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Best Cards for Fair Credit to Improve Credit History
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Capital One® Classic Platinum Credit Card
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• 0% APR on all purchases until November 2010.
• Upload a favorite image to create your own card design.
• $0 Fraud Liability if your card is lost or stolen.
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Displaying 840 to 850 (of 1947 questions) |
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User Name:
Jeb |
Date:
April 4, 2007, 11:17 pm |
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I am looking for a credit card or two that will have a high limit to use instead of getting a loan. I need between $25,000-$50,000 and only have credit of 676 with a few bad marks and wife has 647 credit score with a house in her name. She owes $300,000 on an $800,000 house. Any suggestionis of which cards to get and where to start to get that high limit? |
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Answer:
Credit of 676 means that you have good credit history. Nevertheless, get your 3 credit reports and check you credit scores before applying for the card as usually creditors look at the lowest score. In case you have good credit, you can apply for a good credit card and make use of the best credit cards from American Express, Citibank and other banks. Here you can find best credit card offers including instant approval credit cards, best credit cards with rewards and other favourable conditions. Credit limit depends on the terms of your card and may be changed according to your credit history. If you prove to be a good credit risk, you'll notice that your credit line will be increased. So, read the terms and conditions of the cards and choose the one fitting your needs and interests. |
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User Name:
Willie |
Date:
April 4, 2007, 11:18 pm |
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What is the best card for me with a score of 582. |
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Answer:
According to the credit rating you may either have poor credit history or limitd credit. Both limit your choice of credit cards. But don't worry as at our site you can find the cards designed for poor and limitedcredit. They are profitable for improving your credit history and allow you to obtain the best credit cards in the future. However, first check your credit report and only after it apply for a credit card. Cards for limited credit are created for those who are building their credit and have no late payments in their name. If you have damaged credit you can apply for either unsecured cards or secured credit cards for bad credit. Just pay off your debts and make payments on time and you'll have no problems in the future. Note that bad credit cards don't provide guaranteed approval and the credit limit of these cards can be lower than you expect. Otherwise, even these cards can have some rewards programs such as frequent flyers and gasoline cards. |
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User Name:
Eric |
Date:
April 4, 2007, 11:19 pm |
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Do you know what the minimum credit scores needed for the business credit card? |
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Answer:
Before applying for a credit card you need to turn to the credit bureau and check your credit report. We provide credit card applications for business card with good (660-749) or excellent (800-850) credit only. If your credit is good, you can benefit from business credit cards. Look through our site and compare the best businness credit cards from such banks as Chase Bank, Citibank, American Express and others. Besides, all credit cards for business provide you with different rewards and rebates and help you build credit history and increase your credit line in future. Select the business credit card, suitable for your purposes and needs, and fill out the credit card application. |
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User Name:
Michelle |
Date:
April 4, 2007, 11:20 pm |
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How long does it take to show on your credit report once paid off? |
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Answer:
The matter is that our website works to collect the up-to-date information about the best credit card offers and present them in the way convenient for comparison. We are not a bank or a credit bureau and do not have any kind of access to your credit report and can’t look through it. We do not know about any banks operations and how long they take. We advise you to turn to your bank or credit bureau directly and ask this question. Only they can clear up you this moment and answer all of your questions concerning your credit card and credit report. |
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User Name:
kelly |
Date:
April 5, 2007, 2:22 am |
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what card is best for rebuilding credit with a fair credit score |
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Answer:
Mind that it is necessary to turn to the credit bureau first and check your credit report so that to know your credit card abilities. In case you try to rebuild your credit with a fair credit score of 620-659, the best way is to apply for cards for fair credit which can help you improve or re-establish your credit history. Credit cards for people with fair credit are created by many credit card institutions, and at our site you have an opportunity to compare all of them. Fair credit cards can be very important for your future credit card deals. After you pay off your fair credit card, you have a chance to obtain good credit cards with very profitable conditions. Besides, fair credit score allows you to participate in many rewards programs, so compare the best cash back credit cards possible for your type. If you qualify for a fair credit credit card, find the best credit card offer and apply online for a credit card application. Not forget to read attentively terms and conditions of the cards so that to understand what credit card meets your needs and purposes. |
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User Name:
sharon browne |
Date:
April 5, 2007, 3:40 am |
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how does a person get a 2nd credit card for a family member? |
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Answer:
A good way to get a credit card for a person is with the help of a co-signer, a friend or a relative, who needs to apply for a good credit card , and when approved, accepts responsibility for repaying a debt. In case the person with bad or no credit (a co-borrower) doesn't pay off his balance, the co-signer will have to do it for him. If you're going to be a co-signer, be sure you can afford to pay if you have to, and that you want to accept this responsibility. And mind that a co-signer should have good or excellent credit history to apply for a good credit card. At our site you can find a variety of best credit cards including instant approval credit cards, balance transfer credit cards and best credit cards with rewards. Choose the card you like and fill out an online credit card application. |
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User Name:
chris |
Date:
April 5, 2007, 1:19 pm |
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Is there a published list of what credit agency each credit card company gathers personal consumer information from in extentding credit? |
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Answer:
The bureaus assemble the information on your credit history: how many cards and loans you had, what were credit amounts and how you used to pay off your balances. All information concerning your credit history may be different at each agency. It means that your credit score varies from bureau to bureau, and very often creditors look at the lower score. So it's important to view reports from all 3. You can also apply to the credit bureaus or look through their official websites and get additional information there. |
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User Name:
Fernando Rampino |
Date:
April 5, 2007, 3:54 pm |
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Where can I find a no personal guarantee credit card or credit line? |
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Answer:
If you're looking for a no personal guarantee card for your business, you can easily find it at our site. Before getting such a card, you need to establish good business credit scores with all 3 business credit reporting agencies. In order to avoid a personal guarantee, it is important to show banks that your business can stand on its own. If you have excellent or good credit, you'll have no problems in obtaining a no personal guarantee credit card. At our site we present a variety of business credit cards that are suitable both for big and small business. Choose among the best cards with instant approval, no annual fee cards or more. Look through the business credit cards to make an online credit card application. As far as credit line is concerned, only creditors determine its amount, taking into consideration your credit worthiness. The better your credit, the higher your credit line will be. Generally, you can learn the exact amount of credit limit from terms and conditions of the cards. |
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User Name:
Kenneth Wood |
Date:
April 5, 2007, 6:17 pm |
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I'am looking for a the best credit card for transfer's without paying any fee's for 12 mo's or balance of the card? |
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Answer:
First check your credit report and know your credit score because the best balance transfer cards with no fee are designed for people with good or excellent credit history. If your credit is less than fair, it is necessary to improve it first and only later apply for balance transfer cards. If your credit history allows you to obtain these cards, welcome to our 0% on Balance Transfers page where you can find the card fitting your needs and interests. Credit card balance transfer may be rate free for 6 to 12 months. Reading attentively all terms and conditions, you'll surely find 0% balance transfers for 12 months (e.g., Chase Bank card and Discover card). Just fill out 0% APR balance transfer credit card application and apply online for a credit card. |
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User Name:
Kelly Snively |
Date:
April 5, 2007, 11:08 pm |
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I recently looked at my credit report and noticed that I had forgotten that I had an ASPEN/FB&T Credit card that I opend in Dec 2005. I no longer have that card and I am trying to reach that company to start paying the bill again. The problem is this, I have been searching for the website and found somewhere that the card no longer exists or something. That is was transferred to a different company. Can you please help me with this matter. I really need to get this off of my credit report. |
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Answer:
Unfortunately, we haven't any access to your personal information concerning accounts, balances, etc. Our site is used for making an application for a credit card online. Moreover, we don't present the card you're interested in at our site and are not connected with the company that offers it. If ASPEN/FB&T Credit card has not very high percentage, just don't use it. It can stay open until the expiry date. Nevertheless, if you want to get it off your report, it is better to contact the company where the card was transferred or look through its official site and make all inquaries there. |
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