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Balance Transfer Cards by Bank for Fair Credit Score
Answering your questions is our job and we love it! |
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Displaying 650 to 660 (of 1932 questions) |
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User Name:
Rinat Zaynagetdinov |
Date:
February 25, 2007, 2:13 am |
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I'm came to USA from Russia just on october 2006. At present time I'm working at the Vanderbilt University in Nashville, TN. So how i can apply the credit card? |
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Answer:
After you’ve got your SSN (social security number), you can choose a credit card and make an online credit card application. As far as I can guess, you don’t have a credit history yet. In this case you can start with a secured credit card that requires a beforehand money deposit (to guarantee you’ll pay the credit off).
If you have a friend or relative with good credit, he can become your co-signer. He applies for a good credit card and, when approved, signs you up as a co-borrower. Thus you will use the credit card and accumulate a number of points for your credit score, though you are also responsible for the credit. You can also prefer unsecured credit card, but it charges higher fees and rates (this is the way banks and credit companies cover the risks of credit), so your income should be enough.
Look through terms and conditions of different credit card applications, presented at our site, and choose the most suitable variant for you. When you pay off your bad credit card, you can count on fair credit card up to good and excellent card. Make all your payments in full and on time and you’ll build a strong credit history. Good luck! |
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User Name:
Dean |
Date:
February 25, 2007, 2:47 am |
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How do I include the balance transfer amount on the Discover? Card application for the no charge balance transfer when the request is made with the application? |
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Answer:
Discover Card you've chosen for balance transfer operation is really hard to overestimate. Once you`re filling out your application online, you have to enter some personal information, including your name, address, Social Security Number, etc. Also you have to enter financial institution name or account number of loan or even some of them to fulfill the transaction procedure. There are special fields (more than two) for entering your transfers, where you should put the credit cards numbers, for example. There is a space to enter an amount transferred, too.After you've finished entering these data, you should scroll down the form and click submit button. |
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User Name:
James Elvig |
Date:
February 25, 2007, 6:31 pm |
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Has my credit card application been received and when can I expect to receive the cards? I have 3 items in my shopping cart awaiting a credit card number to be posted before the order can be completed. |
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Answer:
Our site’s business is to provide the customers with the latest and sufficient information on the best credit card applications and help to choose the right credit card, fitting their needs and apply for a credit card online. We are not a credit bureau or banking institution and we have no access to your personal information. Besides, receiving credit card applications, giving approvals and posting credit card numbers is out of our competence. If you’ve looked through the terms and condition of the card you applied for, then you know at least the approximate date when you may expect to receive the cards. To learn this exactly, you’d better contact your bank. |
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User Name:
DAVE |
Date:
February 25, 2007, 7:49 pm |
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I NEED A CREDIT CARD TO TRANSFER ABOUT 7300.00 DOLLARS ONTO ONE CARD. I DID HAVE A BANKRUPTCY DISCHARGED IN 2001. IF YOU GO BACK ON MY CREDIT REPORT SINCE THEN IT HAS BEEN EXCELLENT. WHAT CARD DO YOU RECOMMEND AND FROM WHAT BANK? |
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Answer:
As far as your bankruptcy is final and you have an excellent credit history, you can count on the best credit cards. At our site we present a wide choice of balance transfer credit card applications, but it's difficult to recommend some definite card, because only you can decide which card is the best one for your personal needs. It's better to read terms and conditions of different credit cards, compare them and choose the one, designed for you. For example, with Platinum Visa® from Chase Bank you can take advantage of no annual fee, Flexible Rewards Program, 1 point per dollar spent and some other options. Among balance transfer cards there`s at least one that you will surely like. |
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User Name:
Nydia Becerra |
Date:
February 25, 2007, 7:50 pm |
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How can i apply the credit card if i dont have a social security number? |
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Answer:
If you wish to become a holder of US credit card, you need to have a US social security number as it's a compulsory element of the credit card application form. You can order a social security number if you possess Green Card or work legally in the USA. You may get a social security number either in a special organization, or do it via Internet. For this purpose use the search engine to find the appropriate site and follow the given instructions. When you receive your SSN, it's necessary to apply for a credit bureau and get your credit report to find out what cards you are eligible for. Then you are welcome to get acquainted with our best online credit card applications and choose the one, designed for you. |
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User Name:
carlos j castro |
Date:
February 25, 2007, 11:19 pm |
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it is activate this card merchant credit card the first national bank aproval number is 845 320 960 074? |
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Answer:
You see, our site works to collect the up-to-date and detailed information about the best credit cards online, issued by the leading banks and credit companies. We also help the customers choose the appropriate credit card applications to apply for the right credit cards fitting their needs. We have no access to your personal information and such operations as credit card approval and card activation are not in our competence. It’s only banks that possess this right. You can activate your card either activate your card, dictating the activation code over phone or you can go to the web-site, enter the number of your credit card or any other information required and, following the instructions, activate your credit card. |
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User Name:
Greg Earl |
Date:
February 26, 2007, 4:42 pm |
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How I do I cancel my cards. I do not need them any longer and the interest rates are far to high.
When I attempt to contact Visa or Mastercard I get the automated services but nothing else. Check cards
are all I need any more. Help me get out! |
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Answer:
The way of cancelling an undesired credit card is determined by the bank and is described at its official site or can be explained by phone. As far as we are not a credit company, we can’t assist you in cancelling the card, so you’d better try to contact your banks again and ask them for details of this procedure. In most cases there are two ways: you call the customer service and dictate the necessary information to the operator; you go to the official site of the bank and follow the given instructions to fill out the cancellation form.
Of course, if there are fees that you are not likely to pay, it’s better to cancel this credit card to avoid undesirable payments. But you should mind it that cancellation damages your credit. |
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User Name:
amanda |
Date:
February 26, 2007, 6:13 pm |
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if i apply for a creidt card today can i have the money today? |
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Answer:
The matter is that when you apply for a credit card online, in most cases you have to wait for the company’s decision. It may take you a couple of days, a week, or even a month, before you learn whether you are approved or denied. If you apply for instant approval credit card, you can be approved in 60 seconds, but in any case you should activate the card, using the activation number, provided by your bank in a letter, by phone or by Internet. You should also have the PIN of the credit card, which you can get in a letter, or by phone, when activating your credit card.
Some people try to use the card without activating, as they already can give the card number where it is needed, but as there is no money available on the card, no payments can be processed. In some cases, there is a setup fee required to start using the credit card.
Anyway when you apply for a credit card, we advise you to clear up the moment that interests you with your bank. |
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User Name:
charlene turnmire |
Date:
February 26, 2007, 6:34 pm |
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what if I haven't had no credit in 4 years |
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Answer:
I can't say it for sure, but it is highly probable that your credit score has become lower for this period of time. If you don't know what your credit score is, it's necessary to apply for a credit bureau and ask for your credit report. When you learn the amount of your credit score, which corresponds to a certain type of credit history, you'll find out what credit cards you can afford. So, if you have the score of 350-619, you can count on card for bad credit; with 620-659 scores you are welcome to choose from cards for fair credit; if it's 660-749 or 750-850, you can freely apply for a card for good or excellent credit correspondingly. Read terms and conditions to choose the best card available. |
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User Name:
david |
Date:
February 26, 2007, 7:23 pm |
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I have a middle credit score of 620 and am looking for a credit card to transfer two balances of $2000 on one card and $300 on another card. what are my options considering the above factors?
HOW CAN I PUT ALL MY CREDIT IN ONE? |
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Answer:
Balance transfer credit cards is a convenient way of relocating your debt from one credit card onto another with the lower interest rate, or just putting several credit balances into one. As a rule, with balance transfer card you can relocate not more than 4 credit card balances. Suchlike cards require no less than fair credit (that is fair, good or excellent credit rating). Thus, with middle credit score you are welcome to examine our fair credit cards, among which there are cards with balance transfers option. With most of the cards you can benefit from no balance transfer fee, low APR on purchases, take advantage of 24 hours account access by phone and enjoy convenient online account servicing. Besides, many of cards for fair credit imply instant decision. Good or excellent credit is a nice perspective to achieve, as balance transfer cards for positive credit include the most attractive options. Evaluate terms and conditions of different credit cards as it's only you who know best, which card is designed for you and is able to meet your needs in the best way. |
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