Credit Card Questions
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Date: September 30, 2008, 12:02 am
Don't think you will never get a good credit card, as you have all chances to rebuild your bad credit. There are banks specialising in credit cards for bad credit (Orchard, First Premier and some others), so you can apply for any bad credit card via our s... (more)
Date: September 30, 2008, 12:02 am
Don't worry, it's a usual situation. Generally the "wait-state" period may be up to 1 month, so you are to wait patiently for your credit card. If it doesn't get to you in a month, apply to the bank where you ordered the card. (more)
Date: September 30, 2008, 12:02 am
Excellent Credit means you have 750-850 points in your credit score, good Credit - 660-749 points. The numerical expression can slightly vary at different credit bureaus, but is within these two figures. (more)
Date: September 30, 2008, 12:02 am
First of all you should make sure such service is available at your bank and for your card. usually it is like this. You register at the site of your bank, so there is your private page. To carry out a transaction or any other operation with your card,you... (more)
Date: September 25, 2008, 6:53 am
You can reduce your high interest rate debt with the help of a lower rate balance transfer credit card. A balance transfer card allows you to move your debt onto it and pay it back at a more favorable APR. However, the best credit cards, those with 0% i... (more)
Date: September 25, 2008, 6:08 am
The first thing a bank looks at when assessing your application and making the approval decision is your credit history and the score which are interrelated. Hence all credit cards are divided into 3 main categories: excellent/good credit offers, offers... (more)
Date: September 25, 2008, 5:47 am
The quickest way to establish credit history at a young age is to apply for a credit card. Currently, college students and young adults with an income are allowed to open a credit line with Capital One Bank. If you are at college and you have never ha... (more)
Date: September 24, 2008, 6:18 am
As a rule, you can be approved for a student credit card even if you have no credit history. However, you are not likely to qualify if there have been bad payments on any of your previous bank accounts or loans. So, if your credit file is clear of bad r... (more)
Date: September 24, 2008, 5:46 am
There are a number of card companies working with low score customers, but their rates, fees and other charges vary depending on your particular situation. If you are a beginning card user and your score is low because of too short payment history, you... (more)
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