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Comenity Bank Credit Card Alternatives

Comenity Bank

Formerly the World Financial Network Bank and World Financial Capital Bank, and rebranded in 2012 as Comenity Bank and Comenity Capital Bank. If Comenity Bank sounds familiar it’s probably because you may already have one of their credit cards in your wallet and you don’t even know it. If you don’t have one of the Comenity Bank credit cards you have probably shopped at one of the stores they have partnered with to provide lines of credit to many shoppers. Comenity Bank cards are available for many popular retailers including J.Crew, Eddie Bauer, HSN, Pottery Barn, The Buckle and Pier 1 Imports. Comenity Bank has over 120 card programs for retail establishments.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
Unfortunately, we do not currently offer online application for
Featured Alternative to Comenity Bank Cards:
for Good, Excellent Credit
Discover it® - Cashback Match™
You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
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Intro APR on Purchases
Regular APR
Annual Fee
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Comenity Bank Cards:
Featured Alternatives to Comenity Bank Cards:
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11.24% – 23.24% Variable
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Other Alternatives to Comenity Bank Cards:

Fingerhut Credit Account
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Card Details
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Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
n/a25.15%$0See TermsYes
Fair / Good Credit
Gettington Credit
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Card Details
  • Easy Monthly Payments.
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Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
n/an/a25.15%$0See Terms
Barclaycard CashForward™ World MasterCard®
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Card Details
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
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  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
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  • 0% introductory APR for 15 months on Balance Transfers made within 45 days of account opening. After that a variable APR will apply, 14.99%, 19.99% or 24.99%, based on your creditworthiness. Please note, there is a fee for balance transfers
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Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APRAnnual FeeApplication Processing Fee
n/a0% (15 months (on balance transfers made within 45 days of account opening))14.99%, 19.99% or 24.99%* Variable$0See terms
Credit One® Credit Card with 1% Cash Back
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Card Details
  • 1% cash back on eligible purchases, terms apply
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Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
N/A15.65% - 24.15% Variable$0 - $99See termsYes
Credit One Bank® Visa® - No Deposit Required
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  • Automatic reviews for credit line increase opportunities
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Summary of Card Features:
Intro APR
on Purch.
Regular APRAnnual FeeApplication Processing FeeReporting Credit Bureaus
N/A15.65% - 24.15% Variable$0 - $99See termsYes

9 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.
12 The card´s rates, fees and other terms are subject to change. Therefore, we do not guarantee that information presented on this page is current and up to date. Please, visit the bank´s or credit card company´s website to review the current Terms & Conditions.

See Also Credit Card Applications from Other Banks:

Total Rewards Credit Card From Comenity Bank

Comenity Bank does more than just store cards. They are also affiliated with Caesars Entertainment Operating Company. Together they offer patrons of almost 40 resorts casinos the Total Reward Visa which gives them a chance to earn rewards for the money they spend at any of their participating establishments. When you sign up for the Total Rewards Visa you can earn 10,000 reward credits for spending $750 within the first 90 days.

The Total Reward credit card offers five reward credits for every dollar spent at their participating locations. Two points are earned for every dollar spent at gas stations, grocery stores and on airline travel, and one rewards credit is earned for every dollar spent anywhere else you can use a Visa card. Rewards Credits can be redeemed for free play at Caesar’s casinos, or for hotel rooms or amenities at their Caesar’s resorts such as the spa, shopping, dining or golf.

The Total Rewards credit card also offers rotating promotions and discounts on their hotel rooms and at participating retail establishments within their resorts and casinos. There is also an opportunity to earn daily tier credit bonuses. For example earning 500 credits in a day would get you a 125 tier credit bonus. If you earn 1,000 points in a day, you will receive a 1,000 tier credit bonus. Earning 2,500 doubles your bonus to 5,000 and gives you platinum status in one day, and 5000 tier credits also doubles the bonus to 10,000 and gives the cardholder instant diamond status in one day.

So whether you’re into playing the odds or like to play it safe, the Total Rewards Visa can offer great rewards when used at their locations and in conjunction with discounts and promotions. However, it may be a gamble when used at other establishments. To maximize your winnings check out other options here.