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Immediate credit card care service
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Displaying 540 to 550 (of 1777 questions) |
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User Name:
shenique |
Date:
February 6, 2007, 3:31 pm |
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whichcredit cards base their decision on your business credit rather than your personal credit? |
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Answer:
As you accumulate enough points for a good credit score, you can apply for a business credit card for a good credit. In this case you will use your personal credit as a guarantee. Later on, as you continue using business credit cards, applying for the new ones and paying them off on time and in full, for not less than 5 years, you will be able to use your business credit history as a guarantee of your ability to pay. So, when applying for a credit card, you will have a right to give your tax ID instead of SSN, to refer the bank to a business credit bureau.
To find out which credit cards base on your business credit, you can look at the terms & conditions of business credit cards and find it there.
Best,
Manager of Immediate Credit Card Care Service |
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User Name:
Nadine |
Date:
February 6, 2007, 4:20 pm |
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My credit is not good at all, i do have several credit cards adding up to approximately 2500.00 (if anything less), i was wondering if there is a card out there that would accept me to transfer all these balances to just one credit card? |
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Answer:
It depends on what type of credit you exactly have. It’s necessary first to turn to a credit bureau and check your credit report if you haven’t done it yet. The matter is that balance transfer credit cards require no less than fair credit. That's why it's important to know whether you qualify or not. If your credit score is 620-659 – you are welcome to get acquainted with cards for fair credit and find the suitable and available balance transfer card among them. With less than fair credit you won’t be able to afford a card with balance transfers. In this case we can recommend you to pay your present credit cards off and your credit score will be increased. |
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User Name:
Ryan |
Date:
February 6, 2007, 7:09 pm |
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I have around 5800 in credit card debt spread on three differant credit cards. I was wondering if there was a credit card out there that would give me a high enough limit to transfer all three card balances over to one low intrest card. |
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Answer:
Well, much depends on your credit history, as to accept balance transfer credit cards you should have no less than fair credit. So, if your credit is good to excellent, you are welcome to examine Citi Student Driver's Edge Visa®, make a comparison and choose the one with the most attractive rates and options. You can also give preference to Blue from American Express® and benefit from 4,9% interest rate for life, no annual fee, balance transfer fee free and other attractive options. If you possess fair credit rating you can evaluate cards for fair credit, among which there are cards with balance transfers. In case if your credit leaves much to be desired, it’s better to pay your debts off which will increase your credit score and give the right to pretend to better credit cards. |
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User Name:
Donna |
Date:
February 6, 2007, 10:54 pm |
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Is there a visa comparable to an American Express Centurion Card? |
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Answer:
American Express Centurion Card, popularly known as Black card, is the most exclusive card ever, some experts say. American Express Credit Card Company launched it at 1999, and made available to selected holders of The Platinum Card®, with an annual fee originally at $1,000.In 2006 the annual fee for this card was $2,500 and there were fewer than 10,000 cards issued worldwide.
The Centurion Card is available only by invitation and requires minimum spending of $250,000 within 10 consecutive months on another American Express card and exceptional credit history among other requirements. The Centurion Card is the most expensive card in the world, and, the most prestigious, too.
The card offers numerous exclusive privileges, including complimentary companion airline tickets on trans-Atlantic, personal shoppers at retailers such as Escada, Gucci and Saks Fifth Avenue, access to airport clubs, and dozens of elite club memberships. Centurion membership also includes personal services including a personal concierge and travel agent. Therefore you can hardly find any card, comparable to Centurion Card. |
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User Name:
Ladonna Sims |
Date:
February 7, 2007, 12:14 am |
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I applied for the first premier card w/instant decision, said they would send me something in the mail have not seen anything yet, they said they would get back to me why? |
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Answer:
The thing is that when you apply for one of instant approval credit cards you can get online credit card approval provided you qualify for the selected card, and use your card most immediately, while you get its number, and you're sure to get your card by mail within a week or two. The procedure is different with instant decision cards, where approval/decline process may take place even after decision has been made. Still if you did get an approval, you're sure to receive your card soon. Thus wait a bit for your credit card issuer answer or feel free to contact their customer service to clear up the situation. |
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User Name:
tony |
Date:
February 7, 2007, 2:54 am |
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i already have a discovery card and i want to transfer balances from other c.c. will i still benefit of the 0% on balance tranfer? |
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Answer:
Balance transfer credit cards are good for cutting your costs and solving credit card debt problems. Such cards are given to people with no less than fair credit history. Visit our 0% on balance transfers page and become a holder of the best balance transfer credit cards such as Discover credit card, Chase credit card, American Express credit card, etc. Some banks give their customers the introductory APR, a low interest rate on a credit card. Selecting the right bank credit application, you can move your high rate balance to a better card. If you have fair credit score, devote your attention to fair credit cards and, reading all terms and conditions carefully, choose the card that fits your needs and interests. |
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User Name:
sanda |
Date:
February 7, 2007, 3:23 am |
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if I live in Canada, can I apply for platinum discover credit card? |
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Answer:
Yes, you can, but if you correspond to the following requirements of the bank:you have a Canadian credit file and your personal annual income of $30,000 or more. You have to be of age of majority or older in your province. And in the past 7 years you have not filed for bankruptcy and always made your minimum monthly payments on time. More detailed information about Platinum credit cards you can find at our site www.credit-land.com |
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User Name:
Jo Gibson |
Date:
February 7, 2007, 4:28 am |
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Acct. No. 6556**** - I would like to cancel this credit card account number and have you issue me another card. Thank you, Jo Gibson |
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Answer:
The matter is that our site is created to give you sufficient and constantly updating information about the best credit cards from the top US banks and credit card companies. We are not a bureau and not a bank and have no access to your personal information and it’s not in our competence to cancel credit cards. You can do it by two ways: call the customer service and dictate the necessary information to the operator or go to the official site of the bank and follow the given instructions to fill out the cancellation form. Unfortunately, we can’t provide you with a new credit card, as we are not credit card issuers.Only banks and companies can do it. If you want to get another card, it’s necessary to check your credit report to find out what cards are available for your credit history. Then you are welcome to evaluate our online credit card applications and choose the card to your heart. |
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User Name:
sean |
Date:
February 7, 2007, 6:10 am |
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how can you repair your credit quickly |
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Answer:
If you want to put your credit reports in order (all the bureaus should have completely identical information about credit history of each person), you should apply to credit bureaus and ask to give you your credit reports. Check your report on the subject of incorrect, out-of-date or misleading items (mistakes in your name, address, phone number, Social Security Number, and for missing or outdated employment information). If you find any mistakes, ask the credit bureau for a dispute form and submit it with any supporting documentation. When you are satisfied with your credit report, you can apply for a credit card with confidence. Having obtained your card, be sure to use it responsibly to enhance your credit history. Never spend more than you can afford, and always pay your bills accurately.
Be ready that cleaning up your credit report will take you a good amount of time. |
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User Name:
tillie |
Date:
February 7, 2007, 9:28 am |
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How do i get a credit card on such bad credit, is it possible?
how can i get a credit card with bad credit i want to rebuild my credit history |
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Answer:
Well, actually, it's difficult to give a definite answer, as you do not mention your credit score. I think, the most reliable way of getting a credit card in your situation is filing a secured credit card application (in case of bankruptcy it’s the only possible variant for you). To be approved you should make a deposit as collateral for the credit. Your installment can vary from $500 up to a thousand or two, and therefore, you will be able to use the credit limit of the same amount.
You can prefer another variant – a co-signer credit card. If a friend or relative of yours possesses a good credit and agrees to be your co-signer and the guarantor of your payment, you’ll be able to use a good credit limit and can accumulate points for your credit score. If you go this way, your co-signer should fill out a good credit card application to obtain a card for good credit.
Unsecured credit card (with higher fees and rates to compensate the bank’s risk) can also be your choice, if your income is enough for it. When you pay off bad credit cards, you’ll become eligible for fair credit cards, then good and excellent cards. |
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