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Balance Transfer Cards for People with Bad Credit
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Best Credit Cards from BadCreditOffers.com
Apply Right Now:
• Credit not-so-good? Not to worry with these credit cards.
• The online application is safe, secure, and simple.
• Monthly reporting to major Consumer Reporting Agencies.
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Displaying 990 to 1000 (of 1947 questions) |
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User Name:
Catherine Decker |
Date:
May 15, 2007, 2:22 pm |
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I am wanting to consolidate 3 credit cards and decrease interest rates by applying for a transfer balance. How do I find out what I would qualify for before following through with the application. In other words, I need to know this will benefit me before commiting to this process. |
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Answer:
A credit card balance transfer implies reallocating your debt from high rate card to a better one. It's often used to save money, because the majority of credit card companies offer no annual fee and 0% APR on balance transfers for new customers. Besides, it is also possible to consolidate debt from more than one card. Mind that these cards are designed mainly for people with good or excellent credit history, so request your report before applying for a card. Check it for any mistakes and if you find any correct them immediately. Learn your credit score. If it is above 660 you are certainly eligible for one of the 0% balance transfer cards. At our site you can find the best balance transfer cards applications that will help you solve the problem of debt. Compare all 0% balance transfer cards options properly, fill the application and submit it online. Balance transfer cards in fact help you to move your high-rate balance to a better card. So, you can avoid debts with their help, and consequently, it will positively affect your credit. |
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User Name:
jeff s brink |
Date:
May 15, 2007, 5:24 pm |
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had some bad years credit score was 675 has drop |
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Answer:
Credit score is the main factor which lenders keep in mind when deciding to approve or to deny your application. That’s why it is very important to improve your score and to keep it as high as possible. Unfortunately it is not quite clear what your current score is. 675 is good, but you've mentioned it has dropped. So, first of all turn to the credit bureaus and learn your current score. If you have 350-619 your score is poor, if it is 620-659 - you have fair credit. On our web-site you can find several variants of both fair and bad credit cards applications. You can apply for any of them online. Read all the information about these cards attentively and understand all the terms and conditions. Choose the one that suits your needs and then click "apply" link. Do not forget to make all the payments on time, check your credit report regularly and in time your score will increase. |
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User Name:
melinda |
Date:
May 16, 2007, 8:33 am |
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What exactly does HSBC stand for?
what exactly does HSBC stand for??
what do the letter HSBC stand for? |
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Answer:
HSBC is the name of one of the largest and most well-known bank in the world. In 2000 is was ranked as the fifth-largest company and third-largest banking company in the world. Its headquarters are located in the HSBC Tower in London. The letters HSBC stand for the original name of the company - the Hongkong and Shanghai Banking Corporation, which was established by Thomas Sutherland, a Scot, to finance British trade in the Far East in 1865. On our web-site you can find several credit card offers from HSBC bank. Most of them are available for those whose score is either excellent or good. If you want to get one of the HSBC cards through our service read all the details and then submit the required application online. |
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User Name:
Lorenzo |
Date:
May 16, 2007, 1:10 pm |
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I have a very bad credit, I already have my credit report...I want to know witch credit card would be the best for me to start restoring my credit. |
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Answer:
If you have a bad score and want to improve your credit there are some cards you can apply for. Nowadays many banks, such as Columbus, Dakota, Millennium and Orchard, offer deals for bad credit. On our site turn to the page devoted to cards for bad credit. Read all the details about each card, compare the present offers and choose one that suits your requirements. Another way to restore your credit is to apply for one of the so-called secured credit cards. With this card you will have to deposit some amount of money to guarantee your ability to pay. On our site you can find several variants of these cards too. After you’ve chosen the card you like just click “apply” and submit an application online. The bank will consider it and send you the card by post |
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User Name:
Gabrielle Webber |
Date:
May 16, 2007, 9:05 pm |
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What is best credit card for a person who has never had a card? |
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Answer:
Even if you don't have credit history and have never applied for a card today is the best time to start. Most banks are glad to attract new cutomers and have special programms for new-entrants. With no credit history you are able to apply either for secured cards or for unsecured ones. Both types have their advantages and disadvantages and which to prefer is for you to decide. With secured cards you'll have to deposit some amount of money to guarantee your ability to pay. On our site there are some variants of them, and you can choose the one you like. If you don't want to deposit anything however it is also possible to get one of unsecured cards for no credit from First PREMIER bank. Read all the details of these cards carefully, then click "apply" and submit the required form online. |
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User Name:
armando m. garcia |
Date:
May 17, 2007, 12:46 am |
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status fof credit card and credit limite?
how do i register to get my account on line |
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Answer:
First of all, it should be mentioned that we don’t represent any particular bank or credit company. Our web-site is aimed at providing sufficient and up-to-date information about various credit offers, including cards for excellent, good, fair, bad or no credit history. We are glad to present the details about different cards and to help the customers choose one of them according to their credit score and their requirements. Besides, we render a service of online application for the chosen card. However we do not possess any personal information, including the numbers of accounts and other financial data. To learn your balance and otherfinancial data you should turn to the official web-site of your bank and register there. Many banks allow registered users to get information about their credit online. |
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User Name:
santana mccallum |
Date:
May 17, 2007, 11:57 pm |
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i need to know how much money is on my card |
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Answer:
Unfortunately we are unable to provide you such data. As a matter of fact we don't represent any bank or credit company, we don't consider applications and issue cards. Our site plays merely advisory role. It is meant to present the best credit offers, to help you to compare various types of cards, to provide all the details concerning them and to render a service of applying for them online. If you have any questions about how to get a card or which of them to prefer we will gladly try to give you all the needed information. But telling you how much money you have on your card is absolutely beyond our competence. Please, turn to the bank from which you've received your card and learn your balance there. |
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User Name:
dave l |
Date:
May 18, 2007, 6:11 pm |
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my credit scores are equifax 672, transunion 740, and experian 812. i need a card with a credit limit of $5000 min. annual income is $72000. what card company would serve my needs? |
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Answer:
Your credit score is good (672) and excellent (740, 812), that's why you are actually eligible for the best credit cards. Your opportunities are in fact limited only by your needs and wishes. On our web-site you can find and compare the best cards from the most famous companies - American Express, Discover, Capital One, Chase and Citibank. Most of them offer rather favorable terms for those whose credit is good. So, read all the details concerning each card carefully, compare the deals and choose the card that suits you most. Talking about the credit limit, it is not a constant value and may change if your score changes. However as far as your score is rather high, the limit must be high too. |
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User Name:
nateasa cassivell |
Date:
May 18, 2007, 6:18 pm |
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how long does it take for a first premier bank credit card to come in |
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Answer:
The process of online application for a card from First PREMIER bank is rather simple and requires no special effort. On our web-site you can compare several cards offered by this bank and choose the one that satisfies your needs. Just click “apply”, fill the required form and submit it online. The period of considering your application may differ significantly. It may take a few days or a few weeks. You are not able to speed up the process, so be patient and just wait. After the decision is made the bank sends all the documentation and the card itself by post. Thus it can take a few more days before you receive your card. |
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User Name:
nicholas brock |
Date:
May 18, 2007, 8:05 pm |
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how do i fix my bad credit with low income and debt pilling up |
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Answer:
If your credit is bad and you are eager to improve it, you should follow some necessary recommendations. First of all request you credit report and check it for any mistakes. It is recommended that you do it regularly. Learn your current credit score. It will be better if you request the score from each of three credit reporting agencies, such as Equifax, Experian and TransUnion. Missing your payments will negatively affect your credit history, so do your best to make all the payments exactly on time. If you have a bad credit history, you should minimize the amount of inquiries on your credit report and open new accounts only if you need them, Besides, try to keep your balance as low as possible. Don't forget to use the old cards because in other case the data will not be updated. All these recommendations will allow you to establish a positive credit history and in time you'll be able to apply for the good credit offers. |
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