Leo Zhu: Managing editor of Credit-Land.com

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Leo Zhu Profile

Leo Zhu
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Leo Zhu is the managing editor of Credit-Land.com and has been researching credit cards for the site for more than five years.

Passionate about savings, Leo inspires his family and friends to save money on things they already buy every day simply by using credit cards. He loves to share his expertise about credit cards and knows all the tips and tricks of using cash back rewards, discount codes, coupons, and online credit card reward malls to get the most value from a dollar. He knows how credit card fees and rewards work and is eager to share the knowledge he's gained studying credit cards for Credit-Land.com.

Leo Zhu has been writing for Credit-Land.com since June 2012
Total Number of Posts: 982
Latest Leo Zhu's Answers
I am planning a trip to Mexico and going to fly with Aeromexico. My question is, should I apply for an Aeromexico credit card to save on my trip? Or is there a better option for me?

Posted: February 27, 2017

The Aeromexico credit card is worth applying if you are flying with this airline a lot and if you are going to keep this card. The card offers additional perks to frequent flyers like complementary lounge access, companion certificate, and complementary baggage. And since it's loaded with perks, ... Continue reading

My wife and I are trying to get to Thailand using mileage. We would like to fly Cathay Pacific, a partner. May we combine our American Air miles and our Alaska Air miles to eventually accomplish this goal? How many miles would it take for 2 free business class seats to Thailand, next October? Thanks

Posted: February 20, 2017

Unfortunately, you can't transfer points between these frequent flyer programs, even though American Airlines AAdvantage and Alaska Airlines Mileage Plan are partners. You can earn miles when flying on a partner airline and redeem miles for flights on a partner airline, but you can't combine ... Continue reading

What if I don't what my Aeroplan Visa credit card, should I keep it open for credit history? And if I close it, will it hurt my credit?

Posted: February 03, 2017

Of course, sometimes it is good to keep some credit accounts open for your credit history. However, the TD Aeroplan Visa credit card has an annual fee, which is rather high, so you may not want to keep it open. If you have several active credit cards, you may close your Aeroplan credit card without ... Continue reading

I heard there is Skypass secured credit card, do you think I will qualify? my credit is bad. And will I earn miles with this card?

Posted: January 24, 2017

There is a Skypass Visa Secured credit card offered by U.S. Bank. Since it is a secured credit card, you should not have any difficulty getting the card. But note that secured cards require a security deposit and the Skypass secured card requires a $300 minimum deposit. The maximum deposit can be ... Continue reading

I want to close my Aeroplan credit card but is has some balance. Which card would you recommend to apply to transfer my balance and pay it off at 0% interest rate?

Posted: January 19, 2017

First of all, we would not recommend you to apply for a TD Bank credit card simply because balance transfers between two credit cards that are issued by one bank are impossible. Now when you know it, you can look at these balance transfer credit cards to find which is the best fit for you. Note ... Continue reading

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Elizabeth Nelson
Elizabeth Nelson is the news editor for Credit-Land.com. She has worked for the company since 2012.
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