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Cash back or Gas Rebate credit card
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Citibank Citi® Platinum Select®/ AAdvantage® World MasterCard®
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Displaying 290 to 300 (of 1847 questions) |
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User Name:
maria isabel santiago |
Date:
October 24, 2006, 4:04 pm |
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I would like a credit card with a low rate for a trasfer of balances. I have bad credit due to high rates at these credit cards |
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Answer:
Unfortunately, balance transfer credit cards are for good credit history, so you won't be approved for any of them. You'd better try hard to pay off your balances or (in case of utter difficulty)ask the bank to lower the amount of payments or something of the kind.' |
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User Name:
LINDA COCHRAN |
Date:
October 24, 2006, 4:17 pm |
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HOW CAN I CANCEL MY CREDIT CARD APPLICATION |
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Answer:
To cancel the credit card, please, apply directly to your bank. |
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User Name:
stephanie |
Date:
October 24, 2006, 6:16 pm |
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i am looking for a credit card that i can use for mostly anything like fixing my car. along with that card if i make good payments back to my card i can be given more money on it. |
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Answer:
As I see, you are looking for a cash back credit card or a points rewards credit card. For you it would be better to apply for a gas rebate credit card or a cash back credit card. |
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User Name:
April |
Date:
October 24, 2006, 7:37 pm |
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I'm considering applying for the Orchard Bank Secured MasterCard. Can I know what credit line I'll have with this card before I agree to a min. $200 deposit? |
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Answer:
In fact, we do not determine the amount of credit lines. Everything will depend on your credit score. You'd better discuss it with the bank as far as we just provide information about bank credit cards to the consumer - and information about the consumer to the bank :) |
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User Name:
Angela Bucciarelli |
Date:
October 24, 2006, 8:09 pm |
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How can I restore my credit after filing bankruptcy? Is it possible to do so, and is there a time frame that you should wait before applying for credit? |
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Answer:
It is indeed possible to restore credit after bankruptcy but it is extremely hard. You can get only certain credit cards, the ones that are secured, and it may take you a long time to be approved. Do not expect to get a large credit limit after bankruptcy, either.You can learn more information about such cards on www.Credit-Land.com. |
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User Name:
donna |
Date:
October 25, 2006, 12:07 am |
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are there any cards that do not charge high set up fee for poor credit history applicant? |
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Answer:
Yes, there are several credit cards with no setup fee. But this fee is determined based on the review of your credit history, and may be be as low as $0 or up to $49. We can recommend |
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User Name:
Crystal |
Date:
October 25, 2006, 12:50 am |
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Iam 20 years old and my credit sucks because of ONLY hostpital bills...and I really NEED to start my credit and iam getting denied by EVERYONE and I have a 7 month old baby now so I need to do this asap...I want to find a credit card with a spending limit of $100-$1,000...PLEASE HELP ME....thank you |
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Answer:
Dear Crystal,
to start a credit, you need to open a checking account or a saving account. You can also apply for a small loan but with a beforhand deposit made as an insurance for your creditors. Think of a secured credit card also. You see, to get a credit card you have to show to creditors that you can manage money and can repay. Based on this data, they will decide which card to issue you. |
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User Name:
Randall Riecke |
Date:
October 25, 2006, 1:06 am |
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I'm a little confused about separating my personal credit from my business credit. How can you obtain a business credit card without using your SSN. The SSN seems to be a steadfast requirement on all applications and the EIN has no weight in the process. |
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Answer:
Unfortunately, we do not offer separate business credit cards. As you may notice, our credit cards are intended for small business, that's why the credit card application requires your social security number. To get special conditions, you need an excellent credit history. Then you should discuss the terms with a creditor or a bank. |
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User Name:
Shawn Cedric Nealy |
Date:
October 25, 2006, 3:13 am |
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how can I raise my credit score after a chapter 7? |
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Answer:
Bankruptcy remains on your credit report for 7 to 10 years. To withstand it, you should find a creditor. Be cautious since there are many companies that would like to benefit from your situation. The rub is to search for a credit at an acceptable price.
Remember, that your credit score stands in proportion with the interest rate. An interest rate can reach 28%, so your task is getting a comparatively good rate.
Besides, you can start making small purchases at stores that will give you a small sum of credit at a reasonable rate.
Keep within the limits of your budget. You may make a half downpayment. Then pay off as early as you can, and within 9 months you can have good remarks in your credit report. Get a small limit credit card and withdraw only small sums.
Pay off your balance in full monthly and as early as possible.
Make sure that you pay timely on any credit account that you retained after your bankruptcy. These simple actions can improve your credit score. Just control your credit reports during the recovery period. |
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User Name:
Francis G. Slack |
Date:
October 25, 2006, 2:28 pm |
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Hello,
I am wealthy and own two midwest companies with seven offices. I have credit cards for business and personal cards. I never have a balance go past the due date and always pay by due date in full.
I want a card with a high limit, but more importantly, a credit card where the people at the company take care of you. As an example, I chartered a plane last week and guranteed payment with my credit card if I didn't pay by check within 10 days. The night before the flight, I was called and they said my card was denied, even though I had more than $16,000.00 available credit. The reason for denial was that the air charter company didn't provide the expiration date, which they had. Now, if the person that denied the card would have called them and asked for the expiration date, they would have provided same and there would have been no problem.
The result of this was, I was frustrated through a three hour Board meeting, couldn't eat dinner with this frustration and had to charter a different plane |
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Answer:
Thank you for your detailed letter. Stupidity always leaves a kind of aftertaste in the mouth. Even if you own tons of money, nothing can save you from it. Even if you buy the best credit card, the service is as ever provided by people. Unfortunately, we provide not the well-trained people, but just credit cards. We can find a perfect credit card, but will it justify your hopes? |
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