Leo Zhu is the managing editor of Credit-Land.com and has been researching credit cards for the site for more than five years.
Passionate about savings, Leo inspires his family and friends to save money on things they already buy every day simply by using credit cards. He loves to share his expertise about credit cards and knows all the tips and tricks of using cash back rewards, discount codes, coupons, and online credit card reward malls to get the most value from a dollar. He knows how credit card fees and rewards work and is eager to share the knowledge he's gained studying credit cards for Credit-Land.com.
Posted: October 05, 2016
That depends what credit card you used to make the purchase, but in general, yes. It's always a good idea to put these kinds of purchases on credit cards, because in case something goes wrong, you have some recourse. Most major credit cards offer purchase protection that gives you some coverage in ... Continue reading
Posted: October 01, 2016
It's tempting to go ahead and apply for a store credit card when you're about to drop a bundle of cash on their products. However, before you do so, take a close look at the terms and conditions of the card. In this case, the ongoing APR they charge is high, and there are limits on what purchases ... Continue reading
Posted: September 28, 2016
You're in luck. While the Harley card with Visa Signature is offered to people with excellent credit, there are other options for folks whose credit isn't quite spotless. Harley offers a "high performance" card that offers one point for every dollar spent, and is less stringent about credit ... Continue reading
Posted: September 27, 2016
Many people are confused by the many different credit offerings you are describing. The first thing to know is that one of those cards you mention - a prepaid card - is not actually a credit card at all. This type of card is closer to a debit card, because you load money onto it and then spend ... Continue reading
Posted: September 26, 2016
If you're a shopper, there's nothing better than having a credit card that gives you cash back or points for every purchase you make. Next time you're at the Overstock store, or Bed Bath and Beyond, or Macy's - wherever you like to shop - you could be getting cash back for every dollar you spend, ... Continue reading