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Card with 0% APR on Purchases and Balance Transfers for 12 Months
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• 0% Intro APR.
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Displaying 1850 to 1860 (of 1947 questions) |
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User Name:
Stephanie |
Date:
October 15, 2008, 7:31 pm |
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Hello,
My credit scores are: 657, 638, and 643.
I needing to transfer a balance of around $5,300.00 over to a credit card that will provide me with a 0% transfer fee or better. In addition, I am seeking a low fixed rate card.
Whic cards on your site should I apply for, and also oppose to applying online will I have the ability to speak with a live representative to get my application processed?
Thanks so much for your help!
Stephanie
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Answer:
Your credit score is fair, so your choice is limited to certain credit cards online. Capital One credit cards for fair, or average credit rating, would suit you but you have to comply with a number of requirements: you have a good income and you haven't made any late payments recently. If these statements are about you, choose among the following cards:Capital One Platinum - Visa is a low APR card with no set up fee, no transfer fee and favorable annual fee. Low APR applies both to purchases and balance transfers. Capital One Standard Platinum offers you no annual fee and no balance transfer fee, but the APR is higher. Orbitz® Visa® Platinum is a points rewards credit card with no annual fee and no balance transfer fee. All the cards come with up to $3 000 limits, so you will not be able to transfer the whole debt onto one card. You can choose to transfer only part of it or apply for two cads at a time. Typically, you can request two credit cards but your approval will depend on lots of factors such as your credit-to-income ratio, your debts, how you pay bills and others. If your total credit available is already too high relative to income, you might not be approved. Choose a card (cards) and click "Apply" to be redirected to the application form where you'll also find a telephone number of the bank. |
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User Name:
Ray Card |
Date:
October 16, 2008, 8:19 pm |
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I am looking for an 0% on purchases with no minimum dollar amount, -0- balance transfer fee x 6-12 months,
no annual fee, with high balance of at least $25,000 or more and no hidden fees. I have good credit. |
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Answer:
We can suggest 3 credit cards which satisfy your requirements perfectly well. To qualify, you need to have a credit score of 660 to 850, long credit history, low debt-to-credit ratio and high job income. If it is about you, take a look at the following cards: Discover More® Card offers 0% intro APR on purchases for 6 months and 0% intro APR on balance transfers for 12 months. No annual fee and cash back rewards apply. Citi® Platinum Select® Card® comes with 0% intro APR on purchases and balance transfers for 12 months and no annual fee. You'll enjoy low rate on purchases after the teaser period. Platinum Prestige - Visa from Capital One has 0% APR on purchases and balance transfers until October 2009, low ongoing APR after that and no annual fee. All these credit cards offer high credit limits but your individual line will depend on your income, paying resources and a number of other factors. Compare the cards' features and choose one that best suits your requirements. Apply online. |
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User Name:
Carla |
Date:
October 17, 2008, 8:51 am |
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Is there a credit card available for people with no credit history? |
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Answer:
You can apply for a credit card even if you have no credit history. But you have to choose the right one to be approved. Unsecured cards for no credit rating are available with Capital One Bank. Generally, you would qualify if you meet the flowing requirements: you are a student or a young adult working for living; you have a valid credit score at one of the major credit reporting agencies; there are no bad payments in your name. Make sure these statements are true and apply for one of the following offers:Capital One Platinum - Visa is a low rate card with a $300-3 000 credit limit for young adults with a good job income. 0% intro APR on purchases apply. Standard Platinum for Young Adults is a great choice for those who want to save with no annual fee. The same credit range applies with this offer. The bank will consider a whole range of factors and facts while assessing your application. You will not know your chances until you apply. But if you'd like to be surer, we advise you apply for a secured card. It might not be as attractive due to the requirement to make a beforehand security deposit, but you get an excellent chance to build your credit fast and safe. Take a look at Black Diamond Visa® from Millennium Bank, a secured credit card that reports to credit bureaus and offers an extended credit line. Make the right choice and apply online now. |
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User Name:
Leuis R Young |
Date:
October 17, 2008, 12:54 pm |
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how can I apply a visa credit card? |
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Answer:
You can apply for a Visa credit card online. You only need to choose one that fits your current credit rating, paying resources and lifestyle. If your credit is good-to-excellent (660-850 credit score), a great choice would be Capital One Platinum Prestige - Visa . It has no annual fee and % intro APR on purchases and balance transfers. If you have average, or fair, credit history, meaning you've used your other cards for less than 5 years and their limits are less than $5 000, consider applying for Capital One Platinum - Visa. You'll get 0% intro APR on purchases and low ongoing rate after that. Assuming that you are looking for your first credit card and you have no credit records as yet, or you have bad credit due to late payments, we advise you apply for Black Diamond Visa® , a secured credit card from Millennium Bank. Choose a Visa card suiting your individual needs and apply for it online. |
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User Name:
g gillespie |
Date:
October 17, 2008, 4:35 pm |
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Best rate for a score of 620? |
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Answer:
Your credit score stands for fair credit rating, which means you can choose from a number of credit cards with appropriate terms and conditions. Some of the lowest interest rates available for fair credit customers are provided by the following cards:Capital One Platinum - Visa and Capital One Platinum both offer 0% intro APR on purchases and a lowest ongoing APR which is currently 8.9%. Besides, you enjoy exclusive savings on featured deals at the Capital One Saving Zone on Yahoo! Shopping. Capital One No Hassle PointsSM Rewards card is also designed for fair credit customers, offering them a bit higher APR but a lower annual fee and generous points rewards. Compare the cards side-by-side and apply for one that appeals to you most. |
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User Name:
Donna Bates |
Date:
October 19, 2008, 10:52 am |
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Can I pay a tax bill with the 0% offer from credit card companys |
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Answer:
Yes, it is easy and convenient to pay a tax bill with a credit card. You can make a payment through tax software programs. Also, there are special websites that accept credit card payments, such as OfficialPayments.com, for example. Of course, you'll need a card with a lowest or 0% interest rate. There are such offers online. To qualify for any of them, you need to have a good or excellent credit rating. If you do, consider the following cards:Blue from American Express®: get 0% intro APR on purchases for 12 months and low ongoing APR after that. maximize savings with no annual fees. Earn point rewards for each dollar charged. No Hassle MilesSM Rewards from Capital One Bank offers 0% APR on purchases until October, 2009 and a lowest interest rates after that. There is no annual fee and a generous miles rewards program. Discover More® Card offers to save on purchases with 0% intro APR for 6 months and no annual fees. You will even earn free money through a cash back rewards program. See which of the cards suits you best and apply for it online. |
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User Name:
Shivani |
Date:
October 22, 2008, 7:41 pm |
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Should I transer my balance from a personal loan at 8.9% to a credit card at 3.99% Balance Transfer APR |
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Answer:
Yes, you can transfer your personal loan balance onto a credit card but if you really want to save it's better to get a 0% APR balance transfer credit card. The cards that we suggest are meant for good and excellent credit rating applicants:More® Card - Clear from Discover® Card offers 0% APR on balance transfers for 12 months and 3% transfer fee. There is no annual fee and unlimited cash back rewards. Capital One Platinum Prestige - Visa allows saving both on balance transfers and purchases with 0 % APR until October, 2009. It also has a 3% balance transfer fee. Citi® Platinum Select® Card® comes with 0% APR on purchases and balance transfers, no annuals fees and Platinum benefits such as free online services and identity theft solutions. Check if your credit score is 660 - 850 and there are no bad payments in your credit report. Then, apply for one of the cards online. |
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User Name:
saadiasha |
Date:
October 23, 2008, 2:39 pm |
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how can i apply for my frist credit card on line and get it a.s.a.p? |
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Answer:
It is easy and fast to apply for a credit card online. The key is to find the right card for you. If you are looking to build credit history, choose among Capital One deals for limited credit rating. If you are a young person with a stable job income and a valid score at one of the national credit agencies, these cards are for you:Capital One Platinum - Visa is a great card to save on purchases and build credit. You'll get up to $3 000 limit and opportunity to save up to 40% on featured items. There is a moderate annual fee and 0% interest rates until May, 2009. Capital One Standard Platinum doesn't have annual fees but charges a higher APR. Still, there is the 0% intro APR to save on purchases. Your approval for these credit cards will depend on lots of factors such as your income, bill payment history (utility bills), credit risk and others. If you want to have more chances, you could apply for a secured credit card. Black Diamond Visa® of Millennium Bank approves you more easily as you secure the credit line with a beforehand cash deposit. In all other respects it works like a regular credit card, charging an APR and annual fee. On time payments on the card will help build solid credit history overtime. Apply for a credit card online. If you qualify you'll get in no more than 7 business days. |
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User Name:
Patricia Dennison |
Date:
October 24, 2008, 9:53 am |
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can you apply even after filing chapter 13 |
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Answer:
Yes, there are special credit cards online designed for those who look to rebuild credit after bankruptcy. But whether you qualify will depend on how big a risk you are to the bank. A major card issuer catering to applicants with bad credit is First PREMIER® Bank. Take a look at the deals that may interest you:Centennial Gold MasterCard®/Visa is great in offering low APR on purchases and periodic credit limit reviews. If you make payments on time, you'll get your credit line extended and will boost your credit score. You can see your credit history improving through 24-hour account access by phone. Gold MasterCard®/Visa offers the same benefits but excludes the feature of a credit limit increase. Though both the cards charge start-up fees and annual fees, their low rates on purchases offset these costs perfectly well. If you do not want to risk being denied, you could choose to apply for a secured credit card from Millennium Bank. Black Diamond Visa® requires making a cash collateral deposit which will be your limit. After a while of responsible payments with the card, your credit will be built and you could upgrade to a standard unsecured plastic card from a major bank. Make your application today and get approved regardless of the recent bankruptcy. |
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User Name:
ali |
Date:
October 26, 2008, 1:39 am |
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I am 36 years old and have no credit. I want to establish my credit. Can you suggest a credit card I can apply for and get approved so I can start to build my credit rating? |
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Answer:
If you have any sort of payment history (notably good) - for example you had a federal student loan or took out a personal loan and paid it back well, or you ever was a co-signer to someone with good credit - you already have a valid credit score at a national credit bureau. If so, consider Capital One credit cards for limited credit history.Capital One Platinum - Visa offers easy-to-manage credit line, 0% APR on purchases and low annual fees. It is a great tool to grow the credit score you already have. Capital One Standard Platinum has the same credit line range and 0% APR, but there is no annual fee. However, its ongoing APR after the teaser period is higher than on the first card. If you have never had any type of a loan and there are no any payments in your name, then you need to get some credit score. For this, apply for a secured Black Diamond Visa® card from Millennium Bank which approves applicants without credit check. The only info the bank needs is your age verification, social security number and residence. It's the fastest way to establish and build good credit, provided you make payments regularly on time. Choose a card fitting you and apply online to start up credit. |
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