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Immediate credit card care service
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Displaying 440 to 450 (of 1700 questions) |
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User Name:
appo |
Date:
December 23, 2006, 11:14 pm |
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I'd like to know which major cc comp. pull equifax in NY?
The reason is my EQ score is way greater than the others..So I want to take advantage of that without being declined..
Merry Christmas..
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Answer:
The matter is you can learn what credit company pulls what credit reports in two ways: call the bank ask them (they can refuse to answer) or search for this information in specialized forums. We can't give you this information,as it is beyond our competence.
Another important thing for you to know is that your credit reports should be equal, so that you won't have to worry about them. For this, you should apply to credit bureaus and ask them to remove the incorrect or dated items and add the missing information.
Warmest greetings for Christmas and New Year!
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Sasidharan |
Date:
December 24, 2006, 2:43 am |
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My score is 766 and i need to borrow a loan of atleast $50K to finance a property outside US. My options would be either try to get a personal loan from one of the banks (usally personal loans come at higher interest rate) or apply for Credit cards with 0% APR on balance transfers with no-transfer fee. My question is would i be able to get a credit limit of $50K from a credit card, given my excellent score. I have a credit history of 4 yrs and have 6 Credit card accounts in good standing.I do not have any mortgage/auto loans.Do you know of any CC that offers this high credit limit?.I have the capacity to repay the loan in an year's time as my income is $140+ per annum.
Thanks for your service and time. |
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Answer:
If you have excellent credit history, you can count on extensive credit line. Look at our best credit cards requiring good and excellent credit history, and read the terms & conditions of these cards, you will find out that the credit limit of a credit card depends on the credit score of the applicant, so the higher your score is, the higher credit limit will be available for you. For example, with American Express Blue card you can receive as much as 100.000 dollars as a credit limit. Besides, most good credit cards provide 0% balance transfers and no fees in general.
If you are going to use your credit card abroad, you'd better apply for a Visa or MasterCard.
Best season's greetings!
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Mark |
Date:
December 24, 2006, 11:52 am |
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Is is legal for me to apply for a credit card in my business name using my FEIN # instead of my social secutity number ? |
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Answer:
If you have good business credit history for 5 years and more, you can apply for a business credit card, giving only you tax IN or FEIN, but it still be related to your social security number. If you have less than this credit history, you have to give your SSN. Any credit card offers requiring no social security number are supposed to be shady, so do not hope to get a credit in this way.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
lacy mckinney |
Date:
December 24, 2006, 7:15 pm |
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how can i get a extension on my credit card limit, first premier bank platinum master card |
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Answer:
Our site is NOT a credit card issuer, so we can't extend your credit limit or change APR. It is only the bank that can change or maintain charges and fees of the credit cards as well as credit limits. So, you should contact the bank and ask them to enlarge your credit limit, since your credit score has become higher and you have been using your First Premier credit card for a considerable period of time already.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Sara |
Date:
December 25, 2006, 9:36 am |
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i need a 6,000 dollor credit card in a day or two because my 1 month old son needs surgery in two days and i don't have any medical insurance to pay for his surgry can you hepl me get a crdit card with that much and i need it rush dlivery thanks write back asap |
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Answer:
I'm very sorry to hear that your son is ill, but we are not issuers of credit cards and we do not give loans. It is only the bank or credit union that can help you with this matter, and probably they will ask for your credit report and it can take some time for them to make a decision. Hope everything will be alright with you child.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
crystal gray crystalngray@hotmail.com |
Date:
December 25, 2006, 8:47 pm |
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I went to the valero on burke rd in pasadena tx store #2258 cashier jackie luber. I purchased using my debit card and the cashier asked for my drivers license. I had no problem with that. I keyed my pin into the machine and it was approved. The cashier proceeded to copy my debit card using the side of a pen under reciept paper. I asked her why she did that and she told me it was because of scams that were going on. I told her I was uncomfortable with what she did. IIt seemed like a scam to me that she would do this in the first place. I am very uncomfortable with your employee having that information. I am a business manager for Sams Club in friendswood and work with money all day long. We have never and will never copy someones information. I need an explanation of why she did this. IS this one of your policies? If so, you might want to look into changing it. How can i be sure your employee won't share that info with 50 of her closest friends? |
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Answer:
I'm very sorry about the fact that you found yourself in such an unpleasant situation, but our site has NO RELATION with the store you made purchases at. Our site arranges credit card offers from the leading banks so that it will be easy for the customers to compare them and make applications for credit cards that really fit their needs. If you believe the store's employee did something illegal, you should immediately contact the store administration and ask for explanation.
We can't give any consultation or advise on this matter.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
NIMESH |
Date:
December 25, 2006, 11:22 pm |
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CAN I CANCEL MY CREDIT CARD BEFORE IT REACHES ME? |
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Answer:
Usually you deal with the bank in the following way. You apply for a credit card, receive an approval, after which the bank sends you your credit card. It can be delivered within several days or a couple of weeks. So the bank sent it and after that it is the mailing service that deals with the card. Of course, you can contact the bank during the the time the credit card is going to you, and the bank can agree to close your account, but still you will have to receive the card and to return it to the bank, as cards usually are stated as the property of the bank.
I recommend you to call the bank and ask them about the details, as it may happen so that terms&conditions do not allow to close the account during a certain time or there are other peculiarities.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
melissa enfinger |
Date:
December 26, 2006, 8:51 pm |
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how much is the minimum monthly payment? |
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Answer:
It's impossible to answer your question without knowing the amount of credit, APR and other features. Monthly payment is calculated by the bank and when you are approved for a certain credit limit, you are informed of how much your are going to pay each month. Thus, the whole credit amount plus your APR are divided into certain amounts for you to pay off the credit. It may also include fees, but still it is determined by the bank. You should also notice that there are minimum and maximum payments. And you can choose what payment you will make each month. For more details, please, call your bank and ask for explanation, as each credit card has its own terms&conditions.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Stephanie |
Date:
December 27, 2006, 5:41 am |
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how much money does a credit card with no credit come with? |
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Answer:
Credit cards for no credit are in most cases secured credit cards, so the credit limit you will get with such a card will depend the amount of your bank account - saving or checking one - which serves as collateral for secured credit card. It may be $300, $500 or more, but such cards can rarely have large credit history, as you should have money before you take a credit. But after you pay off this card, you can apply for a bad credit card with more money on it - a thousand or more.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
shenika moring |
Date:
December 28, 2006, 3:17 am |
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what is an annual fee and what is the best credit card for someone who has no credit history |
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Answer:
At our site you can find details help page, at which there are explanations of the most common terms (including annual fee) referring credit cards' details. In short, annual fee is the amount of money you pay for your card being serviced and processed during a year.
People who have no credit should establish thei credit first with the help of secured credit cards or co-signer cards, and after they accumulate their credit rating, starting with high-charge cards and ending with beneficial ones, for example, no annual fee credit cards, thus reaching good or excellent credit.
Best,
Manager of Immediate Credit Card Care Service |
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