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Low Limit Credit Cards to Rebuild Bad Credit
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• Credit not-so-good? Not to worry with these credit cards. • The online application is safe, secure, and simple. • Monthly reporting to major Consumer Reporting Agencies. |
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Displaying 450 to 460 (of 1947 questions) |
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User Name:
SUSAN |
Date:
January 1, 2007, 3:19 pm |
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HOW CAN I GET MY MINOR CHILD A LOW LIMIT CREDIT CARD |
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Answer:
You should get your credit report and apply for a credit card according to your credit score. If your child is under 18, you can order an additional credit card to your credit card, so you will be the cardholder, but your child can use the card limit.
If your child is over 18, you can become a cosigner for him or her, so you will apply for a credit card and you both will be responsible for it, but it will be him/her who will have to pay off the balance.
But before you do something, you should call the bank you are going to apply to and ask them if the first or the second variant is possible. |
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User Name:
steve boward |
Date:
January 1, 2007, 8:22 pm |
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low apr for bal transfer/fair credit |
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Answer:
If you look through fair credit cards, you will see they include no credit cards for balance transfers. They latter type of credit cards is available for good and excellent credit history only. So, you can only find a lower APR credit cards for fair credit, and after you manage to pay off your balance without any delinquencies and in full, your rating will be increased (which should be certainly reflected in your credit reports) and you will be able to apply for a credit card with balance transfers. Mind that balance transfers lower your credit score a little, so do not be too much fond of them. |
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User Name:
brajendra dixit |
Date:
January 1, 2007, 9:13 pm |
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i am indian citizen can i apply for cards on your site. tell me where i can apply for cards online |
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Answer:
Credit card applications presented at our site are available for the residents of the USA, UK, Canada and Belgium. If you possess the citizenship of these countries, you can choose a credit card and make an application.
If you are not a citizen of the above-mentioned countries, none of our credit cards can be applied for, so you can find a site presenting credit card applications for Indian residents or turn to your local bank for a credit card. |
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User Name:
armando perez |
Date:
January 2, 2007, 5:54 pm |
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como puedo seguir opteniendo puntos en mi crediito |
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Answer:
Sorry, the language of our site is English, so I will give you an answer in English. As far as I understood, you want to know how you can trace your credit rating increasing.
As you pay off your credit cards, your credit history improves, as each payment brings new credit points. Every bank has its own way to report to credit bureaus - some of them make monthly reports, some do it less frequently. So, if your bank makes a report each month, you can get your credit report and see your credit score increased. |
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User Name:
Linda |
Date:
January 3, 2007, 1:00 am |
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My husband and I had a bankruptcy 2 years ago last Sept (discharge). We now have a credit score of around 660 each. There are still a few items that have been taken care of, but have not been removed from report. After that is accomplished I would guess we should be around 700 score.
On our online report a negative factor was that we only have one bank credit card, so a second one I think would help us. What credit card companies would be right for us? I don't want to apply for several cards, because that would be a killer on our score. We've worked very hard in the last 2 years to improve our score. Before that problem we had A 1 credit. Please advise any help would be appreciated. |
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Answer:
As far as I see, you take care of your credit rating, but I'd like to point out the importance of having all your credit reports equal. That means, before you decide to apply for a next credit card, you should see if all the invalid or incorrect items are removed and the missing items are included. Thus you won't have to worry about which report shows a better credit rating.
According to the credit score you indicate, you are on the borderland between fair and good credit, so you should be careful when applying, as some banks can refuse to give you a good credit card. On the other hand, you can be approved for a good credit card, but the terms will be worse according to your credit score. So, I would advise you to apply for a credit card from our list of fair credit card applications. There you can find credit cards from Capital One and First Premier bank.
So, look through the cards and shoose the ones that will meet your and your husband's needs. Good luck! |
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User Name:
THIRUMURUGAN.V |
Date:
January 4, 2007, 8:43 am |
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happy new year
i need detail of credit card of sbi |
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Answer:
I wish you had a great New Year holiday.
Our site carries credit cards for United states, United Kingdom, Canada and Belgium residents. We do not provide credit card applications for India citizens yet, so it is impossible to give you any details of credit cards by State Bank of India. You can use a search engine to find the official site of this bank or sites providing its credit card offers. Or you can find a local branch of State Bank of India and ask them for a credit card.
If you are resident of one of the above mentioned countries, you are welcome to apply for the corresponding credit cards. |
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User Name:
Rosemike Salazar |
Date:
January 5, 2007, 1:58 pm |
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everytime i apply for a credit card i am not approved, is my credit score poor or am i doing wrong applying to different cards? |
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Answer:
A general and the most important rule for everyone who wants to get a credit card is the following: you should get your credit report to know your credit score and, consequently, your chances to get this or that credit card. After that, you look through the corresponding credit card offers and choose the card that fits your needs most of all. It is also necessary to read the terms and conditions of the chosen credit card carefully to realize what and how much you will be supposed to pay to get credit. As your score has already been damaged by the numerous denials, You have more chances applying for bad credit cards we present at our site. Choose one of them - you will only have to fill out an application form and submit it, after which it will be sent to the bank and they will send you a response in the way indicated in terms&conditions of the credit card you will choose. |
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User Name:
patricia oliveri |
Date:
January 6, 2007, 4:33 pm |
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i missplaced the 800 number to call to activate my card can i do this online? thank-you patricia oliveri |
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Answer:
If your bank has an official site and a special service to activate credit cards on-line, you can do it. You can go to the web-site, enter the number of your credit card or any other information required and, following the instructions, activate your crdit card.
You can also do it by means of our site. For this, you should find your type of credit card in one of our sections and click the link "Apply", so that you will be redirected to the official site of the bank issuer of this credit card. |
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User Name:
Robert |
Date:
January 7, 2007, 3:08 am |
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Is ther a site that I can enter my social number and it tell me what card I'm I approved for |
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Answer:
I really doubt there is such kind of a site. To learn what credit cards you are eligible for, you should get your credit report, and according to your credit rating, you can evaluate your opportunities.
You should realize how the process of approval is carried out. You apply for a credit card, sending to the bank an application form in which you indicate a number of other items, besides your SSN, and the bank makes an inquiry to a credit bureau to get your credit report and find out, if you are eligible for the chosen credit card or not. |
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User Name:
Katie Wright |
Date:
January 7, 2007, 9:36 pm |
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I currently have a credit card that is ripping me off and I am stuck paying mostly interest as I try to pay it off. When ever I apply for a card over the phone or on the computer, the actual deal I get is no where close to the deal offered by the company. How do I get a card offer in the mail that will give me a good balence transfer rate in which I can take a better control over my bill and spend my money on more important things such as school. |
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Answer:
If you have limited credit history, it is difficult to get a beneficial credit card with low charges and rewards. The reason why you get deals with less attractive terms than were stated in the advertisement, is that you have worse credit that this credit card requires. In any terms&conditions statement you can find the fees and credit limit dependence on the actual credit history of the customer.
In your situation you should be realistic and get ready to work hard on your credit history. Get your credit report and apply for cards according to your credit conditions, to avoid disillusionment and denials. Be sure, you won't be able to find a balance transfer credit card if you credit is lower than good.
Good luck! |
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