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Interest rate credit cards from Discover - credit card specials
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Discover® Card More® Card
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• 0% Intro APR.*
• No Annual Fee.
• 5% Cashback Bonus®.**
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Displaying 570 to 580 (of 1847 questions) |
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User Name:
Joshua |
Date:
February 9, 2007, 11:58 am |
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What is the difference between bank loans and credit card? |
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Answer:
The essence of both bank loan and credit card is the same - the bank lends you money and you return it paying fees and interest rate. But the main difference between these two things is that a credit card enables you to use your money whenever you go, you don't have to carry a lot of cash plus if you use the credit card regularly, you can earn rewards, depending on the type of credit card. Mind that credit cards are basically intended for cashless payments, and banks charge fees for cash advance. Bank loans are given in cash and you can either use checks or take the whole sum and use it.
The choice between credit cards and bank loans depends wholly on your needs, but credit cards are better for everyday purchases and regular use, and loans are for buying something significant - house or car. |
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User Name:
Eileen R. Hawkins |
Date:
February 10, 2007, 9:30 pm |
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Soes the capitalOne (RIF) Platinum debit card have insruance for when I reant a car, If so can I use that for the car insurance? |
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Answer:
Capital One RIF Platinum MasterCard is a debit card, which has nothing to do with credit cards we offer. It does provide Travel Assistance Services – emergency assistance and referral services, 24 hours a day, to cardholders who are traveling at least 100 miles away from home. In addition, this debit MasterCard provides pre-trip destination information, medical and legal referrals, and emergency cash transfers, for travel virtually anywhere worldwide.
If you’d like credit card with car rental insurance, regard Capital One No Hassle Cash Rewards Card, HSBC Platinum MasterCard, or, for example, Citi Platinum Select card, and apply online! |
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User Name:
carmelita sutilo |
Date:
February 11, 2007, 4:00 pm |
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i have already my chase card and i want my daughter to have an extension card. How can i apply her? |
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Answer:
You can order and additional card for your daughter without any problems. Check your credit report to have a pretty good idea, what cards are available for you. Then, depending on your credit rating, you can get acquainted with our cards for no credit, cards for bad credit, fair credit cards or good or excellent credit cards. Compare credit cards you are interested in. Evaluate their options (you may do it together with your daughter), and apply for the best credit card available. You will be holding the card, but your daughter will be able to use the credit limit. |
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User Name:
SHERRY LYNN CRAFT |
Date:
February 11, 2007, 11:36 pm |
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I know I've not good credit score. I'm trying to improve my credit score. Is it possible for me to have a credit card/personal loan for me to pay all debts off? So I can make a one payment instead of all other. I only depend on my paychecks and no other family member had not incomes. Can I able to apply credit card? Thank you, |
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Answer:
Firsly, it is better for you to pay off your debts and earn score to get a credit card but if you want another solution, there are some ways to solve this problem.
It depends on what credit score you have. To learn more about your credit score you can turn to credit bureau and ask for your credit report. When you get it you'll understand what cards you can afford. If you have no less than fair credit score you can apply for fair credit cards online.
In you case the solution of this problem can be debt consolidation. You can search for the detailed information in the Internet and find appropriate debt consolidation programs. At our site we only present credit card applications for different types of credit history and don't deal with loans.
The best way is to take a credit card loan through other organizations which can raise your score as long as you don't have too high a balance and pay it off on time. There are secured and unsecured loans. Secured loans are loans designed for those with a poor credit history, refferred as a bad credit history. Obtaining unsecured loans is usually quicker and does not require a formal closing. There is just an application, a promisory note and a payment schedule. You can try to make use of it. |
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User Name:
Johnathan |
Date:
February 12, 2007, 12:20 am |
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can i get an american express card with bad credit... FICO score approx. 523 |
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Answer:
Unfortunately, American Express Bank doesn't issue credit cards for bad credit customers. All credit cards from this bank require good to excellent credit. But, don't get upset, as at our site we present a good choice of bad credit card applications , offered by First PREMIER Bank, and there's at least one credit card which you are sure to like. All you need is to figure out your primary needs, the way you are going to use your card and the credit card options you want to benefit from. Most cards for bad credit are unsecured credit cards; they imply low APR on purchases, report monthly to 4 major credit bureaus and provide 24 hour account access by phone. With your credit score you can also think of a secured credit card, which requires a beforehand money deposit but charges lower fees and rates in comparison with unsecured one.You can also prefer a co-signer card. In this case you can ask a friend or a relative with good credit to apply for a good credit card and sign you up as a co-borrower. You'll be both responsible for the credit and have access to a good credit limit. When you pay your bad credit card off, your credit score will be increased and, one time or another, you`ll be able to pretend to American Express cards. Good luck! |
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User Name:
Anne Feldman |
Date:
February 12, 2007, 4:14 am |
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I would like to apply , but i would rather apply by phone...because i have quite a few questions..and feel more comfortable ..can you give me a contact number?...Anne |
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Answer:
Our site's aim is to present the latest and best credit card applications by the leading banks in order you can be in the know and can choose the right credit card for your needs. We also help you to build your credit history and avoid damage to your credit, giving tips in articles. As you decide to apply for a credit card, you click the link "apply" and automatically directed to a page of the official site of the bank issuer of the credit card. Before fillin out the application you certainly should read the terms and conditions of the credit card to be sure what you'll get. THe same with applications by phone. But if you want to call the bank instead of applying online, use the links and go to the official site of the bank to see the telephone numbers you can use. |
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User Name:
Scott Morris |
Date:
February 12, 2007, 4:14 am |
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I noticed in a google search that 3.9% for life for balance transfer was in the title. When I opened the page to your site the lowest I found was 4.9%. How can I get the 3.9% in the US and not in the UK? Thank you, Scott Morris |
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Answer:
It means that we haven't cards with 3,9% for life for balance transfer but to get more information about it you can apply online. Try to find it in terms and conditions for 0% on balance transfers section. If you look through the Internet you can learn that some credit card companies offer a 3,9% rate for debt moved, and while not quite life of balance, this rate lasts until July 2010 (Morgan Stanley Platinum, M&S&More Card, etc.) |
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User Name:
Donnie Lanier |
Date:
February 12, 2007, 4:15 am |
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I would like to recieve offers for credit cards by mail. I have good credit and I like the 4.9 interest rate for life. |
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Answer:
You are welcome to get acquainted with lowest APR credit card applications at our site. They are created for good to excellent credit, so to find out whether you qualify or not it's necessary to read terms and conditions of all the cards. Lowest APR cards contain different options and are meant for different purposes, so make a comparison to choose the best one for you. If you need 4,9% interest rate for life, you can apply for Blue from American Express®.With this card you can also benefit from no annual fee, free rewards program, earn 1 point for every $1 you spend (the number of points you can earn is unlimited)and take advantage of transfer balances fee-free. Most of the cards with low APR are no annual fee cards with 0% Intro APR for 12 months and numerous bonuses and rewards. So, evaluate all the cards and choose the one to your heart. |
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User Name:
Michael Salvatore |
Date:
February 12, 2007, 4:17 am |
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My son lives with his mother in Utah. I live in New Jersey. As he is approaching his 18th birthday, and may legally travel whenever he chooses, I am looking for a credit card that I can give him for travelling home to NJ. I would like to find a card that may purchase flights only, so I do not have to worry about other spending, but I am not sure that such a card exists. Any suggestions? Thank you. |
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Answer:
Many companies offer bonus miles system. Frequent flyer credit cards give travel rewards, but they require good or excellent credit. If your son has no credit history he can build good credit starting with no credit history credit cards for students. We can advise you Discover Student Clear Card. This card offers you 5% cash back bonus in popular categories like clothing store, restaurants, travel and so on and up to 1% cash back bonus on all other purchases automatically. At our site you can find the detailed informatoin about Student Credit Cards, compare their terms and features and choose the best suited card for you. |
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User Name:
Robin R. Abraham |
Date:
February 12, 2007, 4:41 am |
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I am not sure why there is a $159.95 charge to my checking account for a PowerPlus visa |
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Answer:
The thing you should know and be sure about id that you shouldn't pay anything for the credit card until you receive it by mail and activate it. All set up fees and the like are not quite legal and are a typical feature of scam credit card offers. There are setup fees, though with some bad credit cards they are possible. In your case the credit card is for electric bills payments, so this sum of money can be not a setup fee, but a payment or something else.
To learn it, you should contact the credit card company and ask them why you have been charged and for what you paid if you did. |
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* 0% Intro APR on Purchases and Balance Transfers.
** 5% Cashback Bonus® in categories that change like travel, home improvement stores, gas, groceries, restaurants, movies and many more.
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