Leo Zhu: Managing editor of Credit-Land.com

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Leo Zhu Profile

Leo Zhu

Leo Zhu is the managing editor of Credit-Land.com and has been researching credit cards for the site for more than five years.

Passionate about savings, Leo inspires his family and friends to save money on things they already buy every day simply by using credit cards. He loves to share his expertise about credit cards and knows all the tips and tricks of using cash back rewards, discount codes, coupons, and online credit card reward malls to get the most value from a dollar. He knows how credit card fees and rewards work and is eager to share the knowledge he's gained studying credit cards for Credit-Land.com.

Leo Zhu has been writing for Credit-Land.com since June 2012
Total Number of Posts: 776
Latest Leo Zhu's Answers
There are a bunch of Sheetz locations on my drive to work. Is it worth getting a loyalty card to use when I stop into the convenience store or fuel up at one of them? I don't always go there, so I'm not sure if I should bother signing up or not.

Posted: September 17, 2016

No one likes to be tied down to using just one gas station chain or convenience store location, no matter how convenient it is. But don't worry; it's still worth signing up for a customer rewards card at a store you only use some of the time. Because this card is a rewards card, not a credit card, ... Continue reading

Does the Delta card have an annual charge and does it offer an annual companion fly free coupon?

Posted: September 15, 2016

There are two Delta consumer credit cards and only one of them will get you a companion certificate – the Platinum Delta SkyMiles credit card. This card has an annual fee of $195. The rewards program is pretty standard: it gives 2 miles on Delta purchases and 1 mile on all other purchases. ... Continue reading

Which United card gives free baggage, priority seating?

Posted: September 15, 2016

There are two consumer credit cards offered by United. The first is the United MileagePlus Explorer Card that comes with such travel benefits like first checked bag free and priority boarding. The second card – the United MileagePlus Club Card – has all benefits of the first card and ... Continue reading

What should I look for in a credit card, if I want to get a new one to use for a major purchase?

Posted: September 12, 2016

If you're looking to get a new credit card to use on a specific large purchase, the first thing you want to think about is how to maximize your rewards. That means not just finding a great rewards credit card, but looking for a card that also has low fees and other great features. Some of these ... Continue reading

Is there an annual fee for a United Mileageplus awards card?

Posted: September 09, 2016

The United MileagePlus Explorer Card has a $95 annual fee, which is waived for the first year though. Such annual fee is pretty standard for travel rewards credit cards. The other card, the United MileagePlus Club Card has a $450 annual fee. Such high annual fee implies access to travel perks and ... Continue reading

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Elizabeth Nelson
Elizabeth Nelson is the news editor for Credit-Land.com. She has worked for the company since 2012.
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