USA

U.S. Bank Credit Cards Applications

U.S. Bank Credit Cards

U.S. Bank

U.S. Bank is the sixth largest commercial bank in the United States. It operates 2,769 branches all over the country providing comprehensive payment services and financial products to its clients. This card issuer offers a wide range of innovative credit cards that feature: competitive interest rates, helpful services, rewards programs and instant credit decisions.

Customers each have their own financial needs. U.S. Bank understands the differing needs of its clients and offers a large selection of credit products for various consumer groups, so that you are sure to find the right solution for your situation.

Take your time to evaluate your financial needs and then feel free to browse among the most popular U.S. bank applications designed especially for you! Explore your financial options and then select the card offer that suits you best to apply for!

Sort Cards by:RatingIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation Fee

Consumer Credit Cards

Card Name Minimum Credit HistoryIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation FeeInstant Response

Excellent0%
(9 billing
cycles)
0%
(9 billing
cycles)
13.99% -
23.99% (Variable)
$0$0No
Card Details:
  • Save an Additional 25¢ a gallon for the first three months when you redeem 100 fuel points at participating Kroger family of stores fuel centers.
  • Earn free groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger family of brand products.
  • 2 points per $1 spent in the Kroger® family of stores (excluding fuel centers).
  • 1 point per $1 spent anywhere Visa Cards are accepted.
  • Every 1,000 points earned gets $5 in free groceries. Rewards sent automatically every quarter.
  • 0% intro APR15 for first 9 billing cycles on purchases and balance transfers. After that, a variable APR currently 13.99% - 23.99%.
  • $0 annual fee.15
Our Expert Opinion
  • Three-in-one card: Rewards Card, Shopper´s Card and Visa Card.
  • Earn rewards at the Kroger Family of Stores.
  • Visa card benefits included.

  • Should have excellent credit history to qualify.

Excellentn/an/a13.99% -
22.99% (Variable)
$0$0No
Card Details:
  • Earn 3 points for every $1 spent at Harley-Davidson® dealerships.15
  • Earn 2 points for every $1 spent at gas stations, restaurants, bars, and lodging merchants.15
  • Earn 1 point for every $1 everywhere else, redeem points for Harley Chrome® Cash.15
  • No limit to how much Harley Chrome® Cash you can earn.
  • Chances to win a new Harley-Davidson® motorcycle every month.15
  • No Annual Fee.
Our Expert Opinion
  • Earn point rewards everywhere you want.
  • No pre-set spending limit.
  • Visa Signature perks included.

  • Excellent credit history required.

Excellentn/an/a13.99% - 22.99% (Variable)Yes15$0No
Card Details:
  • Earn up to 9 Free Award Nights15 with 50,000 Gold Points after your first purchase, plus 35,000 points once you spend $2,500 on your card within the first 90 days.
  • 10 points per $1 spent in eligible net purchases15 at participating Carlson Rezidor hotels worldwide.
  • 5 points per $1 spent in eligible net purchases everywhere else.
  • Bonus Award Night - When you redeem Gold Points for 2 or more consecutive Award Nights, your last night is free. Exclusively for cardmembers!
  • Club Carlson Gold Status is yours after you activate and use your card.
  • 15Category 1 hotels.
  • 15 Net purchases are purchases minus credits and returns.
Our Expert Opinion
  • Earn more points for every dollar spent.
  • Get Annual Renewal Bonus every year you renew your account.
  • Receive free Bonus Award Night.

  • The card has an annual membership fee.

Excellentn/an/a12.99% -
19.99% (Variable)
$0 for the first year, then $8015$0No
Card Details:
  • Double miles on gas, groceries and Aeromexico ticket purchases.
  • 1 mile per $1 spent on everything else.
  • 20,000 First-Use bonus miles - enough for a round-trip ticket.
  • Complimentary Companion Certificate.
  • Complimentary Salon Premier Lounge access.
  • Complimentary checked bag.
  • Aeromexico ticket discount.
  • $015 intro annual fee for the first year, thereafter up to $8015.
  • Renewal bonus miles, plus $99 Complimentary Companion Certificate with credit card renewal.
Our Expert Opinion
  • Earn bonus miles to travel with SkyTeam.
  • No Pre-Set Spending Limit allows to carry a designated part of your balance from one statement to the next.
  • Enjoy exclusive Visa Signature benefits.

  • Card has an annual fee after first year of cardmembership.

Excellent0%
(12 billing
cycles)
0%
(12 billing
cycles)
13.99% -
23.99% (Variable)
$0 for the first year, then $4915$0No
Card Details:
  • Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees.
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card.
  • Earn two FlexPoints for every $1 spent on gas, grocery or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
  • Earn Triple FlexPoints for your charitable donations.
  • Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card.
  • $0 Annual Fee15 the first year, after that $4915.
  • Earn 3,500 bonus FlexPoints each year when you spend $24,000 in Net Purchases. You can redeem these FlexPoints for your annual fee or combine them with other FlexPoints for travel or many other rewards.
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more.
Our Expert Opinion
  • Earn bonus points and redeem or combine them.
  • Earn double points in category you spend the most.
  • Enjoy Visa Signature benefits.

  • The card has an annual fee.

Excellentn/an/a13.99% -
22.99% (Variable)
$0$0No
Card Details:
  • Up to 10% back quarterly in popular categories.
  • Up to 5% back on Ace purchases.
  • 2% back on gas and groceries.
  • 1% in Rewards everywhere else Visa is accepted.
Our Expert Opinion
  • No annual fee credit card.
  • Earn Ace Rewards Certificates.
  • Free Experian® Credit Score for internet banking customers.

  • No 0% interest introductory period.

Excellent0%
(15 billing cycles)
0%
(15 billing
cycles)
9.99% - 23.99% (Variable)$0$0No
Card Details:
  • 0% Intro APR15 on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99% - 23.99%.
  • No annual fee15.
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum.
  • $0 fraud liability15 for unauthorized transactions if your card is ever lost or stolen.
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud.
  • Online account management and account alerts.
Our Expert Opinion
  • Pay bills automatically online.
  • Receive your credit score at no cost.
  • Manage credit online with Free Online Account Access.

  • Must have good-to-excellent credit history.

Excellentn/an/a12.99% -
19.99% (Variable)
$0 for the first year, then $7515$0No
Card Details:
  • Earn 1 LifeMile for every net $1 you spend.
  • 20,000 bonus LifeMiles with your first card use.
  • 6,000 bonus LifeMiles with your annual credit card rewnewal.
  • Double LifeMiles on Avianca and TACA Airlines ticket purchases.
  • 50% Excess Baggage Redemption Discount on TACA Airlines.
  • $0 Introductory Annual Fee for the first year, thereafter $75.15
Our Expert Opinion
  • Make purchases and earn bonus miles.
  • No preset spending limit.
  • Visa Signature benefits included.

  • The card has an annual fee.

Excellentn/an/a12.99% -
19.99% (Variable)
$0 for the first year, then $7515$0No
Card Details:
  • 1 LANPASS Mile for every $1 you spend.
  • No Cap on Miles Earned.
  • 20,000 Bonus Miles with your first card use.
  • 4,000 Bonus Miles with your annual credit card renewal.
  • Double Miles on LAN ticket purchases.
  • No annual fee for the first year ($75 thereafter).15
  • 20% discount on LAN purchase (up to $1,000) 1 time per year.
  • 25% flight miles bonus.
  • 3 one-way upgrade coupons per year.
Our Expert Opinion
  • Earn LANPASS Miles and bonus miles.
  • Travel and concierge services included.
  • Appreciate the convenience of the free Internet banking.

  • Annual fee will be charged after first year use.

Excellentn/an/a12.99% -
19.99% (Variable)
$8015$0No
Card Details:
  • Get up to 15,000 Bonus Miles after your first purchase.
  • Earn 1 mile for every $1 you spend in net purchases.
  • Double Miles on Korean Air ticket purchases.
  • Redeem miles for award travel and upgrades on any SkyTeam partner, including Korean Air and domestic carriers such as Alaska Airlines and Delta Air Lines.
Our Expert Opinion
  • Earn bonus miles and redeem them for reward travel on Korean Air and SkyTeam partners.
  • No limits on miles you can earn.
  • Get Bilingual automated 24-hour account access and customer service.

  • Has an annual fee.

Business Credit Cards

Card Name Minimum Credit HistoryIntro APR on Purch.Intro APR on Bal. Tr.Regular APRAnnual FeeActivation FeeInstant Response

Excellent0%
(15 billing
cycles)
0%
(15 billing
cycles)
11.99% -
17.99% (Variable)
$0 with one purchase per year15$0No
Card Details:
  • 0% Intro APR15 for 15 billing cycles on purchases and balance transfers.
  • Earn 3% cash rewards on cellular, gas and purchases made at office supply stores and 1% on all other purchases.
  • 25% annual bonus of your prior year´s cash rewards up to $250.
  • No cap on the cash rewards you can earn and they never expire.
  • $015 annual fee if you make one purchase per year, otherwise $2515.
Our Expert Opinion
  • Earn cash back on business and other expenses.
  • Receive a bonus on every account anniversary date.
  • Use the card to pay no annual fee.

  • Must have excellent credit to qualify for the card.

Excellent0%
(12 billing
cycles)
0%
(12 billing
cycles)
11.99% -
17.99% (Variable)
$0 with $24,000 in purchases per year15$0No
Card Details:
  • Get 17,500 bonus FlexPoints after the first $2,500 in net purchases in the first 150 days.
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or redemption fees.
  • Earn one FlexPoint for every $1 of eligible net purchases charged to your card.
  • Earn two FlexPoints for every $1 spent on gas, office supplies or airline purchases - whichever you spend most on each monthly billing cycle - and on most cell phone expenses.
  • Earn Triple FlexPoints for your charitable donations.
  • Earn 5,000 FlexPoints when you refer a friend who acquires and uses the card.
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more.
  • $0 Annual Fee15 the first year, and every year your company spends $24,000 on card; otherwise $55.15
Our Expert Opinion
  • Keep personal and business expenses separate.
  • Earn points together with employees.
  • Redeem rewards for an account statement credit and more.

  • Business card for those with excellent credit.

15 See Card Terms and Conditions.

See Also Credit Card Applications from Other Banks

Among US Bank credit card applications, you can find credit cards for everyone that include deals designed for frequent shoppers, college students, frequent travelers, and even people with special interests. Furthermore, with rewards deals, you can earn unlimited rewards points redeemable for brand name merchandise, gift certificates and more. Isn't it great to earn generous rewards on the purchases you usually make?

So, if you want to find the best card for your current financial needs, just look through the US credit offers for personal, student, business needs to find the best fit for you! Since this bank offers a great many card types for customers with different needs, you are sure to find the right credit offer for you!

Online banking is one of the many advantages provided by U.S. Bank, and busy people will definitely like the convenience and flexibility of such services. You can pay your bills online, receive monthly statements electronically and track your payment activity whenever you need it. Join millions of satisfied US Bank customers by comparing the features of each US credit card presented here! Apply online for the deal that best meets your requirements!

Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

User level: Above average