Leo Zhu: Managing editor of Credit-Land.com

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Leo Zhu Profile

Leo Zhu
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Leo Zhu is the managing editor of Credit-Land.com and has been researching credit cards for the site for more than five years.

Passionate about savings, Leo inspires his family and friends to save money on things they already buy every day simply by using credit cards. He loves to share his expertise about credit cards and knows all the tips and tricks of using cash back rewards, discount codes, coupons, and online credit card reward malls to get the most value from a dollar. He knows how credit card fees and rewards work and is eager to share the knowledge he's gained studying credit cards for Credit-Land.com.

Leo Zhu has been writing for Credit-Land.com since June 2012
Total Number of Posts: 1031
Latest Leo Zhu's Answers
What protections does Mastercard provide?

Posted: April 28, 2017

As a cardholder, you can get access to benefits and protections provided by your credit card issuer and be a payment network. Mastercard has a set of most common protections. The protections we overview below may vary by card type and by issuing company. You can contact your credit card issuer or ... Continue reading

How to activate a Mastercard card?

Posted: April 27, 2017

Mastercard is a widely known financial services company. The company does not issue cards but processes payment transactions. All questions about your Mastercard credit card, prepaid card, debit card or gift card should be addressed to the issuing company. The card activation process is the same. ... Continue reading

I have acquired a lot of credit cards over the years and most of them I do not use anymore. Right now i use only my Arvest card. Should I close some of the accounts I know I will never use again?

Posted: April 01, 2017

No, you should not close old accounts. Old accounts bode well for the length of your credit history which can be a significant portion of your credit score. Also it will decrease your overall credit limit which could cause a shift in your credit utilization. This is basically your debt to credit ... Continue reading

Where is Mastercard accepted?

Posted: March 23, 2017

Mastercard credit cards are accepted in more than 210 countries and territories worldwide. So, basically, you can use a Mastercard credit card everywhere in the U.S. and around the world wherever you see a Mastercard logo. Mastercard has a family of payment brands – Mastercard, Maestro, and Cirrus. ... Continue reading

A lot of my friends use their credit cards for everything even when buying clothes at KingSize and when they have the money, isn't this a bad habit and aren't you better using cash when possible?

Posted: March 20, 2017

Credit cards are great for many thing other than just financing. Cards can help you balance your budget if you have flexible income or your two largest monthly bills happen to come at the same time of the month. You can also keep track of spending by seeing exactly what you spend your money on. ... Continue reading

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Other Writers:
Elizabeth Nelson
Elizabeth Nelson is the news editor for Credit-Land.com. She has worked for the company since 2012.
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