Jennifer Brown
I am Jennifer Brown, and my use of credit cards started early, however I learned some very hard lessons. Since then, I have found credit cards to be useful, but only when used wisely. I regularly write articles about credit cards, sharing best practices in order to prevent others falling prey to credit card debt. I currently work at Credit-land.com as the managing editor, channelizing my knowledge in the right direction.
I have a degree in journalism from the University of Texas, and have had fortunate opportunities to work for several reputed publications, (including the Houston Chronicle) in editing and reporting. I have done a lot of work for websites, especially in the segment which focuses on obtaining leads and helps clients to do well with the aid of some good marketing strategies.
My first experience with credit cards was when I used them for buying music and sponsoring exotic dinners for myself. But this led to a phase where I spent most of my money paying back my debts. Now, I am far more sensible, and use my credit card for travel expenses to earn extra miles. I use my credit card very judiciously. This is to ensure I don’t pay large interest rates or chase outstanding balances.
Latest Jennifer Brown's Posts
American Express Fully On Board with Isis Mobile
Isis Mobile Wallet adds more cards to its lineup with American Express`s announcement that they will make their cards available to the wireless wallet collaboration between AT&T, T-Mobile, and Verizon Wireless.
Visa Easy Payment Service Lets Cardholders Swipe and Dash
Visa is raising the limit on its Easy Payment Service, allowing customers to make purchases up to $50 without signing anything or entering a PIN - is this a good thing?
Prepaid Card Showdown as American Express Adds to its Arsenal
Another prepaid card enters the market, this one from American Express and aimed at college students, who can benefit from having a card that protects them from debts and overdrafts.
Small Business Getting a Million-Dollar Boost from Chase and LivingSocial
New credit card partners Chase and Living Social talk a lot about supporting small business; now they`re putting their money where their mouth is, launching a contest that will give away between one and three million dollars in grant money to small businesses.
May the Cutest Credit Card Win
The International Card Manufacturers Association (ICMA) honors the most innovative, inventive, and well-designed plastic cards in the industry with their Élan Awards, which were announced in April at the ICMA Expo in Miami. Credit-Land.com takes a look at this year`s prettiest plastic.
LivingSocial Users Can Chase Rewards With New Visa Card
LivingSocial and Chase are preparing to debut the LivingSocial Rewards Visa Card, which will give LivingSocial users the opportunity to earn rewards and get access to special perks and exclusive offers.
Online Commerce Skyrockets in Spite of Security Concerns
Credit card purchases were 12.1 percent higher in 2011 than in 2010, probably due to increasing online and mobile shopping in "card not present" transactions. Despite lingering concerns about security and online fraud, more and more consumers make purchases online as business evolves from the concrete to the virtual realm.
No Forgiveness for Credit Card Companies, Say Consumers
In a list of merchants and retailers, credit card companies come in last when customers are asked which ones they`re most likely to forgive. Parcel delivery, grocery stores, etc. come in higher.
Consumer Financial Protection Bureau May Okay Uncapped Fees
A loophole in the Credit CARD Act of 2009 that was meant to protect credit card holders from so-called "fee harvesting" is set to remain open as the Consumer Financial Protection Bureau proposes allowing banks to charge unlimited customer fees under certain circumstances.
Urgent Travel Warning on New Controversial Fees
A new tool for merchants to implement the Dynamic Currency Conversion fee raises the issue of whether or not the fee is fair to consumers. Is it an innovative revenue stream for merchants and a convenience to tourists, or a rip-off scheme?
American Express Card Members Get Elite Access at TriBeCa
With the TriBeCa Film Festival fast approaching, festival partner American Express announces perks for card holders attending the festival, including more social media tie-ins with Twitter, Foursquare, and Facebook.
Discover Card Adds Partners, Gives Greater Reward Redemption Opportunities
Discover card has added new reward opportunities to their popular Cashback Bonus program, including new redemption partners and opportunities.
Use It or Lose It, New Jersey Tells Gift Card Recipients
Faced with a budget shortfall, New Jersey makes a bid to nab the unused balance on that gift card you were saving for a rainy day.
Will Big Banks` Green Initiatives Court Customer Confidence?
Bank of America was just handed another accolade for its environmentally-friendly initiatives, but they still sit at the bottom when it come to customer satisfaction. Do things like industry awards and so-called "green" efforts make a difference when it comes to customer retention and fulfillment, or do banks and credit card companies need to do more in order to satisfy their customers?
Rough Weekend for Visa No April Fool`s Prank
An admitted security breach at card-processor Global Payments and a system outage on Sunday combined to make a newsworthy weekend for Visa, though they may wish they could chalk the whole thing up to an April Fool`s joke.
