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First Premier Credit Cards after Bankruptcy
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Public Savings Bank Secured Black Card
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• 0% APR for 6 months on purchases.
• No Annual Fee.
• We report to all 3 credit bureaus.
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Displaying 230 to 240 (of 1947 questions) |
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User Name:
shirley clark |
Date:
October 18, 2006, 5:36 am |
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i live in canada went bankrupt last nov 2005 im not getting a discharge i still owe 725 dollars to my estate of bankruptcy can u help? |
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Answer:
The only thing you can do is to pay off your debt. You can discuss the amount of payments and the percentage rate with your creditor. Now you can hardly get a credit card that will help you, as you are not eligible for advantageous terms and charges. hope you will get rid of your debt soon. |
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User Name:
John Urban |
Date:
October 18, 2006, 11:25 am |
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Can you apply for a 0% balance transfer option with a company that you already have a credit card with? |
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Answer:
If you have a credit score good enough for this option you can. You can either apply for a second card or ask the bank to reconsider and change the charges of your present card. |
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User Name:
jeremy |
Date:
October 18, 2006, 12:55 pm |
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With a wedding in december 2007, i need to find a credit card with a high spending limit, say about $10,000 give or take. what would be my best choice? Is this an option given my history? I have had my current card for 1 year and had 1, 60 day deliquint period. What are your thoughts? |
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Answer:
You should have mentioned your credit score, so that I could say something definite. Credit limit of a card depends on your credit score, so if you choose a card, you should read terms and conditions where they give a detiled information on this matter. |
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User Name:
David Perusek |
Date:
October 18, 2006, 3:34 pm |
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I am trying to rebuild my credit, and I have very little to start with. Everywhere that I have tried to build with has said no. How am I going to rebuild/establish credit if everyone turns me down? |
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Answer:
How ever little you may have, you can make a dposit in a bank, and that will enable you to apply for a secured credit card. It will have a limit equal to your deposit, but you will add to your credit score after paying it off. After that it will be possible to get a bad credit unsecured card, and if you will cope with regular payments, you credit will be improving. |
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User Name:
doyle bettis |
Date:
October 18, 2006, 4:42 pm |
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how long does it take when u pay off all ur credit cards before u can apply 4 another one? |
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Answer:
If you pay your credit cards accurately and have no delinquencies, you can apply for a new one anytime. But you can have a problem: it may be difficult for you to pay off too many bills. If you are ready, it's OK if you apply for another credit card (as it will increase your credit score). |
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User Name:
maria calvillo |
Date:
October 18, 2006, 5:23 pm |
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how do i get carecredit |
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Answer:
If you mean credit card care service, you can get reliable information concerning card types, card terms&conditions and tips on how to establish or rebuild your credit. You are welcome to ask :-) |
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User Name:
leomiller |
Date:
October 18, 2006, 8:12 pm |
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i need a new credit card sent to me i already have a card but it is breaking off at the top & bottom my account on card is xxx |
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Answer:
You can choose a credit card according to your credit history from the lists we provide on the web site. Based on your credit score, we can determine approximately what credit card is available. However, you can do it yourself. Please, select the bank and the features you would like to have in your credit card. If you qualify, the bank will give you approval. |
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User Name:
kelly berry |
Date:
October 18, 2006, 9:17 pm |
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Does credit counseling negatively affect your chances of recieving credit whileon the program |
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Answer:
THe first important thing about credit counseling is that it can take away up to 200 points from your credit score. And, certainly, credit counseling is put down to your credit report. THat's why most credit companies would deny to approve your application, as you will be considered as unreliable person. |
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User Name:
ES |
Date:
October 18, 2006, 10:04 pm |
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I recently filed bankruptcy because of a divorce and I am trying to rebuild my credit. I have made my mortgage payments on time for over 8 months since the bankruptcy. I recently applied for 2 credit cards and were turned down by both. How am I going to rebuild/establish credit if everyone turns me down? |
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Answer:
Maybe, you applied for cards that do not allow bankruptcy. You can apply for no/bad credit cards, the most popular of which are issued by Orchard bank and First Premier etc. The most reliable options are secured cards and guaranteed approval cards for bad credit. |
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User Name:
Danielle Smith |
Date:
October 19, 2006, 4:02 am |
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I would like to apply for a credit card but i don t know how |
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Answer:
If you want to apply for a credit card, first of all you should get your credit report to be sure about your credit history. Then you should settle your priorities, desires and possibilities, and look through the charts with credit card offers for which your credit score is eligible.To know more about each card click the link "Details", if you want to fill out an application form, click "Apply". AFter you fill out the form (read terms and conditions of the card carefully), it will be sent to the bank system and in some days (the time noted in the form) you will receive a reply or they will call you. |
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