Capital One® Spark® Cash Select for Business

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Capital One® Spark® Cash Select for Business
Compare
Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
EXCELLENT, GOOD
Bank:
Capital One®
Card Network:
Visa®
User Category:
BusinessCard
Card Type:
Regular
Issuing Country:
United States

About this Credit Card:

Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that
No annual fee
Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
Rewards don't expire, and you can redeem your cash back for any amount, anytime
Get employee cards at no additional cost, and earn rewards from their business spend

Rewards Program

Cash Back Rewards

Bonus Offer:
$200 Cash Back once you spend $3,000 on purchases within 3 months from account opening
Max Rewards Per $1:
1.5% Cash Back on every purchase, every day

Interest Rates & Fees

Everyday Purchases
Introductory APR:
0% on purchases for 9 months
Ongoing APR:
13.74% - 21.74% (Variable)
Penalty APR:
30.15% (Variable)
Minimum Grace Period:
25 days
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
N/A
Ongoing APR:
13.74% - 21.74% (Variable)
Balance Transfer Fee:
N/A
Penalty APR:
30.15% (Variable)
Minimum Grace Period:
0 days
More details expand
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Cash Advance
Ongoing APR:
23.74% (Variable)
Cash Advance Fee:
3% of the amount of the cash advance, but not less than $10
Penalty APR:
30.15% (Variable)
Minimum Grace Period:
0 days
More details expand
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Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $39
Foreign Transaction Fee:
None
More details expand
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Expert Review

Our Expert's Valuation:

pluses
Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business

pluses
Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening

pluses
Save on interest with 0% intro APR on purchases for 9 months; 13.74%-21.74% variable APR after that

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
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User comments about Capital One® Spark® Cash Select for Business: