USA

MetaBank Prepaid Cards Application

MetaBank Prepaid Cards

MetaBank

MetaBank is a nationwide U.S. financial services company that offers prepaid MasterCard and Visa to people with below average payment history and anyone who may not qualify for standard bank cards. Some of its best products allow instant approval online and require no credit check and only a minimal income check.

You may be approved for a MetaBank Visa or MasterCard even if you were turned down by other companies before. If you have no credit or bad credit history, or if you are just looking for a convenient payment tool, consider applying for a Meta Bank card online.

Study MetaBank's current offers, their Setup Fees, the minimum balances required and the maximum spending limits allowed to find the best fit for your financial resources, purposes and needs. MetaBank cards are excellent tools for building better credit over time, so apply online today!

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Prepaid Debit Cards

Card Name Minimum Credit HistoryActivation FeeMonthly FeeGuaranteed ApprovalInstant ResponseCredit CheckBuild CreditReporting Credit Bureaus

Bad / No$9.95$14.95YesYesNoNoNo
Card Details:
  • Get Your Premium Benefits:
  • Exclusive Rewards Program.
  • Free Credit ScoreTracker.47
  • Easy Mobile Account Access and Text Alerts.
  • Easy Online Bill Payment & Check Writing.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • No Credit Check, no Overdraft Fees or Balance Minimums.
  • Reloadable up to $10,000 Max Balance.
  • Deposit is fully FDIC insured.
Our Expert Opinion
  • 100% Guaranteed Approval.
  • Free direct deposit.

  • Has set up and monthly fees.

Bad / No$0$7.95YesNoNoNoNo
Card Details:
  • Use Direct Deposit - get your paycheck or government benefits check up to 2 days faster.
  • Refill a Prepaid Phone using your Control card - Get $1 back each time you add $25 or more.
  • Simple fee plan with no cost to order or activate a card and no overdraft fees.
  • Qualify for a $10 Purchase Cushion and $5/month fee plan after a Direct Deposit of $500 in one calendar month.
  • Earn Cash Back Rewards & Refer A Friend bonuses.
  • Free Bill Pay and online budget management tools.
  • Transfer money to other cardholders online or with your mobile phone.
  • Free Smartphone App - check your transactions, balance and find the closest reload location.
Our Expert Opinion
  • Free Direct Deposit with automatic upgrade.
  • Cash back rewards program.
  • Available optional savings account.

  • Has a monthly fee.

Bad / No$4.95$0YesYesNoNoNo
Card Details:
  • $0 Monthly Fee.
  • No Credit Check or ChexSystems check.
  • Instant Account Number.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy 24/7 Online Account Access.
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus.
  • Use it Everywhere Mastercard Debit card accepted.
Our Expert Opinion
  • No credit check.
  • No minimum balance.
  • Free direct deposit.

  • $4.95 activation fee.

Bad / Nosee site$5.95NoNoNoNoNo
Card Details:
  • $0 activation fee when you signup online!
  • Earn $20 with free direct deposit of your employer paychecks on to your PayPower card.
  • Earn $30 when you direct deposit your government benefits checks on to your PayPower card.
  • Refer a friend and earn $20 when they sign up.
  • No Credit Check, Overdraft Fees, Minimum balances or existing bank account required.
  • Use everywhere Visa debit cards are accepted, including online and at ATM´s.
  • Safe and secure alternative to cash and funds are protected by the Visa Zero Liability policy.
  • Free online bill pay, customer service, and card to card transactions.
Our Expert Opinion
  • Faster tax refund with PayPower.
  • No minimum balance required.
  • Use everywhere Visa debit cards are accepted.

  • Charges monthly maintenance fee.

Bad / No$9.95$9.95YesYesNoNoNo
Card Details:
  • Instant Account Number - No Credit Check.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy Online Bill Payment & Mobile Account Access.
  • No Purchase Transaction Fees.
  • No Overdraft Fees or Balance Minimums.
  • Withdraw cash at ATMs or get cash back with purchases.
  • Free Credit ScoreTracker.61
  • Choose Your Card Color - Blue or Pink.
Our Expert Opinion
  • Free direct deposit.
  • Free score tracker.
  • No credit or ChexSystems checks.

  • Set up and monthly fee.

Bad / Non/a$9.95YesYesNoNoNo
Card Details:
  • Get paid up to 2 days faster when you use direct deposit.
  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck or government benefits up to 2 days faster with free direct deposit.
  • Earn cash back with NetSpend Payback Rewards™.
  • Real-time activity alerts sent to your mobile phone.
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
Our Expert Opinion
  • You can upgrade your account to get additional benefits.
  • Pay bills online in the way that suits you best.
  • Access your account anytime and anywhere.

  • Charges monthly fees.

Bad / Nosee siteUp to $9.95NoYesNoNoNo
Card Details:
  • Get your tax refund faster with direct deposit.15
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF´s early detection screening program for those in need.
  • Get paid up to 2 days faster with free direct deposit of paychecks and government benefits.15
  • Free Anytime Alerts™ - Get your balance and transactions via text or email.15
  • Secure: Card funds are backed by Visa® Zero Liability.15
Our Expert Opinion
  • Has rewards on everyday purchases.
  • Pay nothing for cash withdrawals at ACE Cash Express locations.
  • Faster access to funds.

  • No credit reports.

Bad / Nosee siteUp to $9.95NoYesNoNoNo
Card Details:
  • Get your tax refund faster with direct deposit.15
  • Get paid up to 2 days faster with free direct deposit of paychecks and government benefits.15
  • Free Anytime Alerts™ - Get your balance and transactions via text or email.15
  • Free Direct Deposit - Get paid up to 2 days faster, don´t stand in line or pay check cashing fees.15
  • Secure: Card funds are backed by Visa Zero Liability.15
Our Expert Opinion
  • Has rewards on everyday purchases.
  • Pay nothing for cash withdrawals at ACE Cash Express locations.
  • Faster access to funds.

  • No credit reports.

15 See Card Terms and Conditions.
47 See Program Rules.
61 Cardholder fees apply.

See Also Credit Card Applications from Other Banks

Some of the best debit and prepaid cards available on the market are offered to MetaBank's loyal customers. Prepaid card products were created for people who look for an effective and affordable way to start establishing credit or to rebuild it after delinquencies and even a bankruptcy. MetaBank offers will also suit anyone who has difficulty getting a major credit card from the top U.S. issuers.

Choosing among prepaid bank deals from MetaBank, it's best to pick up the one that provides monthly credit bureau reporting services because credit bureau reporting allows you to build or improve your score faster. Also pay attention to activation, card replacement and account closing fees and other charges on account operations. Make sure you apply for the least expensive but most flexible prepaid credit offer around!

Along with prepaid products, MetaBank also offers debit bank cards and secured credit cards for those who want to boost their credit scores. Some of the top secured credit offers come with no annual fees, competitive APRs and credit bureau reporting services. So, if your goal is improving or rebuilding your credit, consider applying for a secured card from MetaBank. However, before applying, be sure to study its fees, compare rates and features, and read its terms and conditions to make sure that it's the best option for your budget.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average