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Balance Transfer Credit Cards for Fair and Bad Credit
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Public Savings Bank Secured Black Card
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Displaying 870 to 880 (of 1947 questions) |
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User Name:
Ernesto Araniva |
Date:
April 8, 2007, 5:40 pm |
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Can you please send me information on first time credit applications so that I could go over my options
Can you please send me information on first time credit applications so that I could go over my options
Send it to:
Ernesto B Araniva
7075 Apperson St.
Tujunga CA 91042 |
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Answer:
In case you're looking for no credit credit card applications, it's better for you to enter our site and find limited/no credit cards. Naturally credit cards with no credit have not so many options as credit cards for customers with good or excellent credit history. Nevertheless, you can find the card meeting your requirements. The best card for you may be a secured credit card that demands a cash deposit or some other collateral. The larger the security deposit, the higher the credit limit. A secured credit card will help you to build good credit and make your life much easier. Another way out is to apply for an unsecured credit card but you must have enough income as it charges higher fees and rates. You are free to choose here, just read all terms and conditions very attentively and insert an online credit card application. |
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User Name:
Jacquetta Shackelford |
Date:
April 9, 2007, 1:47 pm |
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i have no credit will credit union will be able to help me out |
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Answer:
A credit union is a cooperative financial institution that is owned and controlled by its members. Credit unions differ from other financial institutions, such as banks, savings and loan centers, and have another spicification. The members who have accounts in the credit union are the credit union's owners. As such, credit unions help their members improve financial matters. Unfortunately, we are not connected with any of these institutions, but present the latest information on the credit cards from the major banks of the USA, the UK, Canada and Belgium. At our site you can find a variety of credit card offers among which are cards for no credit. No credit cards can be helpful in building good credit history, so in case you're interested in them, welcome to our site. Nevertheless, if you want to learn more about credit unions, look for additional information in other sources (e.g., the Internet). |
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User Name:
refaat aly |
Date:
April 9, 2007, 3:56 pm |
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how can i take free credit? |
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Answer:
First of all, there are no free credit cards as such. All cards cost money. This depends on your APR rate. If you pay your cards right, there is a way to make them seem free for a short peroid of time. Many cards offer a 0% APR for the first 12 months to any new cardholders. This means you are never charged any extra fees for 12 months. So, as long as you pay off the balance, that you spent within these 12 months, the card is "free" because it doesn't charge you any APR. In case you are eager to get the so-called free credit, you need to apply for a card online and get an instant credit card approval. Here you have an opportunity to compare credit card rates and see which companies offer a 0% introductory APR and no annual fee to have the card. Fill out a credit card application and get an online approval. It is not necessary to have good or excellent credit history to get an instant online approval. Nevertheless, before applying for a certain card, check your credit report to know exactly what cards you are eligible for. |
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User Name:
bob |
Date:
April 9, 2007, 9:59 pm |
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does any credit card except cash advance transfers
I got a card and took out an cash advance...at the end of the term I woul;d like to transfer the debt to a another card with a good rate
do you know of any such cards |
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Answer:
We can offer you a variety of balance transfer cards that will help you relocate your debt into 1 card. There is a wide range of balance transfers to choose from according to your interests. Check your credit report first and make sure you are eligible for this type of cards as they are designed for people with positive credit history. So, if your score allows you to acquire balance transfers, you're welcome to look through terms and conditions of the cards and apply for one of them online. Take a look at the credit card applications that can allow you a balance transfer card at a 0 rate. If you transfer a balance to a card with a low intro APR of 0%, the APR for this balance will typically stay at the lower interest level for a certain period of time. |
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User Name:
kim |
Date:
April 9, 2007, 11:36 pm |
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can i file for bankrupty if iam not behind in my payments? |
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Answer:
Although all negative information stays on your credit for up to 10 years, you can have an "A rated" credit report within 2 years even of bankruptcy. Rebuilding your credit can be done rather quickly in case you have a certain plan. Creditors are much more interested in your present circumstances (income, for example) than financial troubles. First, apply to 3 bureaus and check all your reports for accuracy. Once a year you have an opportunity to get a free copy of your credit report. Make sure all your accounts are in order. It is not uncommon after a bankruptcy to see open accounts that should be closed. It can hurt your credit rating. Then, you can apply for a bad credit card that can help you build good credit history and make your life easier. Secured credit cards can be helpful in this situation. They are usually offered to people who had troubles with credit in the past. First, you need to open a bank account to confirm your financial stability. Guaranteed approval credit cards can be also beneficial but you must have enough income as they charge higher fees and rates. Insert the secured or unsecured credit card application and wait for the approval. |
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User Name:
jackie |
Date:
April 10, 2007, 8:56 am |
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Are there any balance transfer offers for someone with a fair-good credit rating....I own a house and have a checking account. |
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Answer:
Balance transfer cards are a good way for transferring your debt from one card onto another one. But to get such a card, you need to have no less than fair credit. So, it's better to turn to the credit bureau first and know your score. If your credit is positive, welcome to our site where you have an opportunity to compare the best balance transfer cards. Look at credit card applications, presented here, that allow you to acquire balance transfers at a 0 rate. Some banks offer the introductory APR, a low interest rate on a card. It's up to you to choose the card you like. If your credit is fair, look through fair credit cards, among which you can find no annual fee cards, credit cards with low APR and more. Usually all the details of cards are written in terms and conditions, so read them very attentively and select the card, fitting your needs and interests. |
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User Name:
Lisa |
Date:
April 10, 2007, 10:31 am |
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How do I know what card to apply for according to my credit score |
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Answer:
Unfortunately, you didn't mention what credit score you have. To learn this, you need to turn to the credit bureau and see what cards you're eligible for. Only after it, you can apply for a certain card online, according to your credit history. At our site we present different cards for all types of credit. In case you have excellent (750-850) or good (660-749) credit history, you can look through Best Overall Cards section and get an online credit card approval for 0% APR cards, no fee credit cards and credit card offers with balance transfers on credit cards. If you have fair credit (620-659), you can apply for a fair credit card that will help you improve your credit history. People with bad credit often find it difficult to be approved for a regular credit card, which in turn makes it difficult to rebuild credit history. At our site you have a chance to be approved for bad credit cards as well as no credit cards which can be helpful for those who want to re-establish or establish credit. Find the card, suitable for you, and fill out a credit card application. |
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User Name:
LATOYA |
Date:
April 10, 2007, 11:53 am |
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BEST CREDIT CARDS FOR STUDENTS |
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Answer:
If you are a student, you are welcome to look through our student credit card offers for high school students and college students. We can offer you to pay your attention to Student Universal Entertainment card from Chase bank. It offers 0% introductory Annual Percentage Rate for 6 months and 18,24 % APR on balance transfer and purchases after the expiry of 6 months. You need to look through all of the student credit card offers, compare their features and terms and only then choose the card complying with your needs and apply online. Simply click the link APPLY at the credit card and fill in an application form. Then it will be submitted to the bank. You need just wait for your card. |
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User Name:
angela |
Date:
April 10, 2007, 1:44 pm |
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We ae trying to bring up our credit score.How do I know which card company will accept us without bringing down our score even lower.Thanks. |
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Answer:
Not to bring down your score lower, you should apply for a credit card you qualify for. Otherwise, you'll be denied, and it can negatively affect your rating. Mind that before applying for the card, it is necessary to turn to the bureau and check your report. It is even better to get all 3 credit reports at the same time as usually issuers look at the lowest score. Only after that you can define what cards fit your score and requirements. At our site we present a variety of cards for all types of credit history. Choose any section you need and make a credit card application. Thus, if your credit is good or excellent, you can look through Best Overall Cards section and compare the best cards with low APR, no annual fee credit cards and other cards with favourable conditions. If your credit is fair, look for fair credit cards that can be a good way for improving your credit. Cards for limited or no credit can be a good step towards re-establishing or establishing your credit history. I can advise you to make payments on time and proove yourself a positive payer which, consequently, will raise your credit score. |
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User Name:
Brittany |
Date:
April 10, 2007, 3:08 pm |
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Which Cedit card do you think is right for me? I've made some bad desistions with my credit before. Im young and I have never had a card before. I dont want all types of hidden fees, or annual fees. |
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Answer:
Before applying for a certain card, it is necessary to check your credit report, so that to know what cards you're eligible for. It is extremely bad when one applies for the card he can't afford. At our site you'll find the cards for all types of credit history. Unfortunately, you didn't mention your credit score. But if you had some problems with your credit in the past, you need to apply for bad credit cards which can be a good step towards improving your credit history. Among the cards for bad credit you can find unsecured credit cards for bad credit, and secured credit cards for bad or no credit. Compare all the cards, presented here, and insert the bad credit card application. The main principle in obtaining such a card, is to pay off the debts quickly and make payments on time. It'll allow you to get new credit card offers in the future and make you a reputation of a reliable payer. You can also make use of the help of a co-signer, a friend or a relative, who will be responsible for your debts. He applies for a good credit card, and when approved, makes you a co-borrower. In case you fail to pay off your balance, he'll do it for you. |
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