Capital One® Secured Mastercard®

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Capital One® Secured Mastercard®
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
LIMITED, BAD
Bank:
Capital One®
Card Network:
Mastercard®
User Category:
ConsumerCard
Card Type:
Secured
Issuing Country:
United States

About this Credit Card:

No annual fee, and all the credit building benefits with responsible card use
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
Easily manage your account 24/7 with online access, by phone or using our mobile app
It's a credit card accepted at millions of locations worldwide

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
24.99% (Variable)
Penalty APR:
None
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
24.99% (Variable)
Balance Transfer Fee:
$0
Penalty APR:
None
Minimum Grace Period:
0 days
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Cash Advance
Ongoing APR:
24.99% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
None
Minimum Grace Period:
0 days
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Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $35
Foreign Transaction Fee:
None
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Expert Review

Our Expert's Valuation:

pluses
No annual fee, and all the credit building benefits with responsible card use

pluses
Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus

pluses
You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness

Expert's Ratings:

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Maintenance Fees:
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User comments about Capital One® Secured Mastercard®: