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Credit Card Applications » Comenity Bank

Comenity Bank Credit Card Alternatives

Formerly the World Financial Network Bank and World Financial Capital Bank, and rebranded in 2012 as Comenity Bank and Comenity Capital Bank. If Comenity Bank sounds familiar it’s probably because you may already have one of their credit cards in your wallet and you don’t even know it. If you don’t have one of the Comenity Bank credit cards you have probably shopped at one of the stores they have partnered with to provide lines of credit to many shoppers. Comenity Bank cards are available for many popular retailers including J.Crew, Eddie Bauer, HSN, Pottery Barn, The Buckle and Pier 1 Imports. Comenity Bank has over 120 card programs for retail establishments.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
Unfortunately, we do not currently offer online application for
Featured Alternative to Comenity Bank Cards:
for Excellent, Good Credit
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
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Discover it® Miles Discover it® - Cashback Match™ Capital One® Platinum Credit Card
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Other Alternatives to Comenity Bank Cards:

Credit One Bank® Platinum Visa® with Cash Back Rewards
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Expert Rating:

Card Details
  • Enjoy peace of mind with $0 Fraud Liability
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  • Receive 1% cash back on eligible purchases, terms apply
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Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
N/A 17.49% - 25.49% Variable $0 - $99 See terms Yes
See card details
WebBank/Fingerhut Credit Account
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Card Details
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
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Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
n/a See Terms $0 See Terms Yes
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Credit One Bank® Unsecured Visa® for Rebuilding Credit
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Expert Rating:

Card Details
  • Find out if you Pre-Qualify without harming your credit score
  • Eligible purchases earn 1% cash back rewards automatically, terms apply
  • Get a credit line between $300 and $3,000 based on your credit history
  • Looking for more credit? Get credit line increase opportunities, a fee may apply
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Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
N/A 17.49% - 25.49% Variable $0 - $99 See terms Yes
See card details
Milestone® Mastercard® with Free Choice of Card Image
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Expert Rating:

Card Details
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
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  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Annual Fee Application Processing Fee
N/A N/A 23.9% $35 - $99* See Terms*
See card details

Total Rewards Credit Card From Comenity Bank

Comenity Bank does more than just store cards. They are also affiliated with Caesars Entertainment Operating Company. Together they offer patrons of almost 40 resorts casinos the Total Reward Visa which gives them a chance to earn rewards for the money they spend at any of their participating establishments. When you sign up for the Total Rewards Visa you can earn 10,000 reward credits for spending $750 within the first 90 days.

The Total Reward credit card offers five reward credits for every dollar spent at their participating locations. Two points are earned for every dollar spent at gas stations, grocery stores and on airline travel, and one rewards credit is earned for every dollar spent anywhere else you can use a Visa card. Rewards Credits can be redeemed for free play at Caesar’s casinos, or for hotel rooms or amenities at their Caesar’s resorts such as the spa, shopping, dining or golf.

The Total Rewards credit card also offers rotating promotions and discounts on their hotel rooms and at participating retail establishments within their resorts and casinos. There is also an opportunity to earn daily tier credit bonuses. For example earning 500 credits in a day would get you a 125 tier credit bonus. If you earn 1,000 points in a day, you will receive a 1,000 tier credit bonus. Earning 2,500 doubles your bonus to 5,000 and gives you platinum status in one day, and 5000 tier credits also doubles the bonus to 10,000 and gives the cardholder instant diamond status in one day.

So whether you’re into playing the odds or like to play it safe, the Total Rewards Visa can offer great rewards when used at their locations and in conjunction with discounts and promotions. However, it may be a gamble when used at other establishments. To maximize your winnings check out other options here.

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