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Rebuild your credit after bankruptcy - Bank cards
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Millennium Bank Black Diamond Visa®
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• Approved regardless of credit history.
• No Credit Check.
• Get cash at over 740,000 ATMs.
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Displaying 550 to 560 (of 1902 questions) |
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User Name:
treneecia gilmore |
Date:
February 7, 2007, 5:44 pm |
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am i able to apply for a credit card right now based on my credit history? |
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Answer:
If you have a pretty good idea what your credit history is, you can find the card you are eligible for and fill out the appropriate credit card application right now. If you don’t know your credit score, you should turn to a credit bureau and ask for your credit report.
If you credit history is not positive, apply for cards for no credit, cards for bad credit orfair credit cards, according to your credit score. With good or excellent credit working on your favor, you can count on the best good and excellent credit cards.
At our site we present a great variety of credit card applications for various types of credit history. Look through terms and conditions of the cards you’d like to obtain and make a decision. |
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User Name:
Miss Kelly |
Date:
February 7, 2007, 9:29 pm |
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have just finished a Chapter 13 banruptcy, can I get a credit card to begin building credit. The finall paper work hasn't been completed, I paid off the chap 13 in December 2007. I do have a few outstanding/late medicals bills, now but desire to get a card, to use for small purchase & pay off, immediately. I want one that reports monthly to the credit bureaus
can you obtain a credit card while under chapter 13 bankruptcy |
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Answer:
If you’ve made all the necessary steps to extinguish your debts and your bankruptcy is final, there seems to be nothing that prevents you from getting a credit card to begin rebuilding your credit history. Actually, if you pay even part of your debts, you might be able to take credit (certainly, the remaining debts and bills are to be paid off). You can find obtaining credit quite easy, because you have relieved yourself of their prior debts or because your creditors know you cannot file another bankruptcy case for a period of time.
A good way to begin re-establishing your credit is via secured credit cards. Suchlike cards require a specific amount of money (as little as $200) in an account at the bank issuing the card to guarantee payment. Usually, the credit limit is equal to the security. Unsecured credit cards can be beneficial, if you’d like to purchase with the card.
Another variant which is also reliable, is rebuilding your credit with co-signer credit card. You can ask your friend or relative with a good credit history to be your co-signer. He applies for good credit cards. When he is approved you can be signed up as a co-borrower of this credit card. Both of you will be responsible for the credit, as in case you fail to pay off the balance, your co-signer will have to do it. |
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User Name:
Gord Ziegler |
Date:
February 7, 2007, 10:50 pm |
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I went Bankrupt 4 years ago, Divorce. How do I get an unsecured credit card in Canada, I have a capital one card already, I have good credit except for the Bankruptcy? |
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Answer:
It is extremely bad as your credit history has suffered. It may take a lot of time to be approved. Don't expect to get a large credit limit after bankruptcy. Bankruptcy information may be reported for 10 years. However, there is a solution to your problem. You can apply for credit card online and get an instant approval for secured credit cards for bad credit. Unsecured credit cards for bad credit are also be profitable although they are expensive and give little credit. On sites of some banks you can choose the card, fitting to you, without its ordering. There are a lot of cards: Orchard bank Platinum MasterCard, Orchard bank Silver MasterCard, etc. Just fill the service-list, pointing your credit conditions, and it will show you a list of cards. But before you start applying for a loan, check your credit report and make sure all your accounts are in order. For many issuers your income is more important than your financial problems. Just explain why you went bankrupt. |
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User Name:
Ricky |
Date:
February 7, 2007, 10:56 pm |
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what if my credit score is 525 what would be the right card for me |
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Answer:
Your credit score corresponds to bad credit history, so you should choose credit card applications accordingly. It’s up to you to decide which card is the best variant for you, as much depends on the following factors: the number of cards you are holding at the present moment, their type, how you pay them off , the purposes for which you need one more credit card, and so on. You can choose secured credit cards which require collateral. Unsecured credit cards for bad credit don’t require money deposit, but the fees and rates of such cards may be very high.
You can also improve your credit with co-signer credit cards, when person with good credit obtains a good credit card and signs you up as a co-borrower. Thus you will use the credit card and accumulate a number of points for your credit score, but both of you are responsible for the credit. |
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User Name:
Ahmed Dahir |
Date:
February 8, 2007, 3:17 am |
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how can i be prove if i do not have bank card?
pls i have forgotten my card number and the card is not with me but i want to shop |
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Answer:
Our site’s business is to collect the information about the best credit cards from major credit companies and banks and provide credit card applications for comparison. We are not credit card issuers, therefore we have no access to your personal information, your accounts, your passwords or card numbers.
So, if you’ve forgotten your card number or the card itself, it is only bank, that will be able to help you. Please, contact your bank, explain the situation to them and ask what you should do.
To find contact information of the banks, presented at our site, click the link "Apply" by any credit card of this bank and using the links, go to the official site of the company, where all the phone numbers and other contact details are shown. |
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User Name:
Valerie |
Date:
February 8, 2007, 4:13 am |
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I want to know who I can speak to about an account that was opened in 1995. I also want to know how I can obtain if I can get a copy of the paper work or credit information.
Remove name from your files and card number CCA credit service devision po Box 46101 Las Vegas N V Thanks.
that account(5424-1801-****-****) was paid in full years ago i thought.Why is it still on my credit report?. Please take it off or contact me & tell me how to do it.
I have paid off my account and I am still unable to charge anything on my card and I want to know why! |
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Answer:
If you are sure you paid off your credit card debt, but the information about this account is still on your credit reports, you should contact the bank and the credit bureaus. Probably, there was a mistake and either the bank or the bureau failed to update the information after you closed the account or paid it off.
Contact the bank and ask them to check the data on this account - they will find the necessary papers and will report to the credit bureaus at your request. You should also contact the credit bureaus and ask them to clear out the situation, as they are supposed to remove the wrong information from your report and add the missing items.
Our site can't assist yuo in closing your accounts or correcting your credit reports, as we have no access to this kind of information of the customers. Banks and credit reporting agencies are the only institutions that can deal with this kind of requests. |
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User Name:
London Eubanks |
Date:
February 8, 2007, 4:14 am |
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I have a credit card from Mutual of Omaha bank. I wish to close it. I recently applied for a loan and it showed as open line of credit on my rating scale. I was advised to close it to close the open line of credit, which in return would bring my rating up. Thank you. Could you send me a phone # OR SOMETHING that i can use to get this done. Thank you very much |
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Answer:
Unfortunately, we don't have credit cards from Mutual of Omaha bank. You should apply to the bank and get all necessary information there. Closing several open unused credit cards and open lines of credit can really help you with raising your rating. But it is better not to close old established accounts as they show your history and tell about your stability and paying habits. Just keep the accounts open and use your card and credit as little as possible until the next credit scoring. |
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User Name:
Lisa Kissel |
Date:
February 8, 2007, 4:15 am |
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It has been over two weeks, I was told that you would send my terms folder and my card in tow weeks and I had been approved . What is going on?
Checking on the status of my application.
I am in florida and my card is beening denied. I have been on the phone for TWO days trying to get thru. All I want to do when I get home is switch to visia.
I've been trying to get on line for fifteen minutes. Fist I have to try to find out how to entere my Id and Password, and when I did that Noting would Happen. I don't see how you can do business this way. |
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Answer:
Our site is not a bank, we work to help the customers choose the right credit card for their needs and advise on how to build or rebuild credit. We have no access to the accounts, balances and personal information of the customers. Besides, we are not responsible for the quality of the banks' customer support work.
It is only the bank that can inform you of the status of your application, that can accept your complaints or explain the reasons of your card delivery delay.
If you are not content with how your bank works, you can send a letter of claim to them, asking to correct the mistakes. If you lost your money because of the improper work of the bank, you have a legal right to address to the court. |
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User Name:
jesus ortiz |
Date:
February 8, 2007, 6:45 am |
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i recieve ssi and i was wodering if i would be able to apply for a credit card? |
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Answer:
If you apply for a credit card, the application form requires that your address, social security number, yearly income, etc. If you have no income, you can't be approved, as the bank isn't sure you will pay your debt. You have SSI as an income, so you can indicate the annual sum of SSI in the application form.
Another factor the bank considers is your credit history, so if you apply for a credit card according to your credit history, you are likely to be approved for a credit card with a medium credit limit. But you are in a risk group, so be careful in requesting a credit card with a good credit limit. |
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User Name:
Gospel |
Date:
February 8, 2007, 9:32 am |
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I want know if I can apply for the U S A form. |
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Answer:
To apply for a US credit card you need to be a US resident and possess a social security number (SSN), which is a compulsory element of the US application form. If you don’t have SSN yet but possess a Green Card or work legally in the USA, you can freely order a SSN through special organization or via Internet. For the latter variant you can use the search engine to find the appropriate site and follow the given instructions. It’s also of great importance to find out what credit cards you can afford. For this you need to turn to a credit bureau and ask for your credit report. When you are ware of your credit score, which corresponds to a certain type of credit history, it will be easier for you to choose the card available. Get acquainted with our online credit card applications, meant for various types of credit history, and make your choice. |
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