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Immediate credit card care service
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Displaying 510 to 520 (of 1777 questions) |
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User Name:
Luke |
Date:
February 1, 2007, 4:20 pm |
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I have a credit score around 630. I have roughly 19k in credit card debit. I am am trying to find me a credit card with a high credit limit so I can cosolidate all of the debt and make one monthly payment. I am currently paying about $700 a month in minimum payments. I havent had any luck find a card that will give me a high enough credit line to do this, |
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Answer:
Credit card consolidation allows you to save money. Its aim is to speed up paying time and at the same time makes lower monthly bills. So it's a good solution for you. The first step towards getting rid of a credit card debt is to look for an appropriate debt consolidation program. You can select a debt consolidation company from the many debt consolidation firms advertising themselves online. You should know that bad debt consolidation loans may be of 2 kinds: if you take out secured consolidation loans you have to submit some kind of collateral for the loan. This is the reason the interest rates for it are low. It is good for people with a poor credit history. For unsecured consolidation loans, you needn't name any collateral, but it also means that you need to pay higher interest. As for your credit limit it is determined by your credit risk which is a main factor when applying for credit.
Your credit score means that you have fair credit so you can devote your attention to credit cards with balance transfers for fair credit. We don't provide balance transfers for secured and unsecured credit card applications for bad credit. However, at the site you'll find an instant online credit card approval for bad credit. Applying for fair credit cards online you should read all terms and conditions very attentively and choose the card that is suitable for you. |
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User Name:
Nadim Ahmed |
Date:
February 1, 2007, 8:38 pm |
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if you dont have any credit, would getting a credit card and only spending $20 each month and paying that off on time help you gain a sufficient amount of credit?
If you did do this would a bank still be hesitent to give you a loan?
I have three credit cards and a good credit rating in Canada. Now I am retired and spend a good part of the year in Florida. I have little or no credit history in the US. How do I qualify for a US credit card and establish a US credit record. |
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Answer:
In your case your only option is one of bad/no credit card applications. They are designed for people who have little or damaged credit, or have no credit at all. Such type of credit cards implies high charges and low credit limit, as the risks of the bank are high. Some credit cards of this type imply set up fees that are charged for setting up the account. But you should keep in mind that you must not pay anything until you are approved for a credit card, as banks that take money from the customers and refuse after that, are illegal.
Pay your credit card on time and in full and in some time you will be given a higher credit limit and probably your APR and charges will be lowered at your request. |
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User Name:
shauntai allen |
Date:
February 2, 2007, 12:48 am |
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What if you want a credit card, but don't have credit? |
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Answer:
Basically there are three ways to establish credit. If you possess a certain sum of money, you can use it as beforehand deposit, which will serve as collateral for a secured credit card. The amount of the credit limit, available for you, will be the same as your deposit. You can also make your choice in favor of an unsecured credit card. Unlike secured ones, suchlike cards don`t require a collateral, so the bank trusts you enough to give credit. But you should be ready to rather high fees and less attractive rates than secured cards have (it`s the only way banks and companies can compensate the credit risks).
A co-signer card can also be your choice, if a friend or relative of yours agrees to be your co-signer. He should apply for a good credit card online, get online credit card approval and call the bank to say that he'd like to add someone with no credit to his account and that he will co-sign for him. You have to tell your social security and sign a special statement in which the co-signer agrees to share debt. Note that you and your co-signer will have different credit cards with different numbers but the credit account and the credit limit will be one shared between you. |
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User Name:
RHONDA PETERSON |
Date:
February 2, 2007, 4:08 am |
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i would like a copy of january's billing statement
How can I look at my bill on line?
How do I sign in for online account for my Visa,so I can view my Bill,to pay Visa Balance?
want to check my account online how do i do this
How do i check my account status? |
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Answer:
Unfortunately, it isn’t possible to check your account status or look at your bill payments at our site, as we can only provide you with the latest and sufficient information on the best credit card offers and present credit cards for comparison. Here you can also file one of the best credit card applications. But we are not a bank or credit bureau and don’t have any kind of access to your personal information or bank accounts. We are not provided by the information about the activity on your account (checking, withdrawals, payments etc.), as it’s out if our competence. You can find the official site of your bank and company, follow the instructions, given there and get all the necessary information you are interested in. If you’d like to make a payment online, it’s possible, if your card implies such an option.
Besides, you can use the search engine and find some of quick online services that let you check your account. Usually, it’s necessary to fill out a certain form: give your account number, login, password and probably some other details. This way you can get the information about the activity for the last day, week and month and so on. |
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User Name:
Pamela Check |
Date:
February 2, 2007, 4:08 am |
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I\'m trying to pay on my bill; and I can\'t seem to find out how to do it!? Please tell me what to do. |
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Answer:
Actually, our site is not the place where you can pay your bill online, as we only introduce the best credit card applications from different bank, arrange them into categories so that the customers could choose a credit card for their needs.
If your bank provides online banking service, you can go to the official site of the bank, get registered there and you will be directed to your personal account page where you can fill out the indicated blanks to pay your bills, learn your balance or make any other operation.
You can find your credit card or any other credit card of your bank at our site and click the link 'Apply' to be directed to the official site of the bank, after which you can do what was mentioned above.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Jeff |
Date:
February 2, 2007, 5:04 pm |
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I have a choice of picking a chase freedom card the choice is visa or mastercard.
Is there a difference between visa and mastercard?
Which one do you suggest that I should pick.
Thanks,
Jeff |
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Answer:
Sorry for so late a response, since Chase Freedom MasterCard offer is no longer available. Generally, there is no significant difference between Visa and MasterCard, as these cards are accepted worldwide and provide a range of rewards and priviliges. If you can't decide whether you should decide a Visa or MasterCard, you certainly should look through the terms and conditions of the cards, compare the fees and charges and evaluate the range of amenities each card offers. Only thus you will be able to make the right decision.
Unfortunately, we do not carry Chase Freedom Visa at our yet, but you can check out other numerous Chase credit card applications at the Chase section of our site. |
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User Name:
ursula zurawski |
Date:
February 2, 2007, 9:11 pm |
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I have a JUST TIRES credit card that was issued through citibank usa n.a. - i would like to close this account and have it removed from my credit report. I can't find any phone contact on your website. How do I do this? |
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Answer:
Actually, the function of our site is to provide our applicants with all kinds of credit card applications. We do not issue credit cards, we do not approve applicants for them. Also, we do not have access to your accounts and can't withdraw money from them or something of the kind. More than that, it's credit card issuer, which is capable of closing your credit card account. Still, the first important rule is to cancel the card only after you have paid off the balance in full. Once you've paid off your credit cards balance you need to cancel the account. Notify your card issuer by phone, printed on the card back, that your balance is zero and you want to cancel your card. Write a letter to credit card issuer, which says you're closing your account and want your credit record to reflect the fact that you requested the account to be closed. Send it by certified mail to escape any misfortunes. Check your credit report in about a month to make sure there are no mistakes in it and contact credit card company customer-service department in case you find any. Your credit card inquiry will stay in your credit report any way, thus, think of proper card cancellation not to deteriorate your credit score. |
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User Name:
Dan L. Henderson |
Date:
February 2, 2007, 11:24 pm |
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How do I obtain a VISA GIFT CARD? |
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Answer:
Visa Gift Card is a perfect present for weddings, holidays, burthdays. It can be used at different places where Visa cards are accepted, including retail stores and online merchant. Visa Gift card offers its customers all the protection. If you want to get Visa Gift Card, it is easy to order it online or by the phone or purchase it from a participating provider. Unfortunately, we can't provide you with such a card but you can get it by contacting your babk and clearing out all the necessary information. Apply to the site of the bank and read attentively terms and conditions while choosing the card |
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User Name:
Sandra Broome |
Date:
February 3, 2007, 1:27 am |
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I have called four times to get a cancellation paper faxed to me and your reprsentative will not faxed it to me. |
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Answer:
The matter is that our we are not a credit bureau and not credit card issuers and we don’t have any kind of access to your personal information. Our duty is to collect the latest data on the best credit cards and help the clients to choose the best one, fitting their needs and sort out the right credit card the appropriate credit card application. We haven’t the least notion what card you use and which bank is the issuer and cancelling credit cards is not in our competence. We can only advise you to contact your bank. Probably there was some mistake and you’ll have to ask for another cancellation form. |
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User Name:
Chrissy |
Date:
February 3, 2007, 1:56 am |
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I have 2 credit cards alrady. Im looking to apply for one more so i can start building my credit. Im only 17 but married. and im having a little trouble finding a credit cared that will accept me. please help. I already have a capital one credit card. but maybe i can apply for another one? thank you |
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Answer:
Strictly speaking, an applicant regarding any of online bank credit card applications, should be at least 18 years old. If you're 17, you're considered underage. If you do have 2 credit cards at the moment, we can conclude, someone's co-signed for you. Thus, you can get or, to more precise, get access to credit cards. Most state laws demand, you must be 18 years old (a young adult) to obtain your own credit card and be held responsible for repaying the debt, because minors are not allowed to enter into a binding contract. You can qualify for a credit card, if someone co-signs, but only he or she can be held accountable for the payments. Apply to the bank you trust and you're sure to get access to a credit card. |
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