Mitchell Delaine
My name is Mitchell Delaine and I work as the senior editor at Credit-land.com. Before I took this position at my current company, I worked at a few other places before in the field of finances and credit cards. However, it is wasn’t until I took this position that I realized how much my knowledge can be channeled in the right direction to help a lot of people work out their finances and get them out of debt quickly.
I got my first credit card just before I completed college. As with most other people, my first card was a disaster. I realized my folly quickly and began to put things into place. This is when I grasped my affinity towards credit cards and thought about helping other consumers to get out of debt by sharing my experiences with them. As an editor in my previous company, I got to write a lot of articles that made a difference. In this role, I am taking it a step further by helping a lot of people reach their financial goals.
Latest Mitchell Delaine's Posts
How to use credit cards wisely?
Credit cards have become an integral part of our lifestyle. Right from the time a person reaches the legal age to obtain credit cards; they ...
What are the various aspects to consider before signing up for a credit card?
With the economy showing signs of recovery, a number of banks and credit unions are willing to loosen their norms in regards to issuing cred...
How can you make secured online payments?
There is absolutely no doubt that Credit Cards have made our lives simpler and it s become quite easy to shop anything, anywhere, anytime ju...
Why credit card is the most preferred payment mode?
Credit Cards today are by far the most extensively used payment method in the world. Credit card, a small plastic card issued to users as a...
Where can the students use student credit cards?
The use of credit cards is becoming extensive. While a lot of people find it convenient to use the credit cards and avoid payment through ca...
Which credit card do you want?
Life these days demands that each individual own at least one credit card for ease of financial transactions. Credit cards offer benefits of...
What is a virtual credit card number?
Ideal for shopping online, a virtual credit card number is a number that is linked to your regular credit card account that is either good f...
How Often Should I Check My Credit Score?
You should check your credit score three to four times a year. It s best if it s spread out in three to four month intervals. Your credit...
Can student loan debt be handled with a credit card?
College is a time when many young adults acquire a tremendous amount of debt. From taking out government subsidized loans to utilizing priva...
What is skimming?
The crime of skimming as it pertains to a credit card refers to the illegal copying of information off the magnetic strip that extends alo...
I am about to take a trip abroad and I was thinking of using my debit card while I m away. Is this a good idea?
When travelling outside of the country one of the biggest concerns is how to pay for things. While it is a good idea to have a little cash o...
I recently got my first credit card and I am wondering how am I protected and who I should turn to in the event I have a problem with the issuer.
The first thing to do should you ever find yourself in a dispute with your credit card issuer is to attempt to settle the problem by calling...
I feel like I am sinking into debt due to the holidays! Can you offer any words of advice about how to save some money at the end of the year?
Yes! First of all, everyone reading this should get a sense of how much debt is too much. The basic rule of thumb to decide whether or ...
Is excellent credit the today same as it was a few years ago?
This is a great question. In fact, there has been a shift in recent years as to what is considered excellent credit. You have probably hea...
I found a credit card I d like to apply for but it has an annual fee. Is it worth it?
Whether or not a credit card is worth carrying if you have to pay an annual fee is a question you will have to answer for yourself. Perha...
