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Immediate credit card care service
Answering your questions is our job and we love it! |
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Probably the answer to your question is already in our databank.
Please use Search before you ask a question. |
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Use search form or post your question. |
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Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.
By submitting a question you agree to the Terms and Conditions.
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Displaying 280 to 290 (of 1700 questions) |
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User Name:
gail acosta |
Date:
October 23, 2006, 7:20 pm |
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In the screen I saw "0% balance transfer + 3.95 % for life" . WHERE? |
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Answer:
Try finding it in terms and conditions for one of the credit cards with 0% balance transfers.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
Therese |
Date:
October 23, 2006, 8:39 pm |
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I received an intro offer from washington mutual bank visa card comp. The notice said I could apply on line. I went to the web site and went under the bank location to find info about their card well that bank does not come up???can you help thank you Therese |
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Answer:
Try to find the Washington Mutual official web site and apply online. Sometimes web errors occur, so you needn't despair.
Best,
Manager of Immediate Credit Care Service,
www.Credit-Land.com |
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User Name:
Karl Owens |
Date:
October 23, 2006, 9:14 pm |
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I would like to apply my cash back amount to my credit card. How do I go about doing that ? |
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Answer:
If this is implied by terms and conditions od your card, you can do it, according with the instructions given in terms&conditions. If nothing is said there you can always call to the customer service of your bank and find it out.
Best,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
caroline |
Date:
October 23, 2006, 10:46 pm |
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Is disability income looked at the same as regular employment income? |
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Answer:
Actually, taking a credit, you mark the income amount, no matter what type it is. So be sure you will be accepted.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
kennneth habib |
Date:
October 23, 2006, 11:03 pm |
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i have a "bad" credit on my report. how long will this remain? can i challenge this and have it removed? it has bee 5 years. |
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Answer:
Fortunately, "bad credit" is just a poor credit and not a bankruptcy. You are not "cursed" for 7 years, and certainly bad credit will not remain there forever. Be sure to get a bad credit card or a secured credit card and improve your credit report in a couple of years. Pay your balances timely and show yourself as a reliable person.
Best regards,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
Barbara Chappell |
Date:
October 23, 2006, 11:40 pm |
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My daughter got a credit card as a gift with 100. spending power. How can I get one for a friend? |
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Answer:
Probably, you mean the prepaid Visa Gift card. It is accepted at retail stores and online. When you present it, spending is restricted by the amount of money placed on the card. The Visa Gift card will be a good choice for celebrations. If lost or stolen, the Visa Gift card can be replaced.
Unfortunately, we do not offer the Visa Gift card at the moment. Please, try to find it using the search engine.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
emma |
Date:
October 24, 2006, 3:09 am |
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what if your credit was 5.75 is that good, bad, or what? |
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Answer:
If you mean 575, then this is a poor credit, or bad credit. Select a bad credit card and apply online!
Have a good day,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
Madeline |
Date:
October 24, 2006, 4:10 am |
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What card brand is most widely used in the world? If I get American Express am I limited on where I can use it? |
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Answer:
Actually, American Express is used and accepted mainly in the USA, so it is much better to get a MasterCard or Visa that are accepted worldwide.
Best,
Manager of Immediate Credit Card Care Service
www.Credit-Land.com |
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User Name:
John Sicola |
Date:
October 24, 2006, 2:01 pm |
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I am looking to transfer a balance on one card to one that will have 0 1st year interest. I intend to cancel the old card. My question is, when applying and stating that this is a balance transfer does the credit card company take into account that I am transferring a balance or do they assume I am going to keep the old and increase my credit?
Thanks,
John |
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Answer:
Getting a new credit card can lower your credit score for some time. Do not rush with closing your old credit card account.
Balance transfer can take 2 to 6 weeks. So you continue making minimum payments on your old card throughout that time. Avoid late payments and default rate increasing. After the balance transfer call the old credit card company and verify the balance is zero.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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User Name:
RICHARD SALAZAR |
Date:
October 24, 2006, 2:27 pm |
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i never had a credit card before, my credit score is 596 can i have the chance to get one? without been decline, and lower my credit score? |
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Answer:
Your credit score indicates you have a poor credit history (score 350-619). If you apply for an appropriate credit card you qualify for, there will be no problems with your credit report. Please, see credit card offers for bad credit.
Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Land.com |
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