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US credit card by First Premier Bank and Orchard Bank
Answering your questions is our job and we love it! |
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First PREMIER® Bank Centennial Gold MasterCard®/Visa $crd_pid=2470; ?>
Apply Right Now:
• Bad Credit? No Problem! • Low APR on Purchases. • $50 Credit Limit Increase by Making your first 2 Minimum Payments! |
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Displaying 260 to 270 (of 1847 questions) |
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User Name:
Heath |
Date:
October 21, 2006, 5:53 pm |
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How can a Japanese citizen get a US credit card. What is needed? |
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Answer:
Well, if you do not have American citizenship, you won't be approved for a US credit card. |
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User Name:
Carlana Flynn |
Date:
October 21, 2006, 6:05 pm |
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Why did you take money out of my account when I did not apply for this. Please return my money that you took with was not yours to begin with. I would love to have your number also so I can talk to your manager. |
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Answer:
Dear Carlana,
we do not have any information on your accounts, credit card balance amounts and any other personal info, as it is beyond out competence. Our site's aim is to help you and other customers to find a proper credit card for their needs among the great variety of bank credit cards (to fill out an application form you are redirected to the bank's site). So if something disappeared from your account, this may have been identity theft or bank's mistake or something of the kind, so apply to the bank immediately to clear out the situation. Hope everything will be OK. |
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User Name:
Maria |
Date:
October 21, 2006, 6:40 pm |
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I have a new small business that I just started. What are business cards I should start with, with someone that has a new small business? |
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Answer:
There are a number of credit cards for small business available. Consider applying for American Express Business Gold Reward Card or Platinum Business Credit Cards from American Express, offering low or no annual fee, low APR and cash back bonuses. |
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User Name:
acemos |
Date:
October 21, 2006, 6:46 pm |
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I have a good average credit score but have not financed anything for 7 years. I do not own a major credit card at this time and therefore am having difficulty getting a macy's or similiar to help establish a new account. What kind of credit card (unsecured) would I be elegible for? |
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Answer:
If you have a good credit score and want to get a credit card, Blue card from American Express would be a good option. |
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User Name:
Edward Jordan |
Date:
October 21, 2006, 7:17 pm |
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I want a credit card but i don't want the inquery if i get turned down by tyring to get to much credit. I have never had one but i do have an auto loan that ive been current for a year. |
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Answer:
Before giving you a credit card, the creditors will want to know about your creditworthiness so as to decide how much to issue you. They won't give you more than you can repay. so, an inquiry is inevitable. As to the auto loan, it will be a good sign of your creditworthiness if you accurately pay for it. |
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User Name:
Ben |
Date:
October 21, 2006, 8:09 pm |
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I'm in the process of moving to the US but don't yet have a US SSN. I've had a US bank account with Bank of America for over a year but am having a problem getting a credit card for 2 reasons. One is that I don't have an SSN and the other is that I don't have any credit history in the US. But without a credit card I cannot build credit history. Without the history, I cannot get a credit card. Do you have any suggestions on how to get out of this loop. |
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Answer:
dear Ben! you are right - to get a credit card, you are to have a credit history. you can build your credit history opening a checking or a saving account or asking for a loan. it will start your credit history. another good option would be getting a secured credit card which requires a beforehand deposit on your account (see its terms on Credit-land.com). you can also participate in the USA Green Card Lottery program where you may win Diversity Visa (Green Card) and legally live and work in the United States |
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User Name:
phyllis j. cook |
Date:
October 21, 2006, 11:04 pm |
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please cease debiting my checking account for services for a credit card application-continued debit for $149.95. i no longer wish to apply for any credit card |
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Answer:
Unfortunately,you are still supposed to pay off your debt on your checking account. Only then you can close it and forget. |
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User Name:
Tonya |
Date:
October 22, 2006, 5:32 am |
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I want to see if I can get a credit card to help rebuild my credit with a small credit limit. Who do you recommend, my credit scores are poor. |
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Answer:
There is a wide range of credit cards to help one rebuild credit. Most of these cards are secured ones and issued by First Premier Bank and Orchard Bank. You can also apply for New Millenium unsecured credit card but the conditions may appear to be harder. |
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User Name:
simi roy |
Date:
October 22, 2006, 7:20 am |
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i live in india.i want this card.in what process i get it.i dont want the inquary in my address or phone.and can i use this card in india? |
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Answer:
If you are a nonresident, the only card you can get is a green card (Diversity Visa)with which you can legally stay and work in the US. with a green card you may laeve the US for 2 years and return in the same status as permanent resident. |
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User Name:
Mona Pangelinan |
Date:
October 22, 2006, 1:30 pm |
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Is there a credit card available to U.S. noncitizens? I live in the Federated States of Micronesia and my status is neither a U.S. citizen or an alien, but an eligible noncitizen able to live and work in the U.S. without a green card.
Are there any cards out there available for such status. I do not live in the U.S. but do have a valid social security number from my college days in the U.S. |
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Answer:
If you are a non-citizen and want to have a credit card, you are supposed to participate in the US Green Card Lottery.You may win Diversity Visa (Green Card) and legally live and work in the United States. You may then submit your lottery application to join the program and take advantage of the opportunity that has been offered to you by a program of the American government, through a law that has been passed by Congress - the "Diversity Visa" program.You can file for citizenship after five years if you have completed requisite residence periods in the United States. Citizenship allows you to get a regular US credit card. |
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