Credit Card Questions
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Date: February 18, 2008, 3:08 am
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit companies offer no annual fee and 0% APR on balance transfers for new customers. Besides,... (more)
Date: February 18, 2008, 3:08 am
A credit report is a summary of your credit-related activity since you first applied for a credit card or a loan. In credit report they usually reflect how many credit cards and loans you had, what where the credit amounts, credit terms and how you used t... (more)
Date: February 18, 2008, 3:08 am
A credit score is a statistical summary of the information contained in a consumer's credit report. It represents an estimate of an individual's financial creditworthiness. Lenders, such as banks and credit card companies, use credit scores to det... (more)
Date: February 18, 2008, 3:08 am
A general and the most important rule for everyone who wants to get a credit card is the following: you should get your credit report to know your credit score and, consequently, your chances to get this or that credit card. After that, you look through t... (more)
Date: February 18, 2008, 3:08 am
A secured credit card is a reliable way to begin establishing your credit history. To apply for such a card you need to open a beforehand bank account - a savings or a checking one, which will serve a sign of financial stability and collateral for your se... (more)
Date: February 18, 2008, 3:08 am
According to your credit score rating you have bad credit history. All information concerning your accounts, payments and the like is marked in your credit report, so if you didn't pay your balance in time and had some infractions in the past, all thi... (more)
Date: February 18, 2008, 3:08 am
According to your rating, your credit is bad (530,603) and fair (654), but usually creditors look at the lowest score when checking you for eligibility. So, focus all your attention on the lowest score and try to raise it. At our site you'll find the ... (more)
Date: February 18, 2008, 3:08 am
Actually grace period is a period of time, during which you can pay your credit card bill without incurring a finance charge. With most credit card accounts, the grace period applies only if you pay your balance in full each month. Cash advances, however,... (more)
Date: February 18, 2008, 3:08 am
Actually most Visa credit card offers are unsecured credit cards that don’t require savings or checking account to be established beforehand. But before you apply for a credit card online, it’s necessary to check your credit report to find out... (more)
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