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Credit Card Applications » Comenity Bank

Comenity Bank Credit Card Alternatives

Comenity Bank

Formerly the World Financial Network Bank and World Financial Capital Bank, and rebranded in 2012 as Comenity Bank and Comenity Capital Bank. If Comenity Bank sounds familiar it’s probably because you may already have one of their credit cards in your wallet and you don’t even know it. If you don’t have one of the Comenity Bank credit cards you have probably shopped at one of the stores they have partnered with to provide lines of credit to many shoppers. Comenity Bank cards are available for many popular retailers including J.Crew, Eddie Bauer, HSN, Pottery Barn, The Buckle and Pier 1 Imports. Comenity Bank has over 120 card programs for retail establishments.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
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Featured Alternative to Comenity Bank Cards:
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Discover it® - Cashback Match™
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Other Alternatives to Comenity Bank Cards:

Credit One Bank® Platinum Credit Card with Rewards
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Expert Rating:

Card Details
  • Find out if you Pre-Qualify without affecting your credit score
  • This unsecured card provides opportunities to raise your credit score
  • Receive opportunities for credit line increases, a fee may apply
  • Monitor your credit with free online access to your credit score
  • 1% cash back on eligible purchases, terms apply
  • Zero fraud liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
N/A 16.99% - 24.99% Variable $0 - $99 See terms Yes
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Barclaycard CashForward™ World Mastercard®
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Card Details
  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you'll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 23.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
  • No annual fee
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Annual Fee Application Processing Fee
0% (15 months) 0% (15 months (on balance transfers made within 45 days of account opening)) 15.99%, 20.99% or 23.99% Variable $0 See terms
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WebBank/Fingerhut Credit Account
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Expert Rating:

Card Details
  • No Annual Fee. See WebBank/Fingerhut Credit Account Terms.
  • No Over Limit Fee. See WebBank/Fingerhut Credit Account Terms.
  • Instant Response (Delays may occur depending on application data provided).
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  • Low Monthly Payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of the credit.
  • Choose From Over 450,000 items.
  • Shop Great Brands at Fingerhut.com.
  • Get the Credit You Deserve.
  • We just love saying "YES!"
Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
n/a See Terms $0 See Terms Yes
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Credit One Bank® Platinum Visa® for Building Credit
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Expert Rating:

Card Details
  • See if you Pre-Qualify without harming your credit score.
  • This fully unsecured credit card with no deposit requirement can be helpful in growing or building credit. Your account activity will be reported monthly to all three major credit bureaus.
  • All the features you want in a credit card are included. Get 1% cash back on eligible purchases, take advantage of free online credit score tracking, and enjoy credit line increase opportunities. Terms apply.
Summary of Card Features:
Intro APR
on Purch..
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
N/A 16.99% - 24.99% Variable $0 - $99 See terms Yes
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Milestone® Mastercard® with Free Choice of Card Image
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Expert Rating:

Card Details
  • Applying is quick and easy with our fast decision process
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Card designs to fit your personality at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.
  • *Dependent on credit worthiness
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Annual Fee Application Processing Fee
N/A N/A 23.9% $35 - $99* See Terms*
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Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases
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Expert Rating:

Card Details
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer
  • Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*
  • Free access to FICO® Scores*
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Annual Fee Application Processing Fee
0%* intro on purchases (21 months on Purchases*) 0%* (21 months on Balance Transfers*) 13.99% - 23.99%* (Variable) $0* See terms
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Total Rewards Credit Card From Comenity Bank

Comenity Bank does more than just store cards. They are also affiliated with Caesars Entertainment Operating Company. Together they offer patrons of almost 40 resorts casinos the Total Reward Visa which gives them a chance to earn rewards for the money they spend at any of their participating establishments. When you sign up for the Total Rewards Visa you can earn 10,000 reward credits for spending $750 within the first 90 days.

The Total Reward credit card offers five reward credits for every dollar spent at their participating locations. Two points are earned for every dollar spent at gas stations, grocery stores and on airline travel, and one rewards credit is earned for every dollar spent anywhere else you can use a Visa card. Rewards Credits can be redeemed for free play at Caesar’s casinos, or for hotel rooms or amenities at their Caesar’s resorts such as the spa, shopping, dining or golf.

The Total Rewards credit card also offers rotating promotions and discounts on their hotel rooms and at participating retail establishments within their resorts and casinos. There is also an opportunity to earn daily tier credit bonuses. For example earning 500 credits in a day would get you a 125 tier credit bonus. If you earn 1,000 points in a day, you will receive a 1,000 tier credit bonus. Earning 2,500 doubles your bonus to 5,000 and gives you platinum status in one day, and 5000 tier credits also doubles the bonus to 10,000 and gives the cardholder instant diamond status in one day.

So whether you’re into playing the odds or like to play it safe, the Total Rewards Visa can offer great rewards when used at their locations and in conjunction with discounts and promotions. However, it may be a gamble when used at other establishments. To maximize your winnings check out other options here.