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Immediate credit card care service
Answering your questions is our job and we love it! |
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Probably the answer to your question is already in our databank.
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Use search form or post your question. |
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Note: Please do not include any private financial information such as your SSN#, credit or debit account numbers when you submit a question.
By submitting a question you agree to the Terms and Conditions.
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Displaying 420 to 430 (of 1700 questions) |
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User Name:
Sherri Powers |
Date:
December 19, 2006, 12:40 pm |
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I'd like to check on an application. My check # 1082 for $35 has already cleared the bank on 12-05-06. Please let me know the status of my application. I was hoping to use this for Christmas.
Thank you! |
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Answer:
Unfortunately, we don't have access to your personal information and accounts and application status, this being the prerogative of the bank. So, you should have contacted the bank for this kind of information. We couldn't answer earlier, so we hope you somehow already cleared out the situation.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
rishi |
Date:
December 19, 2006, 2:30 pm |
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In India you can make creditcards. if yes pls tell. |
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Answer:
We present credit card applications for residents of the United States, United Kingdom, Canada and Belgium. if you have a citizenship of one of these countries, you are welcome to apply for a credit card. Unfortunately, we do not provide any credit card applications for Indian residents. You should use search engine to find a site for applying for a credit card in your country, or turn to your local bank and ask for a credit card.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
william dwyer jr. |
Date:
December 19, 2006, 2:34 pm |
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I have already applied and am waiting for my card. It is a Washington Mutual Visa. Is it on the way? |
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Answer:
If you have applied for a credit card, you should wait during several days for a response from a bank. If you get approval for the credit card, you are usually provided with the information concerning how long it will take to deliver the card to you and how you can activate it. Such inforamtion can also be found at the official site of the bank issuer of the credit card. We can't assist you in this anyhow, as we have no access to your application status, your accounts and your personal information. PLease, call the bank if you are not sure you are approved or ask about the credit card delivery, if you have been waiting for suspiciously long a time. usually, it takes several days up to several weeks to receive a credit card by mail.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
george B. Stoothoff |
Date:
December 19, 2006, 11:39 pm |
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need balance on my account (5181-8700-0311-2535) |
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Answer:
Our site and its staff have no access to your accounts, balances, credit card numbers and status of you applications, as it is ONLY your bank that has them within its competence. So you are recommended to call your bank (or contact it in any other way) and ask them to send a statements to you. If online banking is available with your bank, you can go to the official site and see your balance there. And be careful from now on - don't expose your personal information for public view.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
stephen |
Date:
December 20, 2006, 7:09 am |
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What is the allowed credit score to be approve on american express cards only? |
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Answer:
If you look at American Express credit cards terms & conditions, you will see that they require no less that good credit history. The charges and terms of the credit card also depend on the credit score of the applicant, so, the higher your credit score is, the higher credit limit is available for you and the lower percentage rate and fees are implied by your future credit card. Before applying for a credit card, get your credit report to make sure you have enough credit score to be approved for an American Express credit card. Don't apply at random, as denial will lower your credit score.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Md. Golam Tarik |
Date:
December 20, 2006, 3:36 pm |
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Dear Sir,
For your kind information I am an International indvidual who would like to be a online credit card holder. This card should include the balance transfer, deposite, withdrawl function internationaly. Could you please assist me to more information in this context? I have the First class bank account in our country but when I wnated to pay or receive this account is not able to do.
So I want a solution regarding online banking which could help me to easily trransfer and receive the fund. If you help me to get a solution I will be pleased.
Awaiting your reply.
Sincerely
M G Tarik |
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Answer:
Actually, we do not provide any online cards, we only present the current credit card applications from the best banks, arrange them so that it will be easy for customers to compare them and make an application online. Online banks are not introduced at our site. If you would like to apply online for a credit card, you should be US, UK, Canadian or Belgian resident, as we have credit cards for these countries. If you are not, you are free to turn to your local bank for a credit card or find some online bank for international customers.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Ernestine m. Tann |
Date:
December 20, 2006, 5:38 pm |
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What is the statics of my credit application? |
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Answer:
Our site IS NOT a credit card issuer, so we can't approve or disapprove customers for their applications. It is exclusively the bank that can give approval or disapproval, and it is only the bank that can inform you of status of your application. Call the bank's customer service or contact it in any other way and probably they will tell you about it. Generally, you receive approval within 1-2 weeks since the day of application, and many banks do not inform the customers about the approval by phone - you learn about it having received the approval letter by mail or by e-mail. So, probably, you don't have to call the bank and you should just wait a little, but if you have already been waiting for too long, you should call there.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Jennifer Johnson |
Date:
December 20, 2006, 9:43 pm |
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What is my credit limit? |
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Answer:
Our site and its staff have no access to your accounts, credit card balances or personal information, so we can't provide you with balance statements, approval status messages, etc. Moreover, we do not issue credit card and give approvals for them,so it's impossible for us to inform you of your credit limit. When you filled out credit card application, you should have loked through terms&conditions of the credit card where credit limits are defined as dependent on your credit history. If you know your credit score, you can learn your possible credit limit. If nothing is clear to you after reading terms&conditions, you can contact the bank, and they are supposed to answer, but you will have to say what credit score you have.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
mustafa |
Date:
December 21, 2006, 8:04 am |
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Dear Sir,
I just want to know that i have for my last month used my credit upto 900 dollar in my card which has a limit of 1000 bucks.
Now my minimum pay is 20 and 0 apr
if i just pay the mini pay...does it make a negetive for 2-3 months continously..does it make a negative impact on my score?
thanking you
Mustafa |
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Answer:
Since our site is not credit card issuer, we can't definitely explain the details of your credit card terms&conditions, as it is ONLY the bank that maintains the way the credit card works and is paid for. So, the only way you can receive a detailed and reliable information is by calling the bank's customer service and ask all your questions. I can only guess, what consequences such way of paying can cause, as different banks are differently loyal to such things.
Generally, it is recommended to always make more than minimum payment for your credit card, to make your credit score better, moreover, if you have spent the most part of your credit limit and now have a large sum to pay off.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
mustafa |
Date:
December 21, 2006, 8:06 am |
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My bank offers me 100 bucks to open a saving account. I open an account and take benefit of all promotions. afterwards wht if i wish to cancel the account...does it make a nagative impact on my score..opening and closing the accounts?\
Mustafa |
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Answer:
You should estimate all pros and cons of this offer, as probably you don't need the benefits this bank account is supposed to give you, or you will have to spend money after that on opening new credit card accounts ar something. If you nee this saving account, however, you are free to open it, thus you will increase your credit score, but the score will be lowered if you close it. You should also read terms & conditions of this account carefully, to avoid unnecessary expenses and services.
Best,
Manager of Immediate Credit Card Care Service |
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