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Displaying 540 to 550 (of 1947 questions)
Page:   55 of 195
User Name:
Ryan
Date:
February 6, 2007, 7:09 pm
I have around 5800 in credit card debt spread on three differant credit cards. I was wondering if there was a credit card out there that would give me a high enough limit to transfer all three card balances over to one low intrest card.
Answer:
Well, much depends on your credit history, as to accept balance transfer credit cards you should have no less than fair credit. So, if your credit is good to excellent, you are welcome to examine Citi Student Driver`s Edge Visa®, make a comparison and choose the one with the most attractive rates and options. You can also give preference to Blue from American Express® and benefit from 4,9% interest rate for life, no annual fee, balance transfer fee free and other attractive options. If you possess fair credit rating you can evaluate cards for fair credit, among which there are cards with balance transfers. In case if your credit leaves much to be desired, it`s better to pay your debts off which will increase your credit score and give the right to pretend to better credit cards.
User Name:
Donna
Date:
February 6, 2007, 10:54 pm
Is there a visa comparable to an American Express Centurion Card?
Answer:
American Express Centurion Card, popularly known as Black card, is the most exclusive card ever, some experts say. American Express Credit Card Company launched it at 1999, and made available to selected holders of The Platinum Card®, with an annual fee originally at $1,000.In 2006 the annual fee for this card was $2,500 and there were fewer than 10,000 cards issued worldwide.
The Centurion Card is available only by invitation and requires minimum spending of $250,000 within 10 consecutive months on another American Express card and exceptional credit history among other requirements. The Centurion Card is the most expensive card in the world, and, the most prestigious, too.
The card offers numerous exclusive privileges, including complimentary companion airline tickets on trans-Atlantic, personal shoppers at retailers such as Escada, Gucci and Saks Fifth Avenue, access to airport clubs, and dozens of elite club memberships. Centurion membership also includes personal services including a personal concierge and travel agent. Therefore you can hardly find any card, comparable to Centurion Card.
User Name:
Ladonna Sims
Date:
February 7, 2007, 12:14 am
I applied for the first premier card w/instant decision, said they would send me something in the mail have not seen anything yet, they said they would get back to me why?
Answer:
The thing is that when you apply for one of instant approval credit cards you can get online credit card approval provided you qualify for the selected card, and use your card most immediately, while you get its number, and you're sure to get your card by mail within a week or two. The procedure is different with instant decision cards, where approval/decline process may take place even after decision has been made. Still if you did get an approval, you're sure to receive your card soon. Thus wait a bit for your credit card issuer answer or feel free to contact their customer service to clear up the situation.
RELATED LINKS Related Questions
User Name:
tony
Date:
February 7, 2007, 2:54 am
i already have a discovery card and i want to transfer balances from other c.c. will i still benefit of the 0% on balance tranfer?
Answer:
Balance transfer credit cards are good for cutting your costs and solving credit card debt problems. Such cards are given to people with no less than fair credit history. Visit our 0% on balance transfers page and become a holder of the best balance transfer credit cards such as Discover credit card, Chase credit card, American Express credit card, etc. Some banks give their customers the introductory APR, a low interest rate on a credit card. Selecting the right bank credit application, you can move your high rate balance to a better card. If you have fair credit score, devote your attention to fair credit cards and, reading all terms and conditions carefully, choose the card that fits your needs and interests.
User Name:
sanda
Date:
February 7, 2007, 3:23 am
if I live in Canada, can I apply for platinum discover credit card?
Answer:
Yes, you can, but if you correspond to the following requirements of the bank:you have a Canadian credit file and your personal annual income of $30,000 or more. You have to be of age of majority or older in your province. And in the past 7 years you have not filed for bankruptcy and always made your minimum monthly payments on time. More detailed information about Platinum credit cards you can find at our site www.credit-land.com
User Name:
Jo Gibson
Date:
February 7, 2007, 4:28 am
Acct. No. 6556**** - I would like to cancel this credit card account number and have you issue me another card. Thank you, Jo Gibson
Answer:
The matter is that our site is created to give you sufficient and constantly updating information about the best credit cards from the top US banks and credit card companies. We are not a bureau and not a bank and have no access to your personal information and it’s not in our competence to cancel credit cards. You can do it by two ways: call the customer service and dictate the necessary information to the operator or go to the official site of the bank and follow the given instructions to fill out the cancellation form. Unfortunately, we can’t provide you with a new credit card, as we are not credit card issuers.Only banks and companies can do it. If you want to get another card, it’s necessary to check your credit report to find out what cards are available for your credit history. Then you are welcome to evaluate our online credit card applications and choose the card to your heart.
User Name:
sean
Date:
February 7, 2007, 6:10 am
how can you repair your credit quickly
Answer:
If you want to put your credit reports in order (all the bureaus should have completely identical information about credit history of each person), you should apply to credit bureaus and ask to give you your credit reports. Check your report on the subject of incorrect, out-of-date or misleading items (mistakes in your name, address, phone number, Social Security Number, and for missing or outdated employment information). If you find any mistakes, ask the credit bureau for a dispute form and submit it with any supporting documentation. When you are satisfied with your credit report, you can apply for a credit card with confidence. Having obtained your card, be sure to use it responsibly to enhance your credit history. Never spend more than you can afford, and always pay your bills accurately.
Be ready that cleaning up your credit report will take you a good amount of time.
User Name:
tillie
Date:
February 7, 2007, 9:28 am
How do i get a credit card on such bad credit, is it possible?

how can i get a credit card with bad credit i want to rebuild my credit history
Answer:
Well, actually, it's difficult to give a definite answer, as you do not mention your credit score. I think, the most reliable way of getting a credit card in your situation is filing a secured credit card application (in case of bankruptcy it’s the only possible variant for you). To be approved you should make a deposit as collateral for the credit. Your installment can vary from $500 up to a thousand or two, and therefore, you will be able to use the credit limit of the same amount.
You can prefer another variant – a co-signer credit card. If a friend or relative of yours possesses a good credit and agrees to be your co-signer and the guarantor of your payment, you’ll be able to use a good credit limit and can accumulate points for your credit score. If you go this way, your co-signer should fill out a good credit card application to obtain a card for good credit.
Unsecured credit card (with higher fees and rates to compensate the bank’s risk) can also be your choice, if your income is enough for it. When you pay off bad credit cards, you’ll become eligible for fair credit cards, then good and excellent cards.
User Name:
treneecia gilmore
Date:
February 7, 2007, 5:44 pm
am i able to apply for a credit card right now based on my credit history?
Answer:
If you have a pretty good idea what your credit history is, you can find the card you are eligible for and fill out the appropriate credit card application right now. If you don’t know your credit score, you should turn to a credit bureau and ask for your credit report. If you credit history is not good enough, apply for cards for no credit, cards for bad credit or fair credit cards, according to your credit score. With good or excellent credit working on your favor, you can count on the best good and excellent credit cards. At our site we present a great variety of credit card applications for various types of credit history. Look through terms and conditions of the cards you’d like to obtain and make a decision.
User Name:
Miss Kelly
Date:
February 7, 2007, 9:29 pm
have just finished a Chapter 13 banruptcy, can I get a credit card to begin building credit. The finall paper work hasn't been completed, I paid off the chap 13 in December 2007. I do have a few outstanding/late medicals bills, now but desire to get a card, to use for small purchase & pay off, immediately. I want one that reports monthly to the credit bureaus

can you obtain a credit card while under chapter 13 bankruptcy
Answer:
If you’ve made all the necessary steps to extinguish your debts and your bankruptcy is final, there seems to be nothing that prevents you from getting a credit card to begin rebuilding your credit history. Actually, if you pay even part of your debts, you might be able to take credit (certainly, the remaining debts and bills are to be paid off). You can find obtaining credit quite easy, because you have relieved yourself of their prior debts or because your creditors know you cannot file another bankruptcy case for a period of time.
A good way to begin re-establishing your credit is via secured credit cards. Suchlike cards require a specific amount of money (as little as $200) in an account at the bank issuing the card to guarantee payment. Usually, the credit limit is equal to the security. Unsecured credit cards can be beneficial, if you’d like to purchase with the card.
Another variant which is also reliable, is rebuilding your credit with co-signer credit card. You can ask your friend or relative with a good credit history to be your co-signer. He applies for good credit cards. When he is approved you can be signed up as a co-borrower of this credit card. Both of you will be responsible for the credit, as in case you fail to pay off the balance, your co-signer will have to do it.
6 Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.
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