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Credit Cards with 0 APR on Balance Transfers
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Discover® Card More® Card - American Flag
Apply Right Now:
• 0% Intro APR on Purchases and Balance Transfers.
• No Annual Fee.
• 5% Cashback Bonus® in categories like GAS, Travel, Groceries and many more.*
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Displaying 1880 to 1890 (of 1947 questions) |
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User Name:
marice |
Date:
November 10, 2008, 2:56 pm |
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i want to get visa or master card but i have bad credit |
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Answer:
We can offer you 3 top credit cards that can approve you regardless of bad credit rating. Orchard Bank Classic MasterCard® is a surprisingly cheap credit offer with 0% intro APR on purchases and fairly low annual fee. There is a whole bunch of additional services as well as acceptance at millions of locations worldwide. Orchard Bank Low APR MasterCards has no introductory offer but instead offers some of the lowest APRs on purchases in the market. There are also lots of additional benefits and services available for a relatively low annual fee. If you prefer Visa mostly, then take a look at Secured Visa® Platinum from Bank of America. Through requiring a beforehand security deposit, it comes with acceptable annual fee, low APR and a grace period benefit. It is great way to build or reestablish credit. So, make your choice now. Apply for a credit card even if you've been declined at other issuers because of your bad credit. |
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User Name:
Tim S |
Date:
November 11, 2008, 10:13 am |
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Are there any credit card offers that can have a cosigner to increase my chances of approval? Thank you |
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Answer:
Generally, credit cards with cosigners are meant for people whose age or credit would not allow them to qualify otherwise. Almost all major card issuers that provide cards for students or people with good credit allow having a cosigner. Thus, you may either search among student cards or cards for good credit. The major requirement is that your cosigner has a strong credit history.If you have nearly good credit history, but lack some points to be approved, consider More® Card from Disscover. This is a no annual fee, 0% APR credit card for applicants with good credit rating. If you are a student or young adult looking to build credit, a good choice would be Discover® Student Tropical Beach Card which has no annual fee and 5% cash back bonus. Or, as an alternative, you may also try Capital One Standard Platinum which is ideal for people who are building credit yet. If for some reason, the bank considers you a bad risk, they may accept you with a creditworthy cosigner. Study the cards' terms and requirements to see which one suits you most and apply online with a cosigner's help. |
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User Name:
Matt Hilbert |
Date:
November 11, 2008, 1:55 pm |
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I am looking for a 0% APR balance transfer fee offer that does not charge a balance transfer fee or one that is capped at $100 or less. Are there any cards that do this and if so, what are they? |
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Answer:
Basically, credit cards without a balance transfer fee are available with Capital One Bank. But the combination of 0% balance transfers and no transfer fee is impossible to find. So, you need to choose where it is best to save - with 0% intro APR or no transfer fee. Have a look at the following cards:Capital One No Hassle MilesSM Rewards is for excellent credit only, charging a low ongoing rate on balance transfer and no transfer fee. Capital One Platinum is a card for good credit history with 0% into APR on balance transfers until October, 2009 but with a 3% transfer fee. Capital One No Hassle PointsSM Rewards is ideal for those with average credit. It doesn't have intro APRs but there is no transfer fee at the same time. The ongoing APR is higher than that on good credit credit cards, and there is also an annual fee. Besides the limit on this card may not be enough to transfer all of your debt, so you'd benefit more with one of those cards for high score. Check your eligibility for one of the cards and apply for the right one online. |
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User Name:
jennifer avis |
Date:
November 11, 2008, 4:07 pm |
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i need help finding a credit card can you help me |
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Answer:
You should apply for a credit card based on your credit rating. As you do not specify your credit score, we'd offer you 3 top cards with various credit requirements - from no to excellent.For applicants with good-to-excellent credit score (660-850), we'd suggest Capital One Platinum Prestige. There is no annual fee and 0% intro APR on purchases and balance transfers. The card comes with great Platinum benefits and lowest ongoing rates on purchases. If you have average score - 620-659 - because you are building up credit or because there have been one or two late payments in the last six months, consider Capital One Platinum - Visa , a low interest plastic with moderate annual fee and 0% intro APR on purchases. If case you are looking to rebuild or reestablish bad credit, Orchard Bank Classic MasterCard® is a great choice. It is surprisingly cheap credit offer as it offers 0% intro APR on purchases and fairly low annual fee. There are also additional services as well as acceptance at millions of locations all around the world. These are top credit offers for 3 basic credit levels. Choose the right one and apply online now. |
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User Name:
JP |
Date:
November 11, 2008, 7:36 pm |
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I Have received "you are pre-approved" offer from Chase for a 0% on balance transfer for 15 months and an interest rate of 6.99% after that. I only what to use this to pay off high credit card interest rates. My balance transferred $15,000.
What are my chances? I do not want to have a credit inquiry if my chances are slim to none. |
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Answer:
Pre-approved offers in the mail do not always mean they are tailored to your specific needs and you're actually approved. We would advise that you make a search yourself so you find a credit card that suits you most. You can choose between 3 balance transfer credit cards online which we offer for detailed study and comparison. Capital One Platinum Prestige - Visa is for excellent credit history. So, make sure that you have a long-term payment records with creditors, all of your current balances are in good standing and your credit score is between 750 and 850 points. The card offers 0% APR on balance transfers until October, 2009 and 8.9% APR after that. Discover More® Card - Clear requires good-to-excellent credit rating to be approved for. If your credit score is 660-850, and there are no bad payments in your credit report, you can apply for it online. There is a 0% intro APR on balance transfers for up to 12 months and 10.99% APR after. 3% balance transfer fee applies.Citi® Platinum Select® Card® from Citibank is offered to good credit customers (660-749 score), giving them 0% intro APR on balance transfers and as low as 7.49% ongoing rate depending on the creditworthiness.Choose a credit card you think you have more chances for and apply online. |
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User Name:
yolanda clark |
Date:
November 14, 2008, 12:17 pm |
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my credit is below 500 which card can i be approved for without a lot of fees for 500-1000 credit |
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Answer:
If your credit is low because it is young and you just recently started building it, there are a number of attractive credit cards with credit limits specified. To qualify, you shouldn't have bad payments with any current or previous creditors. Have a look at Capital One Standard Platinum , a no annual fee card with $300-$3 000 credit limit depending on your creditworthiness. There is 0% intro APR on purchases and competitive ongoing rate. Capital One Platinum - Visa has the same credit range but there is an annual fee. However, you'll save with a lowest interest rate on purchases available in the market. Both the cards have no set up fees or balance transfer fees. If your credit is bad and needs rebuilding after numerous late payments, your variant is Centennial Gold MasterCard®/Visa from First PREMIER® Bank. Though its limit is lower, it might be increased as you make payments on time. There are fees applying with this offer but they are compensated wit h a very low APR on purchases. This is the best card for those with less than perfect credit. Choose a credit card best fitting your credit and financial situation and apply for it online. |
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User Name:
Victoria |
Date:
November 14, 2008, 5:41 pm |
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My daughter is trying to go to school to be a groomer. I am tying to see about getting a credit card thst could help her pay it for it, and I would like it to be in our name. The school cost is 6500.00, any suggestions? |
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Answer:
If you are looking for a joint credit card account, you won't be able to open it as both applicants should have a credit history. As you daughter has no credit, we advise you apply for a credit card in your name and put daughter as an authorized user on the account. She'll be able to pay with the card but she is not legally responsible for bill payments. If your personal credit is good, being authorized user on your card will build your daughter a good credit history.Almost all credit cards for good and average credit allow adding authorized users. If your credit is good-to-excellent, More® Card from Discover is a perfect choice. It offers no annual fee, lowest interest rate on purchases and extended credit line. Another good credit card is Citi® Platinum Select® Card® offering 0% on purchases/balance transfers and no annual fee. If you have average credit, in other words, you've used credit cards for less than 3 years and your credit limits are all lower than $5 000, consider Capital One Standard Platinum, a no annual fee plastic with reasonable purchase APR. If you make use of the grace period, you won't pay interest charges at all. Study the cards' features and requirements and apply for the right one for you. Then, add your daughter as an authorized user. |
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User Name:
sara |
Date:
November 15, 2008, 2:11 am |
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i have no credit history can i get a card through your company |
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Answer:
Yes, you can choose among a range of low limit credit cards issued to people with no or limited payment history. But there are some requirements you have to meet to qualify. You need to be a student or a working young adult. There should be a valid credit score at one of the national bureaus, for example you've had or have a loan or a bank account or you've been a co-signer on a credit card.If you are a student, take a look at Standard Platinum for Young Adults card from Capital One. It has a no annual fee and a 0% intro APR on purchases until May, 2009. If you work for living, you have a stable income and some payment records in your name, pay attention to Capital One Platinum - Visa, a low interest deal with a small annual fee and no set up fee. It offers a reasonable credit line to help you build credit fast and safe. In case you are not a college student and you've never taken out any sort of loan or had a bank account, the best choice for you is a secured Black Diamond Visa® of Millennium Bank. You'll be required to open a savings account with the bank to be accepted. The account functions as collateral in the event you default. The card is a great tool to start and build credit if you make regular on-time monthly payments and keep balances below limit. Choose the right credit card and apply online. |
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User Name:
Rey Hauser |
Date:
November 17, 2008, 8:24 am |
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I Have Declared Bankrauptcy, can O get a Credit Card?
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Answer:
There are some credit cards online that may approve you regardless of the bankruptcy record. They are offered by First PREMIER® Bank and designed to help build, rebuild or reestablish bad credit history. Your approval for a First PREMIER® Bank credit card will depend on lots of factors showing your financial situation, paying abilities and overall credit risk. We suggest the following offers:Centennial Gold MasterCard®/Visa and Gold MasterCard®/Visa are both unsecured and meant for bad credit applicants who look to rebuild their rating through regular on time payments and responsible card use. They offer a low initial credit limit which might be increased after a while of responsible bill payments. There's a low APR on purchases and nominal annual fee.You must look a good credit risk for the bank to approve you. For more chances of approval we advise you apply for a secured credit card which is also great for bad credit repair. Black Diamond Visa® of Millennium Bank does not make a credit check and can accept you as long as you have a social security number and agree to open a saving account with the bank. The account will determine your limit and serve as collateral in case you fail to pay. See which of the cards suits you best and apply online. |
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User Name:
clifford dauzat |
Date:
November 18, 2008, 4:19 pm |
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can you buy a vehicle with a credit card?
how do you get a small business loan of credit card? |
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Answer:
In order to bay a car on a credit card, you need a rather high credit limit. All high limit credit cards are designed for good and excellent credit score customers. The same is about any business card on our website. So, if your credit score is between 660-850 range and you have a long term account history with a major bank, consider the following card offers:For high limits, apply for Blue from American Express credit card with a limit up to $100,000. If you're approved, you'll enjoy 0% intro APR on purchases that'll help you save on a vehicle purchase. You need to have a high credit score and long credit history to qualify. More® Card from Discover Company is also a high limit plastic that offers no annual fee and 0% on purchases for 6 months. Its cash back rewards program enables you to earn free money on a car purchase. If you need a business card, take a look at Advanta Why Wait Business World MasterCard® from Advanta Bank. The card comes with no annual fee and reasonable interest rate on purchases. There is no pre set spending limit which allows putting such a big purchase as a vehicle on it. Of course your approval for the card and a maximum amount available for spending card depends on your creditworthiness and income. So, check if your credit is good or excellent and apply for a credit card appealing to you. |
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* 5% Cashback Bonus® in categories like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
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