American Express® Preferred Rewards Gold Card

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American Express® Preferred Rewards Gold Card American Express U.K.
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Card Highlights:

Card Category:	Consumer
Card Type:	Charge
Required Credit Rating:	Excellent / Good
Issuing Country:	United Kingdom

Available Rewards:

For explanation of each icon click here

Miles

Cash

Points

Charity

Rating:

INTEREST RATES
	70%
MAINTENANCE FEES
	80%
FEATURES & BENEFITS
	70%
REWARD PROGRAM
	75%
CUSTOMER SERVICE
	80%
OVERALL RATING
	75%

About:

•Cardmembers will now receive 2 complimentary lounge passes a year for over 350 airport lounges worldwide (terms apply).
•7,500 bonus Membership Reward points on the Card anniversary when a Cardmember spends £15,000 in the preceding 12 months.
•Annual fee is now £125 but the first 3 months are free so Cardmembers pay £93 in the first year.
•Transfer points to 10 major frequent flyer programmes.
•Double points on travel spend.
•Double points on petrol and supermarket purchases for your first year - with no cap!
•20,000 bonus points - enough for 2 return flights to selected European cities with British Airways or an upgrade to Premium Economy with Virgin Atlantic.

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Credit Card Rates

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	see site
Minimum Finance Charge:	see site

Balance Transfers:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	see site

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	n/a
Default APR:	n/a
Minimum Grace Period:	n/a
Minimum Finance Charge:	see site

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:	n/a
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	£3
Fee Rate:	3%
Maximum:	n/a

Foreign Transaction Fees:

Minimum:	n/a
Fee Rate:	2.99%
Maximum:	n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

£0

Maintenance Fees:

Annual Fee:

£125⁵¹

Penalty Fees:

Late Payment Fee:

£12

Look it up in our details help page!

⁵¹ Pay Cardmembership Fee of £125 (£93 in your first year).