 |
Credit Cards from Capitol One for People with Limited Credit
Answering your questions is our job and we love it! |
|
|
MetaBank AccountNow® Prepaid Visa®
Apply Right Now:
• 100% Guaranteed Approval.15
• $0 Activation Fee.
• Free Credit Builder.
|
|
|
|
|
Displaying 90 to 100 (of 1947 questions) |
|
 |
User Name:
louis fernandez |
Date:
September 14, 2006, 11:25 am |
 |
i'm looking to transfer abalance from my equity credit card, which is set to prime rate. looking for a card of about 3% for life. |
|
Answer:
Visit our 0% on Balance Transfers Credit Cards page and you will find several credit cards with balance transfers available. Actually, if other sites show you the figure 3% this doesn't mean they are really going to allow the balance transfer rate of 3%. In fact, the rate percentage can vary from 11-14 and more.
The 3% is just the balance transfer fee rate! So read the terms of the credit card carefully before applying. |
|
|
User Name:
marie |
Date:
September 14, 2006, 9:15 pm |
|
|
recently my credit was pulled by equifax and my credit score had went very low, i do pay all my loans on time. however i do have some medical collection that are now showing on the bottom part of the credit report,not in the top part where the collections usually are. i have made payment arrangements on these collections. how can i get these collections from reporting on the bottom portion of the credit report which is showing about 15 nines. |
|
Answer:
All disputable issues in your credit report should be discussed in the credit history bureaus, as the can sometimes make mistakes. So turn to the bureau and correct all the wrong information. |
|
|
User Name:
oglesbya3 |
Date:
September 15, 2006, 12:29 pm |
|
|
how is the best way to pay off $18,000 with the least interest and accordable monthly payments |
|
Answer:
If this sum is a present debt on one of your cards, you can transfer it to one of balance tranfer cards (HSBC MasterCard or Blue from AmEx are good options) - provided that you have a good credit history. If not, you should just find a good card with a low interest, but it is possible only if you have a good credit - otherwise you won't be given such a high credit limit. |
|
| RELATED LINKS |
 |
|
|
User Name:
will e. |
Date:
September 15, 2006, 5:32 pm |
|
|
i have only one credit card that i am currently carrying a balance of $2700. I have not used the card in over a year, I'm paying about $100 (about $30 over the minimum) each month. However, the interest rate is 20% and it's seems as though i'm not making much headway. All I want to do is pay this off as quickly as possible. I have excellent credit and am looking to purchase a house within the next year or two. What would be the best way to handle this? |
|
Answer:
now you behave wisely paying more than the minimum thus saving in interest. In your case it's utmost possible to call your credit card issuer and ask for a lower rate. if he disagrees, probably the best way will be to transfer your balance to a credit card with a lower rate, continuing to use the present card. |
|
|
User Name:
Vicky |
Date:
September 16, 2006, 1:25 am |
|
|
If you have past due medical bills can that affect your credit? |
|
Answer:
As far as I know, the information on the due bills and other payments is included to the credit report. |
|
|
User Name:
Weldon Kiser |
Date:
September 16, 2006, 8:44 pm |
|
|
How long does a negative item stay on a credit report? |
|
Answer:
It depends on the item. Bancruptcy, for example, stays for about 3 years. You should ask the credit agency to explain such details, or your financial consultant. |
|
|
User Name:
ililyvan |
Date:
September 16, 2006, 10:19 pm |
|
|
In 2001 i was cosigner for buying a car, the buyer went in bankruptcy in 2003 and the amount still due is on my credit report, i called the creditor and says i have to pay the total amount due, this is affecting my credit, what can i do.pls i applied for credit card and loans and this account is discharged or charge-off. |
|
Answer:
The only way out for you is pay off the debt, though originally it was not your credit. If your credit score allows, apply for a balance transfer card to pay on better terms. All in all, you have to clear your credit report of this unpleasant issue. |
|
|
User Name:
cary |
Date:
September 16, 2006, 11:36 pm |
|
|
How can I re-build my credit that was destroyed during my teenage years? |
|
Answer:
You should apply for a bad credit card, which will be the first step to rebuilding your credit. In order to find the card meeting your needs look through the corresponding category at our site or at http://www.credit-card-authority.com/, http://credit-card-analyzer.com/, http://rebuild-credit-cards.com/, http://www.bestcreditoffers.com/. Your only aim should be pay this card off in full and on time to be able to apply for a better card. |
|
|
User Name:
anne |
Date:
September 17, 2006, 5:36 am |
|
|
I found two cards from Capitol One one that is for "credit that needs some improvement" and one for "limited credit history". My question is will they really extend the credit if my credit needs some improvement? I met their qualifications they listed but I am scared to apply because if I do not get approved, it may lower my credit score. Do you know anything about these cards? I have had an Orchard silver card for about 8 months with very good standing. |
|
Answer:
The most important thing when applying for a card is to apply for a card that agrees with your credit score. In this case you will not damage your credit. So if these cards are for the score you have, do not hesitate to apply for one of them and extend your credit. |
|
|
User Name:
chris |
Date:
September 17, 2006, 5:51 am |
|
|
How many points is reasonable for your credit score going up if you stay in consistent good standing in say 6 months? can you reasonably raise your score say 25 points in this amount of time or would that take years? |
|
Answer:
Surely, if all your payments are on time and balances low, if you "treat" your card carefully, there may be observed a growth in points. Usually, it's about 30 points a quarter. |
|
|
|
|
|
15 See Card Terms and Conditions.
|
|
|
 |
All content. Copyright © 1999-2010.
Credit-Land.com, Inc.
All rights reserved. |
|
|
|
