Leo Zhu: Managing editor of Credit-Land.com

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Leo Zhu Profile

Leo Zhu

Leo Zhu is the managing editor of Credit-Land.com and has been researching credit cards for the site for more than five years.

Passionate about savings, Leo inspires his family and friends to save money on things they already buy every day simply by using credit cards. He loves to share his expertise about credit cards and knows all the tips and tricks of using cash back rewards, discount codes, coupons, and online credit card reward malls to get the most value from a dollar. He knows how credit card fees and rewards work and is eager to share the knowledge he's gained studying credit cards for Credit-Land.com.

Leo Zhu has been writing for Credit-Land.com since June 2012
Total Number of Posts: 908
Latest Leo Zhu's Answers
I plan on making a large purchase form Blue Nile Engagement Rings in the near future and I am very interested in applying for the Blue Nile credit card and because of this, I wanted to know, what are the benefits of paying for my purchase with the Blue Nile card instead of a different one?

Posted: November 12, 2016

Unfortunately, this can be quite a difficult question to answer, just because of the fact that I don't know what your alternative credit card option would be. There are many different kinds of credit cards that could greatly affect the outcome of that response. But what I can tell you is that I ... Continue reading

How old do you need to be to get a credit card? My daughter is starting high school and I'd like for her to have her own card, in case of emergencies.

Posted: November 01, 2016

It's smart to make sure your daughter is covered in case she gets into a tight financial spot, now that she's a teenager and likely to be away from you more often. However, don't be too eager to give her a credit card. For one thing, most card issuers won't give a card to someone under age 21. Even ... Continue reading

How is a prepaid card different from a debit card or a regular credit card? I m not sure which type of card I should encourage my teenager to get before she heads off to college. I've heard that a prepaid card is best, but I'm not convinced that's true.

Posted: November 01, 2016

A prepaid card is indeed a good choice for a child headed off to college. However, it's important to understand exactly what a prepaid card is, and isn't. A prepaid card is a payment card that is used in a similar way to a credit card, but is entirely different than a credit card, as well. It has ... Continue reading

I have a Goodys Department Store Credit card and I'm looking to move my balance to another credit card and then cancel my card. I have good credit, and I am wondering what card you would suggest.

Posted: November 01, 2016

The good news is that you can go with any card that offers a balance transfer promotion, offering either a 0% APR for a set period of time, typically 6 months to a year, or one that includes a low overall interest rate. Yet even with these promo offers its a great idea to pay down or off your ... Continue reading

I have an excellent credit score that I've worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

Posted: October 28, 2016

Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a business loan or mortgage in addition to a credit card. To take advantage of ... Continue reading

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Elizabeth Nelson
Elizabeth Nelson is the news editor for Credit-Land.com. She has worked for the company since 2012.
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