Credit Card Questions


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Displaying 370 to 380 (of 1912 questions)
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Date: July 24, 2008, 2:16 am
Yes, because of the high credit utilization ratio your credit score drops and it cuts you off from lower interest balance transfer credit cards. The best thing in your situation would be to reduce your debt ratio in the first place and only then shop fo... (more)
Date: July 23, 2008, 7:15 am
Your credit rating has the numerical expression defined as credit scores. A credit score of 0 stands for no credit history, whereas the score of 350-619 means that your credit is bad. You can learn your credit score at one or all the national credit bur... (more)
Date: July 23, 2008, 6:32 am
Unfortunately, your poor credit rating will not allow you to qualify for a business credit card. As a rule business card offers are meant for customers with a long credit history and solid credit scores. However, if you are a business owner, it does not... (more)
Date: July 23, 2008, 5:17 am
Your credit score number indicates that you have a poor, or bad, credit history. Thus, you will only be able to qualify for specific card offers that are designed for your particular situation. Assuming that you are on the way of building credit and you... (more)
Date: July 22, 2008, 8:13 am
In theory, this trick is possible to play but in practice it is more likely to hurt you than otherwise. Financial experts and credit advisors would recommend you to avoid applying for too many credit cards at once because it may pose you as a bad credi... (more)
Date: July 22, 2008, 7:34 am
As a matter of fact, the absence of credit history is better than bad credit history, which might be the result of continuous defaults and late payments. So, you have all chances to make a good start applying for one of limited credit cards available wi... (more)
Date: July 22, 2008, 6:33 am
If we get you right, you have trouble getting approved for a credit card. If you are denied at every bank you apply at, stop persisting as too many denials will destroy your future credit capacities. Instead, make a pause and think about the possible re... (more)
Date: July 22, 2008, 5:14 am
This is an interesting question and the answer will depend on whether or not you are a US citizen. Anyway, to qualify for any US-based credit card, you need to provide your Social Security Number which is a compulsory field to fill in a credit card appl... (more)
Date: July 22, 2008, 12:48 am
You are right - you shouldn't risk applying for the third time and getting denied once again. Each denial in your credit card application takes your scores down and this is definitely a bad thing. What we suggest is be a bit more patient and use you... (more)
Date: July 21, 2008, 6:37 am
If you are just starting out on the way to your own credit history and have no credit records yet, Capital One Bank will help you make a good beginning. Some of its best interest rate deals include Standard Platinum, No Hassle CashSM Rewards and Platinu... (more)
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