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Credit Card Applications » Comenity Bank

Comenity Bank Credit Card Alternatives

Comenity Bank

Formerly the World Financial Network Bank and World Financial Capital Bank, and rebranded in 2012 as Comenity Bank and Comenity Capital Bank. If Comenity Bank sounds familiar it’s probably because you may already have one of their credit cards in your wallet and you don’t even know it. If you don’t have one of the Comenity Bank credit cards you have probably shopped at one of the stores they have partnered with to provide lines of credit to many shoppers. Comenity Bank cards are available for many popular retailers including J.Crew, Eddie Bauer, HSN, Pottery Barn, The Buckle and Pier 1 Imports. Comenity Bank has over 120 card programs for retail establishments.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
Unfortunately, we do not currently offer online application for
Featured Alternative to Comenity Bank Cards:
for Excellent, Good Credit
Discover it® Miles – Unlimited 1.5x Rewards Card
Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
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Regular APR
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Comenity Bank Cards:
Featured Alternatives to Comenity Bank Cards:
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Other Alternatives to Comenity Bank Cards:

Barclaycard CashForward™ World MasterCard®
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Expert Rating:

Card Details
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
n/a0% (15 months (on balance transfers made within 45 days of account opening))14.99%, 19.99% or 24.99%* Variable$0See terms
Credit One® Credit Card with 1% Cash Back
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Expert Rating:

Card Details
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
N/A15.65% - 24.15% Variable$0 - $99See termsYes
Fingerhut Credit Account
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Expert Rating:

Card Details
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • *SEE Fingerhut.com Site for Terms & Conditions.
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
n/a25.15%$0See TermsYes
Excellent/Good Credit
Citi® Diamond Preferred® Card
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Expert Rating:

Card Details
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
0% (21 months)*0% (21 months)*12.24% - 22.24%* (Variable)$0*See terms
Credit One® Credit Card with Bonus Features
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Expert Rating:

Card Details
  • All the bonus features you want in a credit card are included. Get 1% cash back on eligible purchases (terms apply). Track your progress over time with free online monthly credit score tracking. And, receive credit line increase opportunities.
  • 24/7 fraud monitoring on every purchase for you protection. Rest easy knowing you won´t be responsible for unauthorized charges.
  • See if you Pre-Qualify without harming your credit score. In less than 60 seconds, find the card that´s right for you.
  • Set up custom email or text alerts, so you´ll always be aware of your payment due date, when your payment posts, or if your available balance runs low.
  • Choose your card design from our premium gallery, a fee may apply.
Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
N/A15.65% - 24.15% Variable$0 - $99See termsYes
Milestone® MasterCard® with Free Choice of Card Image
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Expert Rating:

Card Details
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
N/AN/A23.9%$35 - $99*See Terms

9 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.
12 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.
* Click apply to read the full Terms and Conditions.

Total Rewards Credit Card From Comenity Bank

Comenity Bank does more than just store cards. They are also affiliated with Caesars Entertainment Operating Company. Together they offer patrons of almost 40 resorts casinos the Total Reward Visa which gives them a chance to earn rewards for the money they spend at any of their participating establishments. When you sign up for the Total Rewards Visa you can earn 10,000 reward credits for spending $750 within the first 90 days.

The Total Reward credit card offers five reward credits for every dollar spent at their participating locations. Two points are earned for every dollar spent at gas stations, grocery stores and on airline travel, and one rewards credit is earned for every dollar spent anywhere else you can use a Visa card. Rewards Credits can be redeemed for free play at Caesar’s casinos, or for hotel rooms or amenities at their Caesar’s resorts such as the spa, shopping, dining or golf.

The Total Rewards credit card also offers rotating promotions and discounts on their hotel rooms and at participating retail establishments within their resorts and casinos. There is also an opportunity to earn daily tier credit bonuses. For example earning 500 credits in a day would get you a 125 tier credit bonus. If you earn 1,000 points in a day, you will receive a 1,000 tier credit bonus. Earning 2,500 doubles your bonus to 5,000 and gives you platinum status in one day, and 5000 tier credits also doubles the bonus to 10,000 and gives the cardholder instant diamond status in one day.

So whether you’re into playing the odds or like to play it safe, the Total Rewards Visa can offer great rewards when used at their locations and in conjunction with discounts and promotions. However, it may be a gamble when used at other establishments. To maximize your winnings check out other options here.