is your best option if you do not have a stable income and a score and you are not a student. Black Diamond Visa® from Millennium Bank is a fast way to establishing credit. You will have to secure the card with a cash collateral deposit equal to your limit. The cash collateral will be waived once you build up favorable credit. Apply online for a credit card that's right for you. |
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User Name:
sable |
Date:
October 13, 2008, 2:34 am |
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if you have no credit can you still recieve a credit card |
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Answer:
Yes, you can, but the type of the credit card will depend on your particular situation. If you are a "limited" credit person, meaning that you are a student or a young adult working for living, you can apply for a special credit card from Capital One Bank. In case you are a college student, a good variant would be Standard Platinum for Young Adults , a no annual fee card with 0% intro APR on purchases. It's a great tool to build up credit easy and fast. If you graduated and now earn living and you have at least some small credit score at one of the national credit bureaus, try applying for Capital One Platinum - Visa which has a low APR on purchases and reasonable annual fee. However, if you do not qualify for the Capital One cards because you do not meet the requirements, you should apply for a secured credit card. Black Diamond Visa® from Millennium Bank is easier to qualify for as you secure the credit line with a cash deposit. Managed wisely, the card will help you build up a good credit score and you'll upgrade to a standard unsecured line of credit. Choose a credit card fitting you best and apply online now. |
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User Name:
annie |
Date:
October 14, 2008, 2:01 pm |
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i have no credit i just turned 18 and i want to bild my credit what do you think i should sign up for whats the best credit card for me? |
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Answer:
You can start building your credit with a special card offer from Capital One Bank. The bank provides a number of cards for young adults who have no or "limited" credit history. Consider applying for Platinum - Visa , a perfect choice for those who have never had a credit card and who look for a manageable credit line and reasonable terms. You are expected to have a job and stable income to qualify.If you're going to be a student, No Hassle CashSM Rewards for Young Adults would suit you better. You'll enjoy no annual fees and 0% intro APR on purchases. Once approved you're allowed to upload your own image on the card. In case you are not a student and you do not have good income, we advise you start up with a secured credit card. One of the best secured offers online is Black Diamond Visa® issued by Millennium Bank. It is easier to qualify for this card because you compensate for the risk by depositing money into a security account. The amount of deposit will be your limit. A secured card helps build credit quickly as it reports to credit bureaus. Choose a credit card that fits you best and apply online. |
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User Name:
J |
Date:
October 14, 2008, 4:50 pm |
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hello.
I have a transunion score of 751. I always pay my bills on time and my debt to available credit ratio is less than 10% at all times. I have no negative remarks on my credit report. However, my revolving credit accounts have not been opened very long on average. It averages about a year and a half or so. With that being said... I'm thinking about opening an AMEX account in the near future. Would I be qualified for one of their credit card products? If so, which one would I more likely be approved for? I'm iterested in either blue or clear. Thank you. Great website~!! Very informative. |
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Answer:
Amex credit cards are basically designed for customers with good-to-excellent credit and long-term revolving credit history (preferably 5 years and more). But the lender's approval decision depends on lots of other factors which can show you're a good credit risk. So, even if your credit history is young yet, but you have faultless bill payment experience, low debt-to-credit ratio and high and stable income (which is compulsory), you may try applying for one of Amex credit cards available online. Do also mind that the total credit which you'll get if approved for an Amex card should not be possibly approaching your income. If you think you can comply with all these requirements, try the following Amex products. Blue from American Express® has a no annual fee and a lowest purchase APR. You can save on balance transfers and earn point rewards for making purchases. Blue Cash® from American Express has a bit higher APR but offers generous 5% cash back rewards on all purchases including gas. Clear from American Express®is great for its automatic rewards and World-Class Customer Service. You never know about your real chances until you apply. We suggest you try one of these cards if the short credit history is the only factor troubling you. |
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