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Immediate credit card care service
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Displaying 450 to 460 (of 1712 questions) |
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User Name:
Michael Rufino |
Date:
December 31, 2006, 3:19 am |
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How good are credit cards for bad credit, and do you recommend them? |
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Answer:
Speaking of credit cards for bad credit, nobody can say they are good, as the fees and APRs are high, there are usually no rewards and low credit limit is available. Of course, among bad credit cards you can find those with comparatively beneficial terms and fees, but they can't be compared to good credit cards.
The main advantage and purpose of bad credit cards is that they help to build your credit, as if you have limited credit history, your only option is bad credit card which enable you to use a credit limit and helps to accumulate points, provided you pay off your balance accurately.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Jim Tremper |
Date:
December 31, 2006, 6:18 am |
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Can I have two Visa cards if they are from different sources? |
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Answer:
The number of credit cards you can have concurrently depends on your credit history and annual income, as the sum of all the cards' balances can't exceed your annual income. As for the brand of the credit cards you are holding, it doesn't matter if they are MasterCards, Visas or Discovers. They can even be issued by the same bank.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
SUSAN |
Date:
January 1, 2007, 3:19 pm |
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HOW CAN I GET MY MINOR CHILD A LOW LIMIT CREDIT CARD |
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Answer:
You should get your credit report and apply for a credit card according to your credit score. If your child is under 18, you can order an additional credit card to your credit card, so you will be the cardholder, but your child can use the card limit.
If your child is over 18, you can become a cosigner for him or her, so you will apply for a credit card and you both will be responsible for it, but it will be him/her who will have to pay off the balance.
But before you do something, you should call the bank you are going to apply to and ask them if the first or the second variant is possible.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
steve boward |
Date:
January 1, 2007, 8:22 pm |
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low apr for bal transfer/fair credit |
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Answer:
If you look through fair credit cards, you will see they include no credit cards for balance transfers. They latter type of credit cards is available for good and excellent credit history only. So, you can only find a lower APR credit cards for fair credit, and after you manage to pay off your balance without any delinquencies and in full, your rating will be increased (which should be certainly reflected in your credit reports) and you will be able to apply for a credit card with balance transfers. Mind that balance transfers lower your credit score a little, so do not be too much fond of them.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
brajendra dixit |
Date:
January 1, 2007, 9:13 pm |
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i am indian citizen can i apply for cards on your site. tell me where i can apply for cards online |
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Answer:
Credit card applications presented at our site are available for the residents of the USA, UK, Canada and Belgium. If you possess the citizenship of these countries, you can choose a credit card and make an application.
If you are not a citizen of the above-mentioned countries, none of our credit cards can be applied for, so you can find a site presenting credit card applications for Indian residents or turn to your local bank for a credit card.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
armando perez |
Date:
January 2, 2007, 5:54 pm |
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como puedo seguir opteniendo puntos en mi crediito |
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Answer:
Sorry, the language of our site is English, so I will give you an answer in English. As far as I understood, you want to know how you can trace your credit rating increasing.
As you pay off your credit cards, your credit history improves, as each payment brings new credit points. Every bank has its own way to report to credit bureaus - some of them make monthly reports, some do it less frequently. So, if your bank makes a report each month, you can get your credit report and see your credit score increased.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Linda |
Date:
January 3, 2007, 1:00 am |
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My husband and I had a bankruptcy 2 years ago last Sept (discharge). We now have a credit score of around 660 each. There are still a few items that have been taken care of, but have not been removed from report. After that is accomplished I would guess we should be around 700 score.
On our online report a negative factor was that we only have one bank credit card, so a second one I think would help us. What credit card companies would be right for us? I don't want to apply for several cards, because that would be a killer on our score. We've worked very hard in the last 2 years to improve our score. Before that problem we had A 1 credit. Please advise any help would be appreciated. |
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Answer:
As far as I see, you take care of your credit rating, but I'd like to point out the importance of having all your credit reports equal. That means, before you decide to apply for a next credit card, you should see if all the invalid or incorrect items are removed and the missing items are included. Thus you won't have to worry about which report shows a better credit rating.
According to the credit score you indicate, you are on the borderland between fair and good credit, so you should be careful when applying, as some banks can refuse to give you a good credit card. On the other hand, you can be approved for a good credit card, but the terms will be worse according to your credit score. So, I would advise you to apply for a credit card from our list of fair credit card applications. There you can find credit cards from Capital One and First Premier bank.
So, look through the cards and shoose the ones that will meet your and your husband's needs. Good luck!
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
THIRUMURUGAN.V |
Date:
January 4, 2007, 8:43 am |
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happy new year
i need detail of credit card of sbi |
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Answer:
I wish you had a great New Year holiday.
Our site carries credit cards for United states, United Kingdom, Canada and Belgium residents. We do not provide credit card applications for India citizens yet, so it is impossible to give you any details of credit cards by State Bank of India. You can use a search engine to find the official site of this bank or sites providing its credit card offers. Or you can find a local branch of State Bank of India and ask them for a credit card.
If you are resident of one of the above mentioned countries, you are welcome to apply for the corresponding credit cards.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Rosemike Salazar |
Date:
January 5, 2007, 1:58 pm |
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everytime i apply for a credit card i am not approved, is my credit score poor or am i doing wrong applying to different cards? |
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Answer:
A general and the most important rule for everyone who wants to get a credit card is the following: you should get your credit report to know your credit score and, consequently, your chances to get this or that credit card. After that, you look through the corresponding credit card offers and choose the card that fits your needs most of all. It is also necessary to read the terms and conditions of the chosen credit card carefully to realize what and how much you will be supposed to pay and to get as a credit.
You are welcome to look through bad credit card applications we present at our site and choose one of them - you will only have to fill out an application form and submit it, after which it will be sent to the bank and they will send you a response in the way indicated in terms&conditions of the credit card you will choose.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
patricia oliveri |
Date:
January 6, 2007, 4:33 pm |
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i missplaced the 800 number to call to activate my card can i do this online? thank-you patricia oliveri |
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Answer:
If your bank has an official site and a special service to activate credit cards on-line, you can do it. You can go to the web-site, enter the number of your credit card or any other information required and, following the instructions, activate your crdit card.
You can also do it by means of our site. For this, you should find your type of credit card in one of our sections and click the link "Apply", so that you will be redirected to the official site of the bank issuer of this credit card.
Best,
Manager of Immediate Credit Card Care Service |
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