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Capital One® Secured MasterCard®

PREPAID & CREDIT CARD APPLICATIONS ONLINE

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Card Rating:
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
Card Rating:
Minimum Credit Needed:
Minimum credit history required to be eligible for this credit card.
If your credit is less than the minimum required, DO NOT APPLY for the card.
Bank:
Capital One®
Card Network:
MasterCard®
User Category:
Everyday
Consumer Card
These credit cards are for the average consumer who needs a credit card for personal use.
Card Type:
Secured
Secured credit cards require a secured deposit on a bank account. These cards are intended for people with limited credit history.
Issuing Country:
United States
About this Credit Card:
No annual fee, with all the credit building benefits.
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus.
Get free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker.
Your minimum security deposit gets you a $200 credit line.
You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required.
Easily manage your account 24/7 with online access, by phone or using our mobile app.
It′s a credit card accepted at millions of locations worldwide.
Interest Rates & Fees
Everyday Purchases:
Introductory APR:
The interest charged on purchases for a short period of time (introductory period).
n/a
Ongoing APR:
The interest rate charged on purchases when account is established or after introductory period is over.
24.9% (Variable)
Default APR:
The interest rate charged when you miss payments, do not make payments at all or pay less than minimum.
See terms
Minimum Grace Period:
The period of time during which you can pay off the card balance without paying the interest.
25 days
Minimum Interest Charge:
The minimum amount charged by a lender if you are charged interest.
See terms
More details expand
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Balance Transfer:
Introductory APR:
The interest rate charged on transferred unpaid debt for a short period of time (introductory period).
n/a
Ongoing APR:
The interest rate charged on transferred unpaid debt when account is established or after introductory period is over.
24.9% (Variable)
Balance Transfer Fee:
A fee which may be charged for transferring an outstanding balance to your new credit card.
$0
Default APR:
The interest rate may be charged when you miss a payment, exceed available credit limit or pay less than minimum.
See terms
Minimum Grace Period:
The balance transfers do not usually have a grace (interest-free) period.
0 days
More details expand
Less details collapce
Cash Advance:
Ongoing APR:
The non-introductory interest rate charged for cash advances when account is established.
24.9% (Variable)
Cash Advance Fee:
A one-time service charge on cash advance made through ATM, a teller, or an access check.
3% of the amount of the cash advance, but not less than $10
Default APR:
The interest rate charged when you miss payments, do not make payments at all or pay less than minimum.
See terms
Minimum Grace Period:
The cash advances do not usually have an interest-free period and the interest starts accruing the day you make cash advance.
0 days
More details expand
Less details collapce
Other Fees:
Application Processing Fee:
A fee which may be charged upfront when you apply for a credit or a debit card.
n/a
Annual Fee:
A fee charged annually for use of a credit card.
$0
Late Payment Fee:
A fee which is charged when you miss a payment or your payment is received after the due date.
Up to $35
More details expand
Less details collapce
Expert Review
Our Expert's Valuation:
Credit-Land.com experts thoroughly analyzed the credit card and defined its main pros and cons.
pluses
No annual fee, with all the credit building benefits.

pluses
Your minimum security deposit gets you a $200 credit line.

pluses
It′s a credit card accepted at millions of locations worldwide.

Expert's Ratings:
Credit-Land.com experts evaluate each card using five criteria in order to help you choose the best card.
Overall:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:



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