USA
USA
USA Canada

MetaBank Prepaid Cards Application

Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

MetaBank Prepaid Cards

MetaBank

MetaBank is a nationwide U.S. financial services company that offers prepaid MasterCard and Visa to people with below average payment history and anyone who may not qualify for standard bank cards. Some of its best products allow instant approval online and require no credit check and only a minimal income check.

You may be approved for a MetaBank Visa or MasterCard even if you were turned down by other companies before. If you have no credit or bad credit history, or if you are just looking for a convenient payment tool, consider applying for a Meta Bank card online.

Study MetaBank's current offers, their Setup Fees, the minimum balances required and the maximum spending limits allowed to find the best fit for your financial resources, purposes and needs. MetaBank cards are excellent tools for building better credit over time, so apply online today!

Choose from MetaBank Offers:

Show cards for:
Excellent Credit
Good Credit
Fair Credit
Bad Credit
Limited/No Credit
Min. Credit History
Activation Fee
Monthly Fee
Purchase Fee
Guaranteed Approval
Instant Response
Credit Check
Reporting
Credit Bureaus
Rewards
Compare (6)
You've selected 6 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Bad / Non/a$9.95$0YesYesNoNo
Cash Back
About this card:
  • Get Paid up to 2 days faster with direct deposit - paychecks and government benefit checks.
  • 100% Approval - No credit check needed (ID verification required).
  • No credit card debt or late fees, because it is not a credit card.
  • Earn cash back with NetSpend Payback Rewards.
  • Real-time activity alerts sent to your mobile phone. (Message rates may apply)
  • Prescription Discounts - up to 55% off!
  • Funds are FDIC insured up to the current coverage limit (ID verification required).
  • Card issued by MetaBank®, Member FDIC.
Our Expert's Valuation
  • You can upgrade your account to get additional benefits.
  • Pay bills online in the way that suits you best.
  • Access your account anytime and anywhere.

  • Charges monthly fees.
Min. Credit History
Activation Fee
Monthly Fee
Purchase Fee
Guaranteed Approval
Instant Response
Credit Check
Reporting
Credit Bureaus
Rewards
Compare (6)
You've selected 6 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Bad / NoSee termsUp to $9.95See termsNoYesNoNo
Cash Back
About this card:
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.15
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.15
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.15
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.15
  • Earn up to 5% APY while you save in an optional savings account.15
  • Earn cash back on your everyday purchases through Payback rewards - get Special Offers and account credits when you use them.15
Our Expert's Valuation
  • Faster tax refund.
  • Pay nothing for cash withdrawals at ACE Cash Express locations.
  • Free direct deposit.

  • No credit reports.
Min. Credit History
Activation Fee
Monthly Fee
Purchase Fee
Guaranteed Approval
Instant Response
Credit Check
Reporting
Credit Bureaus
Rewards
Compare (6)
You've selected 6 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Bad / NoSee termsUp to $9.95See termsNoYesNoNo
Cash Back
About this card:
  • Official Sponsor of the National Breast Cancer Foundation (NBCF).
  • Since 2006, purchases from the ACE Elite Card have contributed to over $2 million towards NBCF′s early detection screening program for those in need.
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.15
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.15
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.15
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.
Our Expert's Valuation
  • Has rewards on everyday purchases.
  • No-fee cash withdrawals at ACE Cash Express locations.
  • Faster access to funds.

  • No credit reports.
Min. Credit History
Activation Fee
Monthly Fee
Purchase Fee
Guaranteed Approval
Instant Response
Credit Check
Reporting
Credit Bureaus
Rewards
Compare (6)
You've selected 6 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Bad / No$9.95$14.95$0YesYesNoNo
Cash Back
About this card:
  • This is not a credit card. You need to deposit your own money before using the card.
  • Exclusive Rewards Program.
  • Free Credit ScoreTracker.*
  • Easy Mobile Account Access and Text Alerts.
  • Easy Online Bill Payment & Check Writing.
  • Free* Direct Deposit - paycheck, benefits, tax refunds.
  • No Credit Check*, no Overdraft Fees or Balance Minimums.
  • *See Program Rules.
Our Expert's Valuation
  • 100% Guaranteed Approval.
  • Free direct deposit.

  • Has set up and monthly fees.
Min. Credit History
Activation Fee
Monthly Fee
Purchase Fee
Guaranteed Approval
Instant Response
Credit Check
Reporting
Credit Bureaus
Rewards
Compare (6)
You've selected 6 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Bad / No$9.95$9.95$0YesYesNoNo
n/a
About this card:
  • Instant Account Number - Great for Tax Refund Direct Deposit!
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy Online Bill Payment & Mobile Account Access.
  • No Purchase Transaction Fees.
  • No Overdraft Fees or Balance Minimums.
  • Withdraw cash at ATMs or get cash back with purchases.
  • Free Credit ScoreTracker.61
  • Choose Your Card Color - Blue or Pink.
Our Expert's Valuation
  • Free direct deposit.
  • Free score tracker.
  • No credit or ChexSystems checks.

  • Set up and monthly fee.
Min. Credit History
Activation Fee
Monthly Fee
Purchase Fee
Guaranteed Approval
Instant Response
Credit Check
Reporting
Credit Bureaus
Rewards
Compare (6)
You've selected 6 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Bad / No$4.95$0$0YesYesNoNo
Cash Back
About this card:
  • $0 Monthly Fee. No Minimum Balance.
  • No Credit Check or ChexSystems check. Guaranteed Approval.
  • Free Direct Deposit - paycheck, benefits, tax refunds.
  • Easy 24/7 Online Account Access.
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus.
  • Use it Everywhere Mastercard Debit card accepted.
Our Expert's Valuation
  • No credit check.
  • No minimum balance.
  • Free direct deposit.

  • $4.95 activation fee.
Min. Credit History
Activation Fee
Monthly Fee
Purchase Fee
Guaranteed Approval
Instant Response
Credit Check
Reporting
Credit Bureaus
Rewards
Compare (6)
You've selected 6 cards for comparison. Click on "Compare" link to go to the full comparison list.
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Show card details
Bad / NoSee termsUp to $9.95See termsNoYesNoNo
Cash Back
About this card:
  • Enroll in direct deposit today - receive your account number immediately.
  • Need your money before payday? Get paid up to 2 days faster with direct deposit.15
  • Withdraw up to $300 with no fee daily at ACE Cash Express locations with direct deposit.15
  • Mobile account access - available on GooglePlay and Apple App Store.
  • Transfer money to another ACE Elite cardholder with no fee.15
  • Always know your balance - by mobile app, email, or text message. Standard data rates apply.15
  • Earn up to 5% APY while you save in an optional savings account.15
  • Earn cash back on your everyday purchases through Payback rewards - get special offers and account credits when you use them.15
Our Expert's Valuation
  • Cash rewards program.
  • Free cash withdrawals at ACE.
  • Free direct deposit.

  • Not a credit card.
Sorry!
There are NO CARDS of this type for the checked credit histories.

15 See Card Terms and Conditions.
61 Cardholder fees apply.

See Also Credit Card Applications from Other Banks

Some of the best debit and prepaid cards available on the market are offered to MetaBank's loyal customers. Prepaid card products were created for people who look for an effective and affordable way to start establishing credit or to rebuild it after delinquencies and even a bankruptcy. MetaBank offers will also suit anyone who has difficulty getting a major credit card from the top U.S. issuers.

Choosing among prepaid bank deals from MetaBank, it's best to pick up the one that provides monthly credit bureau reporting services because credit bureau reporting allows you to build or improve your score faster. Also pay attention to activation, card replacement and account closing fees and other charges on account operations. Make sure you apply for the least expensive but most flexible prepaid credit offer around!

Along with prepaid products, MetaBank also offers debit bank cards and secured credit cards for those who want to boost their credit scores. Some of the top secured credit offers come with no annual fees, competitive APRs and credit bureau reporting services. So, if your goal is improving or rebuilding your credit, consider applying for a secured card from MetaBank. However, before applying, be sure to study its fees, compare rates and features, and read its terms and conditions to make sure that it's the best option for your budget.

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average